keithsimmonds

I have used Skype and speak to someone direct in France ..works very well.of course it is not going to work at all should i be incapacitated at any point.

The most affordable one with the choice of different deductibles and the 10/15% no claims discount..sorry i cant be more specific.

Fwiw if i was 60 and not 65 when i joined up with April i would have joined Pacific Cross instead. The put off for Pacific Cross which i swallowed was that,and i quote "if you had something go wrong with your back in the 1st 3 years of your Policy with Pacific Cross then you can expect to pay at least 300,000baht towards any medical costs as a bad back would be classed(?) as a pre existing condition." Ironic really as the very reason that Passport/David Shield increased there premiums significantly was because of 2 claimants for back issues cost the aforementioned company nearly 2 million baht ....money which they were not going to back in a hurry with the then premium price of 65k to 70k baht per year.......Brokers huh.

Back to back wins,and surprisingly or not both gained with less possession. For me Conor is getting better and better and covers an immense amount of ground,and the teams transition from defence into attack is a delight to watch. Yeah clicking in midfield and defence is pretty solid,Disasi seems like he has been here for years. Still early days and the squad are still finding each other out,success was never going to happen overnight like in the past ,but we are heading in the right direction again.

Yep he is a bit Drogba esk....very very early days for him but the signs are extremely promising for such a youn un (22).... Drogba was 26 when we signed him. Yes Og first time since Poch took over including pre season games that the opposition has had more possession than us 61%. Had to laugh at the commentator not only him but others who like to remind everyone we scraped through in the previous round against Wimbledon .....yep 84% possession 23 to 10 in shots 9 to 2 in shots on target and 1 save to there 7...scraped through

That was gutsy,like Cucurella,s performance,never gave an inch never backed down. Colwill is a JT clone without doubt,extremely calm on the ball reads the situation well and has the odd positive rampage up field..just got to stay fit. Maatsen had a good game and Muddy as you say Og worked hard ...Palmer was excellent.

Boehly buying Palmer (21) in exchange for a 29 year old Croatian ball carrier is good business,wages were probably less as well...also gets join up with potentially 6 other England team mates. But when fit they cant all play. We have a squad of 30 players plus another 17 on loan,far too many especially with some very good youngsters also likely to make the break through? There is probably as many as 20+ ex Chelsea players currently playing in the Premiership...a staggering statistic.

Think you will find it,s nearly 3 years....not 7

I think he is in it for the money..(sell on value for young talent)...there was no need to buy Cole Palmer .for instance.....didn,t need him at all and why Poch sanctioned that move (if he did?) i don,t know.... Cole Palmer is a very talented lad along with the potentially 15/20 other talented lads we have,and at 40million he could be an absolute snip...my guess he wont be with us in 3 years time...or less.?

I don,t have issues with Martinez...he is just a time wasting sneaky cnut.

Think Maatsen should play as well on Wednesday. If the coaching staff and players are as angry as i am then hopefully they will show it from now on. We should sell Callum Hudson Odoi to Bayern Munich for 40 million....oops delete that.????

Pi** poor performance by the referee, who was just way out of his depth in his decision making. He should have booked that cnut Martinez in the 1st half for time waisting on every opportunity he had .. but he didn't, as they cnut waisted time on all his kicks from goal except when he dicides to quickly kick it at Jackson deliberately getting him booked... That cnut Martinez should have been booked for ungentlemanly conduct. Imo. We actually looked better going down to 10 men ????

My glass is now broken as i lob it at the tv...what a pile of crap that was..indecision after indecision or poor decision after poor decision. Thiago is moving to Pattaya next year and has already signed up for the local "Walking football Team" Could go on for ages about that game but won,t as it just spoils yet another day...thank goodness for Sanchez as he is half decent.

Yeah that sucks as i thought he (Nkuku) was enjoying himself. Overall i am happy with the performances but obviously not the results. Stats are not all they are cracked up to be,we are currently number 1 for possession..number 1 for passes completed and number1 for missed chances (11 so far) turn that into goals and we will be fine. We have lost 2 games and at no point in any of the 4 games played so far have we been outplayed or deserved to lose imo......but then again my glass will always be half full...or just empty.????

Well the clock is ticking ..even for you????

And your competitive affordable Insurance company with great customer service and great claims procedure is....?

PS. The 3131 quote was I presume with $500 deductible or you negotiated a further discount? I increased the deductible to $1000 to get that lower premium,a neg liable discount i know but i figured with a certain percentage increase next year i might be doing myself a favour as the increase would be slightly less? I will also be watching the £ to $ exchange rate and topping up the Dollar account in Wise to help with future premium payments.

Age 65 2021....................2136$ with 500$ deductible 66 2022...................2651$with 500$ deductible 67 2023 3131$with 1000$ deductible...paid 2944$ My policy states we will not cover "Any impairment of your Eyes"....Because i take Xalatan for the prevention of Glaucoma. I did make a claim in March this year (detached Retina) as suggested by the nice man who answered the phone at April in France (a Skype call) "who said any impairment does n,t me exactly that and you should claim".. i did claim and was refused as per there policy wording lol. Currently claim is with "La Mediation de L,assurance"...6...months and counting. Hope this might help topt?

I can say that if there is such a list(Paciifc Cross has one) then Bangkok Pattaya Hospital is on that list but there (sister hospital?) Jomtien Hospital is not on that list. The deductible on the policy i have "My Health International..Basic) was 500$ which i just increased to 1000$.....i am told that there is a designated April (coordinator?)in BPH who handles most/everything to do with April in that hospital.

Injuries are not looking too good atm...some maybe back for the Bournemouth game...but i doubt very much we will see W.Fofana Lavia Nkunku or Chuky this Year. Broja coming back soon will be interesting,him and Jackson would press the life out of any back 3/4 imo ...but will poch play both ?

There,s a "High Season" alright.....just only applies to a round of Golf.

Spoken like a true Iron.....you should be grateful to us for Zouma and Emerson.

Good points Osa.....personally i think it depends whether this years European football contestants give there all to there respective Euro Comps ..West ham Newcastle Brighton and Man U...have they got the squads to be competitive in both comps?? I will already concede 3/4 places to City Pool and the Arse...possibly Totts as well....leaving just 2 spots up for grabs imho.

I,d like Poch to be more assertive and ditch Chilly as Captain (or vIce)bloke has not seen out 90 mins any of the 4 prem games so far. Should be Thiago or Enzo and that,s it.

Mid table will not be good enough...top 6 (or should i say 6th) on the other hand would keep everyone happy.