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Chanote Question- Two Names, what happens?


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Does anyone know the situation as far as using a chanote as a guarantee goes if the chanote is in two names and one of the names is that of a minor?

 

I know that if the chanote is solely in the name of a minor (under 20 in Thai Law) that the chanote cannot be used as any sort of guarantee, nor can the land be loaned against or sold. But what is the situation if the chanote is in the name of an adult, for example a mother and child, is the chanote still protected in that it cannot be used as a loan or loan guarantee?

 

Thanks.

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