slsmith38 Posted August 28, 2020 Share Posted August 28, 2020 (edited) Has anybody taken out medical insurance policies with either Pacific Crest of WrLife? Pacific Cross regularly advertise on Thaivisa and I saw WrLife post an advert for the first time yesterday. They appear to be based in India with a local agent!! WrLife rates are quite a lot cheaper for comprehensive coverage compared to other providers so what's the catch? Pacific Cross are more expensive but well priced. I am looking at full international coverage, not just the locally compliant policies required for OA visas. Any feedback about either company would be much appreciated as I am looking to change my current Aetna Platinum policy which is getting expensive for the level of coverage it provides. I am 61 years old. Edited August 28, 2020 by slsmith38 Link to comment Share on other sites More sharing options...
Sheryl Posted August 29, 2020 Share Posted August 29, 2020 Many TV members have used Pacific Cross but mostly because they needed to comply with O-A visa requirements. WRLife is very new, and being based in India any dispute would come under India insurance regs and legal system. I would advise getting an expat policy issued by a company based in a Western country, there are a number of them. I also strongly advise going through a broker. I use AA myself. A good broker will provide comparative in o on all the choices and also help afterwards with claims. A few things to look for: - guaranteed lifetime renewal - no premium hikes based on claim history or change in health status (rules out the Thai-based companies) I am assuming you do not have an O-A visa. If yo udo then only Thai companies on the "list" qualify. 1 Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now