JimGant

...and lack of knowledge about using a spell checker suggests you may be burdened when it comes to getting your ideas fully appreciated by their clarity, in presentation and spelling accuracy.

So, when you remove 800k from your account on the day after you do your annual extension, then replace it 6 months later (prior to the start date of the 6 month bank statement), then you've got an 800k "loan" that is disguised in the once a year consolidated entry. Or, would the 800k out, then the 800k back in -- as just two separate entries, albeit 6 monthm apart, show up as separate line items? Dunno. Obviously, if disguised in a consolidate entry, it makes sense for Imm to request a 12 month letter, But, if separate line items, Imm shouldn't need a 12 month letter. Anybody out there smart on bank consolidations -- and maybe differences between banks?