
Hawaiian
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In the U.S. each state regulates the insurance industry. Hawaii is no exception. While far from perfect, our regulators do a decent job. We also have some aggressive lawyers, with some high profile law firms specializing in insurance claims. The have impressive track records. When I injured my back my insurance company (my business was incorporated so I had to carry workmens compensation insurance) tried giving me a hard time. I told the claims adjuster she could work with me or deal with my lawyer. No problems after that. As for medical coverage, I have Medicare and Tricare for life. What Medicare doesn't cover Tricare pays the balance. Medicare costs me $165/month and I pay nothing for Tricare. The not-profit private hospital I go to has never asked for a co-payment for the few times I used their emergency room services. I rarely get sick and go to my primary care physician every six months for a checkup. By the way, I am 83 years young. Sorry about your bad experiences. Take care.
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After reading your comments I checked the most recent reviews for Allianz. Many 5-stars and and quite a few one-stars. Failure to submit clear and precise documentation seems to be behind most of the bad reviews. I am not one to file frivolous or questionable claims. In the past, I have always been satisfied when filing homeowners, workmens compensation and auto claims. As I have , mentioned, I have no experience with travel insurance claims and hope it stays that way. Be prepared for the worse and hope for the best.
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Whenever I buy my airline tickets they always offer travel/health insurance. Thankfully I have never had to file a claim. The couple of times that I haven gotten sick in Thailand from eating raw or under cooked shellfish an over the counter antibiotic has worked. My girlfriend's brother is a good diagnostic physician who we both rely on for advice. He has never let us down.
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Navy Wants To Raise Sunken Warship For Return To Service
Hawaiian replied to webfact's topic in Thailand News
Exactly. The saltwater damage is irreversible. -
Female Thai Student Attacked On San Francisco Bus
Hawaiian replied to webfact's topic in Thailand News
That is, if you like that kind of excitement. -
Female Thai Student Attacked On San Francisco Bus
Hawaiian replied to webfact's topic in Thailand News
And Emeryville. -
Biden should acknowledge Thailand’s roll in capturing Viktor Bout
Hawaiian replied to webfact's topic in Thailand News
Coke, like booze can cause serious health problems if abused over a period of time. Same with pot. Since the lifting of prohibition alcohol l is legal and regulated at both the state and national level. Pot is legal in some U.S. states although still ruled illegal by the feds. -
Biden should acknowledge Thailand’s roll in capturing Viktor Bout
Hawaiian replied to webfact's topic in Thailand News
So why don't people of color celebrate her return? -
Biden should acknowledge Thailand’s roll in capturing Viktor Bout
Hawaiian replied to webfact's topic in Thailand News
What price did she pay for not respecting the national anthem? -
Biden should acknowledge Thailand’s roll in capturing Viktor Bout
Hawaiian replied to webfact's topic in Thailand News
And to think the USA and the rest of the world has to put up with him for another two years, that is if he lasts that long. -
Xi expects everyone to behave except China.
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My problem is Honolulu International Airport. Even after spending millions of dollars in improvements it is still not fixed. For its size, it is rated the second worst airport in the U.S. The walk from the international arrival gates to immigration is ridiculous. While not wheelchair bound, I use a cane to get around. The last time we came through the escalator was broken, so climbing the stairs to the next floor with my carry on was not all that easy. Fortunately, other friendly passengers helped me. The immigration and customs process is easy. It's the difficulty in reaching these areas. Other common complaints are the Hawaiian Airlines staff and the extremely long TSA lines. HAL staff kept sending us in circles before we got our boarding passes. Luckily a security officer who asked to see my boarding pass and noticed I might miss my HAL flight, led us to the head of the TSA line. These are my reasons for the three hour layover in Honolulu. I rather wait for the next flight than the face the headaches of missing it. My traveling companion feels the same way. She never travels alone and is comfortable with my decisions. So far, we have never missed a flight.
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Ever wonder what would happen if no one showed up to vote? In some countries voting is mandatory with civil penalties for those failing to vote. The excuse that those running for office are only seeking power is not always true. Someone needs to be in charge or else you eventually end up with anarchy. If that is what you want, fine. I would rather have law and order rather than disorder.
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The U.S. Foreign Corrupt Practices Act is a tool used by the DOJ to prosecute bribery. Although TMT operates in Thailand, Toyota Motors, the parent company also has factories in the U.S. Leave it up to the prosecutors to make the connection one way or another. The SEC gets into the act because Toyota is a listed stock on the NYSE.
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Biden’s APEC no-show seen as a blow to Thai government’s credibility
Hawaiian replied to webfact's topic in Thailand News
If you really want to be to be properly informed mainstream media is not the place to go. Neither is social media. Political bias is everywhere, but propaganda only works on the gullible. This is why I get my news from multiple sources and attempt to sort out fact from fiction. As a history and geography buff since childhood, I usually have enough background information to figure it out.