What western based insurance policy that is recommended? What is an appropriate annual limit

[global expat]

Hi everyone,
I'm a Canadian in my early 30s looking for international health insurance in Thailand. I am trying to save money on health insurance.  I've been researching options and understand that Western-based plans from non-Thai companies like April France, Cigna, AXA UK, and Allianz Europe might be preferable due to stronger consumer protection laws.
I'm considering plans with either a $500,000 usd or $1,000,000 usd annual limit.  Would $500,000 be sufficient coverage, or is the higher limit of $1,000,000 recommended for comprehensive healthcare in Thailand?  Any insights or recommendations based on your experiences would be greatly appreciated.

 

Thanks guys 
 

[BritManToo]

Yeah, I saved a lot of money on my health insurance over the past 17 years by not buying any.