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Everything posted by BeastOfBodmin
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Are high end smartphones worth the money (to you)?
BeastOfBodmin replied to impulse's topic in Mobile Devices and Apps
Right about the limited OS updates. Samsung guarantee a minimum of 7 major updates for certain devices. Samsung have "not cheap" lines. I haven't had problems with old Android versions and app compatibility yet. The main reason I use Android rather than PhoneOS is Android irritates me less to use. I use macos on the desktop because that irritates me less to use than Linux or Windows. For me, camera is not a priority. Although this model has a 64MP sensor and a so-called ultra-macro mode, my wife prefers to use her S21 FE except when it is too full to store new photos/ vids 🙂. I can't take decent photos for s..t. I could root it, but that would break several of the financial apps I still use as they would refuse to run on a rooted phone. The thing seems to reboot randomly maybe once a month. But you should reboot once a week anyway. The screen becomes unresponsive sometimes, requiring a "Vulcan neck pinch" to reset it. I am considering putting a micro drive in the now spare SIMM slot because of the pain it is to manage files at the file level on Android (or PhoneOS for that matter). The battery might be showing signs of wear and tear. -
Are high end smartphones worth the money (to you)?
BeastOfBodmin replied to impulse's topic in Mobile Devices and Apps
High end phones are not worth the money to me. A long time ago, my SO had an iPhone 6S, which was fine. At that time the prices were nowhere near as high as they are now. I didn't want to spend the money. Nowadays we all use Android, since my SO agrees the iPhone is not worth the extra cash. She is using a Samsung S21 FE. I still use my Realme X2 Pro that I bought in 2020. I selected it by going to gsmarena.com and filtered on price, headphone jack, at least dual SIM and battery size. Then I cross-referenced with specs on some benchmark sites and went looking for deals. -
For some reason the forum software doesn't want to quote your quotes. I will improvise... Then all the mooted replacement candidates have the same, wrong, ideas? Or is the UK in an economic situation that the Government cannot solve, irrespective the "solution" to the UK's economic problems? Methinks Rawnsley thinks only in terms of politics (how things are made to look) and not in terms of reality.
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If there are any reading this thread with a fact-checker mindset: https://www.imf.org/en/Countries/GBR#ataglance The growth figure was updated from the previous 1.5% forecast, which is still in the spreadsheet mentioned below: You can download the CPI data from here, but you have to update the 1.5% to 1.6% yourself. https://www.imf.org/external/datamapper/PCPIPCH@WEO/OEMDC/GBR You can download real GDP growth data from here: https://www.imf.org/external/datamapper/NGDP_RPCH@WEO/OEMDC/GBR I combined the two spreadsheets and updated the IMF GDP projection from 1.5% to 1.6% I got a headache trying to find the Gilt price data so I gave up. I'm not sure if the numbers for 2024 are still projections (likely) or not. It's also difficult to know how much responsibility/ credit a government can take for inflation or GDP. I assume it's not known what the actual 2024 numbers are and the 2025 numbers are a projection. Note also the IMF predict essentially straight lines. It would be interesting to see how accurate their previous forecasts were. Labour have been in power for about half of the year. I conclude it's too early to see from IMF data what effect Labour have had on the UK economy, whether good or bad. In any case, neo-classical macroeconomic forecasting is not what one would call an exact science.
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Exactly. One deducts the taxes paid in Country A from the due taxes in Country B. The reminder is the tax bill. Problem is that the Thai tax system has a relatively low tax threshold versus "The West", and you quickly hit the highest tax bracket. Thai Tax Calculation I am effectively retired here, though I draw no pensions as yet. The below is the result of THB 83,000 per month (~ 1mm p.a.), spouse does not work, one child in education, no other deductions at all. I would have to cough up THB 64,000 i.e. 6.4% in income tax before deducting taxes already paid in Country A. I assume you have to be working in Thailand to contribute to RMF, SSF & ESG, even though they want to tax as income monies that may not be income?
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Thailand Sets Sights on Nuclear Power Integration by 2037
BeastOfBodmin replied to webfact's topic in Thailand News
I expect they first need to work out how to use the blue piping in the build. -
Thailand Sets Sights on Nuclear Power Integration by 2037
BeastOfBodmin replied to webfact's topic in Thailand News
It's always 20 years away. What's Thai for "Chernobyl"? -
I found this: Soil Temperature
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Biden's Last Stand: The Twilight Moves of a Defiant President
BeastOfBodmin replied to Social Media's topic in World News
My lot tend to say "More tea, Vicar?", but it's the same thing. Tangentially there's Quentin Taranteatime: "Shall I be motherf@cker?" -
Does Trump completely lack decency and compassion?
BeastOfBodmin replied to spidermike007's topic in Political Soapbox
Russia invaded Ukraine 2022.02.24, no? It was still under Biden's watch. -
Does Trump completely lack decency and compassion?
BeastOfBodmin replied to spidermike007's topic in Political Soapbox
What struck me is the thread was started, not to discuss the affected Californians, but to cast Trump in a bad light. -
Biden's Last Stand: The Twilight Moves of a Defiant President
BeastOfBodmin replied to Social Media's topic in World News
I don't get the "glass houses" reference, unless you think because I insult one politician it means I side with some random politicians of your choice. It's more accurate to assume as a first approximation all politicians are vile, venal and mendacious scum. Starmer's a born liar. Truss (good luck with that court case) was worse than a wet lettuce and as for Ol' BJ, he's a born liar too, but more out of the gutter press mould. -
Biden's Last Stand: The Twilight Moves of a Defiant President
BeastOfBodmin replied to Social Media's topic in World News
"Trump" is English slang for "fart". As for the smell of Musk, this might be short-lived. Trump has no problem firing people. -
Moved here permanently in April 2024. Drinking and cooking water was provided by those large water cooler bottles for I believe THB 10 each. At the far end of the garden we have a deep well that pumps up to 2 x 2000L bottles on a 9m tower. Brushed teeth using well water. For some reason the auto-fill function was not in use, needing a twice daily walk to the water tower to press the Big Red Button to start the pump to fill the bottles, and another trip to turn off the button. Despite Thais' fear of things electric, my family were surprisingly relaxed about standing in a waterfall of water raining down from the overflowing bottles so as to be able to press the BRB again. Drinking water was transferred to reused water bottles/ pop bottles and stored in the fridge. Well water is very hard. Every couple of months the bum guns and shower heads needed to be cleaned in vinegar or citric acid solution. Everything was quickly coated in scale and soap scum: taps, porcelain sinks, toilet bowls, glass shower screens. Every time we made changes to the blue piping, it seemed to cause a pulse of extra scale to get into the house, sometimes including bits of vegetation (due to some other decision taken without my knowledge to not put the tops on the 2000L water bottles on the top of the water tower) that would clog up spray heads with stuff impervious to vinegar and citric acid. Goodness knows what was happening inside the shower heater elements. Painting the bridge: Initial solutions were to replace the cheap(est money can buy) plastic, sealed bum guns with some brushed steel ones, from Thaiwatsadu, which can be dismantled and clean. Kept two spares fully cleaned and serviced so that I could do a phased maintenance cycle over the course of a week. De-calcing floor and wall tiles, glass, sink & toilet bowls and metal tap fittings was a lot of work. Installing an inline pump to improve the pressure from our 9m well was getting closer to the top of the list of home improvements. When its time came I insisted we incorporate a water filter system as part of the same job, suspecting that if it wasn't done now, the way the inline pump job was done might make it more difficult/ expensive to retrofit a water system later. My wife grumbled a bit but to her credit she found a small business that would install a system in the next week or so. There were some teething problems, but in the end I am happy with the result. The equipment was installed in a small outhouse built for that purpose. We re-enabled the autofill at the well head. I think it goes something like this: Water is pumped from the bottles at the tower to a holding tank in the outhouse. Something is injected to deal with some/ all of the water hardness. This water is pumped through a two-stage RO system into another bottle that now contains clean, soft, potable water. The inline pump does its job of supplying the house. First time in ~40 years I have had soft water from the taps wherever I was living. We can drink the water from the taps (though we still offer guests unopened commercial bottled water). We still fill those 750ml plastic bottles and store them in the fridge. We don't have to do the water cooler bottle run any more. No scale in the water at all. Lather for shaving is foamy and my razor rinses clean. We use less soap for laundry, dishes and body. Our shower heating elements will last longer. The bum guns, chrome and porcelain have remained clean for months now. I expect the payback time of this system versus the THB 10 water cooler bottles is a decade or two ;), but I think it was worth it.
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Bitcoin or Gold?
BeastOfBodmin replied to Neeranam's topic in Jobs, Economy, Banking, Business, Investments
I would be interested to know more about these low risk/ high income Thai income funds. My SO thinks cash in the bank is "safe" (despite the constant robbery of inflation and withholding tax on interest payments) and her aversion to making automatic bill payments due to fears of being ripped off. It might be worth it to start something up here along those lines. I do live in Thailand. I no longer have to report taxes from my previous country of tax residence. I will submit my last tax return for year 2024, but I will only be taxed up until June 30th as that is the day I officially left - I am waiting for annual pay slips from my previous employer that are issued at year end. I still have assets there. I report/ ed the fiat-equivalent balances of my accounts at year end and for a while I reported the interest gains (because interest and dividends are usually taxed there) until I learned that these payments were not subject to interest withholding tax in my case. There is no capital gains tax for such gains, but the balances can attract a wealth tax. Furthermore, if your personal trading activities (probably as applied to traditional brokerages) satisfy certain criteria (apparently loosely applied, and never applied to me), your gains may be taxed as income. For years I was submitting screenshots of web pages as proof of crypto assets due to the regulatory grey areas surrounding crypto. At the moment I believe only funds remitted to Thailand are possibly considered as taxable income. Fair enough. I also understand that they might change the rules again to go after world-wide income. At this point I might consider a Thai DTV, assuming I could set up something that was legally considered as employment, and do a "Visa run" every 180 days.