I have been living and working here for 3 years now. I have a legal permit, visa and a steady work.  My work requires a lot of traveling, and it has happened that a credit card payment is missed just because there were not enough funds in the account at that particular time. So looking at the whole scenario, one way to get rid of this would be if I consolidate my debts into one single fixe payment a month. (my savings are not so great to cover all)

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The question is: Is there a particular financial institution that would allow me to apply and expedite a personal loan especially for debt condolidation? and perhaps without sky rocket interests.  

*Maybe I have not tried hard enough, however, I have learned that we "foreigners" are not allowed to all financial services offered by the banks here in Thailand.

most interesting topic

 

i would suggest getting an account in your home country and wiring the funds via ach bank transfer

 

anyone else here have additional ideas?

...anyone else here have additional ideas?

You mean besides spending less than you earn?

If you don’t have enough to cover the entire balance, pay what you can and avoid late fees.

Consolidating debt sounds good, but it doesn’t reduce your debt.

Put you big-boy pants on and cut down on your spending until you get a handle on it...