The landowner of course had to sign documents at the Orbotor that she agreed that I build a house on the land, and agreed that the license would be in my name. So I'm pretty sure that everything is legally in my name.
The land department wrote mortgage in Thai language on the back of the title deed, and issued and stamped documents that have the heading land mortgage contract in Thai language. Maybe the land department also doesn't know the law.
There is a difference between a commercial lender, and someone who agrees to a one time mortgage.
Yes I know that, you have bragged about that in about every topic you enter, but in a recent topic you admitted that you stay here on an Elite visa.
So since you are so much concerned about legality, how do you run a Thai company on an Elite visa. As far as I'm aware, you can't get a work permit on that kind of visa.