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OneZero

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Posts posted by OneZero

  1. I thought I read somewhere in Thaivisa there is no combo option now.

     

    It is either 65k or 800k.

    Dante99: Wrong.  Combo is available for those who can get an Embassy/Consulate letter.

     

    Comment:

    I thought the embassy letter (from those embassy's still providing it) was sufficient by itself. 

    Is that indeed the case?

    If so, why would anybody bother with either the 800/400K method or the 65K method or trying to finagle and explain an individual specific combination?

  2. Hope this isn't too much info for readers:

    5.Myth — Declawing is a just a harmless “permanent nail trim” — I’m not sure who came up with the term declawing, because it’s quite misleading. The procedure should be called “de-toeing,” not declawing, because declawing implies only a cat’s claws are permanently removed. However, it’s impossible to remove the claws without amputating a portion of each toe.

    More specifically, declawing isn't a nail trim or even nail removal. It's amputation of the claw, bones, nerves, the joint capsule, collateral ligaments and the extensor or flexor tendons, as you can clearly see in these two images:

    clawsdeclawing

    A front-paw declaw requires 10 separate amputations. If the hind paws are also done, that's eight more separate amputations. Fortunately, hind paw declawing is much less common, but also considerably more painful for the cat. According to feline specialist Dr. Jean Hofve, declawing is so painful it is the procedure of choice to test new pain medications for cats. Believe it or not, everyone in the veterinary community under­stands it's a more painful procedure than spaying or neutering.

     

    In addition to the mutilation of their toes, cats must use their paws to bear weight, which makes sitting up, and especially standing and walking, torturous. Most cats are sent home with just two or three days of pain medication. As we know, kitties hide pain exceptionally well, so while they may seem fine, the pain of declawing is still with them for much longer than a quick 48 hours.

     

    Declawing can also create chronic, severe pain in a number of ways, and cats, being stoic, deal with it. They appear normal. They may even get back to playing. They may "pretend" to scratch with their missing front claws. They may climb and jump, but none of it is normal movement because declawing has altered their entire physiology. Their biomechanics have changed, and down the road, behav­ioral problems can arise.

     

    There are immediate and obvious behavior changes in about a third of declawed cats, like biting and eliminating outside the litterbox. But there are also mental and emotional problems that can develop. Lots of owners of declawed cats report that their pet has become depressed, withdrawn, irritable and even aggressive after being declawed.  

     

    Of course, this is to be expected if every step a cat takes causes pain. And while owners may not associate the behavior change with pain because cats are stoic, pain is usually the cause of it.  The good news is the majority of housecats these days aren't undergoing brutal toe amputations. The not-so-good news is that unless you take steps to prevent it, those sharp little claws can do big-time damage to your furniture, carpets, drapes and other surfaces around your home.

     

    Click here for a step-by-step guide to teaching kitty what to scratch (and what not to scratch), and tips for protecting your belongings (and your skin!) from those sharp little claws.  In addition to the suggestions in the article, you might also want to investigate a new product by the makers of the feline pheromone, Feliway. It’s called Feliscratch, and you apply it directly to kitty’s scratching post. You can learn more about it at Feliway.com.

  3. Ref the few posts above.  If both owner & co-signer can withdraw from a co-signer account, what is the difference between it & a joint account, at least with respect to Immigration's bias against approving extensions with a joint account? 

     

    Playing devils advocate so as to not be surprised by an extension refusal when it's too late to do anything about it: 

    I understand that the co-signer's name is not shown in the bankbook, but surely Immigration must be aware of the existence of this type account (co-signer).  Would not Immigration want to know if there is a co-signer and want that information revealed in the lketter from the bank?

     

    It would be just my luck that perhaps the required letter from the bank would reveal to Immigration that the account has a co-signer who can withdraw money; and Immigration therefor disapproves the extension.

     

     

  4. JimGant, Mapguy: Questions ref the co-signer single owner savings account:

    1.  What bank did you use, & do you think it matters?

    2.  Did you feel you had to double the 800K just to be "safe" at Immigration?

    3.1 Do the two people both have to sign in order to withdraw the money; ie can co-signer alone withdraw?

    3.2  Quote: "....just have her clean out the account before you're cold."  If the answer to 3.1 is "Yes": How would the bank know I am alive or not?

    3.3  If the answer to 3.1 is "No":  What options does the co-signator have, (ie, Will & probate only)?

    To the best of my knowledge and personal experience, answers:

    1. Bangkok Bank. Ask the banks.

    2. No. Never have done.

    3.1. No

    3.2. Banks may not take kindly to milking the accounts of deceased owners. This potentially poses problems with probate and distribution of assets as well as any future business with the bank.

    3.3 A cosignatory may of course be a beneficiary. (See 3.2 above)

     

    Thanks Mapguy, now I see I wasn't clear enough in question 3.1.  In 3.1 I in fact asked two questions there & now I'm not sure which your answer of "No" applies to.  I assume:

    a). I assume you meant that "Both" people do NOT have to sign in order to withdraw money. 

    b). I further assume that the co-signer can indeed withdraw money by themselves.

     

    Please advise if you agree or disagree with my assumptions a) and b)  above.  Thanks.

  5. 19 hours ago, JimGant said:

     

     

    7 minutes ago, Mapguy said:

    Per Gant’s comments I can confirm no difficulties re obtaining an extension of stay with a cosignatory on savings and fixed accounts. As stated before, a cosignatory, spouse or significant other or whatever is not an owner of an account.

    JimGant, Mapguy: Questions ref the co-signer single owner savings account:

    1.  What bank did you use, & do you think it matters?

    2.  Did you feel you had to double the 800K just to be "safe" at Immigration?

    3.1 Do the two people both have to sign in order to withdraw the money; ie can co-signer alone withdraw?

    3.2  Quote: "....just have her clean out the account before you're cold."  If the answer to 3.1 is "Yes": How would the bank know I am alive or not?

    3.3  If the answer to 3.1 is "No":  What options does the co-signator have, (ie, Will & probate only)?

  6. 15 hours ago, JimGant said:

    Actually, your partner becomes a co-signatory, not a beneficiary. As previously stated, Thailand has no 'pay on death' proviso to enable you to leave your bank account to a beneficiary, thus avoiding probate. So, take your partner to the bank, set her up as co-signatory (no Will necessary), they'll enter her name against the account, and issue a new passbook that has her name (hidden) associated with the account. Officially, upon your death, the account is supposed to go thru probate. Functionally, especially if your co-signatory is also your Will's beneficiary, just have her clean out the account before you're cold. No aggrieved party (I'm assuming), so who's to file a protest?

    But I thought that if you did this, then Immigration would not accept the money on deposit (400K or 8ooK) as being eligible for the extension requirement.  Will Immigration accept a joint account?  I thought NOT.

  7. 8 hours ago, thaibeachlovers said:

     

     

    8 hours ago, thaibeachlovers said:
    On 8/9/2019 at 3:00 PM, OneZero said:

    Oh the money to be made, haha.  Gotta pay for the bureaucratic necessities somehow.

    There is no charge for doing TM30.

    I should have been more clear.  If a TM30 is indeed required for incountry travel there will certainly be a much larger opportunity to impose fines for non compliance.  Oh the money to be made with Fines. 

    • Like 1
  8. 086-843-2611  Call "Q". 

    Q is a Thai national fluent in both Thai & English after living in Minnesota 5+ years and studying English language at a University there.  He tutored my Thai wife in English while we were in Jomtien & she learned far more than in a classroom here in Chiang mai.

    • Thanks 1
  9. fhickson: I would think that with the increase of condos, people & cars, that it's clear traffic has worsened & I would say that must have impacted unhealthy aspect of the air.  In any event I suggest you read a well written posy by donnacha's in the following link:

     

  10. Ah yes another bureaucratic make work suspense established by some Immigration offices.  Not only is it a burden on the farang but "make work" for the Immigration office.  

     

    "Make work" entails an expense, even if that expense is nothing more than frustrating both the farang & Immigration employees.  Accordingly, the farang must be made to pay for that added expense. 

     

    Don't be surprised if a fine (perhaps 1,600 thb) is ultimately established if the suspense is not met within a 7 day delay.

     

     

     

     

  11. Massive massive influx of condos / people & their impact upon traffic & pollution in the past 10 years has probably had a negative impact upon Thai CM natives attitudes.  Then also with respect to the farang, if a fair percentage may be more interested in sex than marriage with their daughters, that may also have a somewhat more negative impact toward the farang contingent.

    • Confused 3
  12. Pib, I may have asked this before but with all these alternatives its confusing. 

    Does DFAS do the method you described in the following quote?

     

    "Now if your do not want to use the SS IDD program, you can use the SS ACH program to a Bangkok Bank special Direct Deposit account...those SS ACH transfers will be reflected as FTT/International Transfer.  Bangkok Bank is only Thai bank with ACH receiving capability.   But this special Direct Deposit account comes with restrictions like no debit card allowed, no ibanking transfers from that account, the account only in your name, and you can only withdraw/transfer funds from that Direct Deposit account by "you" with passport in hand visiting any Bangkok Bank branch to prove your are still alive each and every time your want to withdraw/transfer funds for that Direct Deposit account."

     

    Again, my question is will DFAS do as described above?

     

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