JamesPhuket10

So much jealousy, it makes me laugh, it is a crap standard car with "go faster stripes" painted on it as we say in the UK when a standard car has tacky equipment like a tail wing attached. I saw two top-of-the-range Range Rovers yesterday in Phuket, £130,000 each in the UK, I suppose you double that with the import tax plus whatever the other duties are to pay. There is a top-of-the-range Mercedes outside a house on the next street from my house in Phuket. The house is only worth six million baht, the car is worth more I bet. Good luck to the owners whoever they are.

You could apply that silly logic to any profession, if a doctor is good at his job and has earned enough money to retire why are they still working? If software engineers like me made tons of money, invested it in properties, is living in a house in Thailand why am I still "working" by writing iPhone apps from my home office, it is because retirement is boring, I tried it when I was 50 years old, using my brain and still developing software is much more interesting than doing nothing day after day. I still have time to stroll down the beach, go for a few beers, etc whenever I like too. P.S. Since this topic is about using credit, I used hundreds of thousands of pounds of credit to obtain the properties but they were backed by my income from being a software engineer, they are all paid off now but as I said before without credit the world would not work.

Not true. In addition to the bank statements we must provide a signed letter from the bank on the day we apply for the visa stating we have 800k in the bank, it only takes ten minutes and 100 baht in my local bank, so I suppose we could ask them to include a statement detailing the fact the money has come from abroad.

True, farangs can buy houses, condos etc, as Thailand will let you pay for anything they like but it does not mean they own the land it sits regarding houses. But in any case, large property developers will not sell you the house separately from the land, farangs you can not buy those houses. But there are ways around it.

Yes, I have been using it for the old bloke visa as well where I have to show my bank account has 800k two months before I apply for the extension to stay, I have to prove it came from overseas and so Wise has included the long term option in its reasons for the transfer. It is shown as an international transfer in my bank statement which I have to produce as proof of funds.

They don't have to bother stealing, they just get off the boat at Dover, say, "asylum", they are escorted to a free hotel for a year or two and whatever else they need during their free holiday period, once they are rejected they disappear into the night. The latest trick is to go to church and after the free lessons turn into a Christian, then via a free lawyer claim you have a further reason not to return to your own country as you will be killed for deserting your home religion.

Those are costs and published openly in the hotels etc, same as a service charge on a restaurant menu. But I doubt there is an open sign in this particular chemist for everyone to see which states thieves will be charged 10 times the value of what they have stolen. I wonder what the law is, as he would have to leave the premises for the item to have been stolen in the UK for example, otherwise we could be arrested for putting an item in a bag in our shopping trolley.

It was in a Thai news article a few days ago, that the number of Chinese tourists who would normally have booked by now for the Chinese National Day have not booked, the numbers are down 30%. Also, there was an article stating the strength of the Baht against many major countries is putting off tourists due to increased costs, I have notice the £ has gone down from 45 to 42.5 baht, small but it makes a difference.

Maybe it is some sort of old age mental illness creeping in, if he had the means to pay ten times the value of the goods then he had the money to pay for the single items at retail price. I was expected to be stopped in a Lotus Super Store yesterday in Phuket, I put most of the items from my trolley onto the conveyor belt, and they were put through the till by the cashier but I had two items left in the bottom of the trolley and walked past the cashier with the trolley, no comment and I so paid and walked off with the goods. The two items had been bought in another shop (I had the receipt ready just in case), the items were available in Lotus but nothing was said, they were in the trolley as I do not use bags to save on plastic and I wanted to free up my hands to do my Lotus shopping. So it must be really easy to steal from such places I thought afterward, (No I am not tempted 😄).

An earlier report: He has been remanded in custody for a month until a suitable translator can be found after customs could not understand what he was saying in his native t'Yorkshire accent. 😁 "Sir, we have found 100 kgs of illegal substances in four of your suitcases including those of your children". "Eyup, nay, thems wernt mine, must av been put theeir bah tuther lad, no me, nay not me, thas daft sayin that". ------------- Latest report: After the findings of a t'Yorkshire language to English translator, the police are now searching for a man called, "Werntme", and another one named "Eyup". After the further translation, the translator stated there could be a third suspect called, "Tuther".

Yes true, I love Chang beer, it is a pity those pesky bar girls keep bothering me and slowing down my beer consumption. 😁

He has been remanded in custody for a month until a suitable translator can be found after customs could not understand what he was saying in his native t'Yorkshire accent. 😁 "Sir, we have found 100 kgs of illegal substances in four of your suitcases including those of your children". "Eyup, nay, thems wernt mine, must av been put theeir bah tuther lad, no me, nay not me, thas daft sayin that".

Great, thanks for the info. After reading this article a few days ago I tested Wise and the long-term option had indeed disappeared as stated. I just tested it now after reading your comment and it is back. A few people I have read contacted Wise to complain, so now it is back, it would have been easy for them to put it back as it is just a matter of setting an option in a list. Cheers. 👍

But she is not a drain on anyone else as mentioned by @save the frogs, her money is for her to decide what to do with. And a huge pension must be waiting for her when she retires.

I appreciate that. 😄

Plus you are covered by a guarantee if anything goes wrong.

I think you will find it is your women who are bottomless pits and you project this onto the rest of us as it makes you feel better. You must have a very narrow set of experiences with women. What about women with good jobs, careers, etc, doctors, software engineers, and other professionals, who have their own incomes, I suspect they are out of your league and hence your limited view. Don't forget our mothers, sisters, and many of our other relatives are women and this is what you expect us to believe of them, no thanks.

I am not the moaner, SAFETYFIRST is, you need to direct your message to him. But I like the idea of moaning with delight. 😁

Show off! I quit before I was born. 🤣

True, in the same way, pubs/bars are open to us but it does not mean we have to go and get legless every night (now those were the days in youth). 😄 Yes, just use them for small transactions now and then to keep them live. Plus the zero % offers for two years etc can be handy as long as we know we can pay off the balance in total after two years, or we can transfer the balance to another 0% card.

I like to take a few minutes break from my programming now and then and have a look at this blog as I come across many people I would never meet in real life, as a lot of them seem to be negative types of people, but they do surprise me now and then. There seems to be an adverse objection to using credit as far as I can see in this topic, a lot of people are showing off it seems as if they have no credit then it is a good thing. It depends on the type of credit/debt. There is nothing wrong with using healthy credit if it is going to produce a profit for both the bank and the individual, without mutual credit schemes we would all still be living in a cave. A simple example, I took out a mortgage to buy a house many years ago, it was £175k (multiply that by 1.32 for the $), I sold it two years ago for £750k, I bought two houses with it generating £28,600 a year in rents so that added to my other pension products give me a nice easy life in Thailand especially as the house/car here is paid off. I wonder how many negative frowns I will get for this comment as was the case with my comment above. 😄 This article was about credit and this is my honest reply to the article.

That all sounds sensible to me. There was a very famous footballer from Ireland, he played for Manchester United, called Geroge Best, he said. "I spent a lot of money on booze, birds, and fast cars. The rest I just squandered. 🤣

I was thinking, Great! as I read it until I saw the word "month". 😄

They do as every time you buy something they get about 1.5% of your purchase from the seller.😁