Jump to content

Recommended Posts

Posted

Another thread here discusses gold & silver. I just want a parking spot for retirement that earns more interest than the bank. Money is in the US.

 

Seems like Vanguard has a lot of options. Any direction over which part of Vanguard is most lucrative & safe?

 

What about tax concerns, there & here? I'm a Yank with a SSN, joint account with Thai, no US ties. It's her money!

Posted
On 5/16/2025 at 11:58 AM, unblocktheplanet said:

Another thread here discusses gold & silver. I just want a parking spot for retirement that earns more interest than the bank. Money is in the US.

 

Seems like Vanguard has a lot of options. Any direction over which part of Vanguard is most lucrative & safe?

 

What about tax concerns, there & here? I'm a Yank with a SSN, joint account with Thai, no US ties. It's her money!

Vanguard won't open an account for you if you live in Thailand

Posted

Yeah, but you can't open an account online from Thailand. I couldn't even do it using a vpn. You have to mail in the application and then they'll send the confirmation to your US address. Then even if you manage to open an account, they won't let you trade online if they suspect you're in Thailand

Posted
27 minutes ago, jaywalker2 said:

Yeah, but you can't open an account online from Thailand. I couldn't even do it using a vpn. You have to mail in the application and then they'll send the confirmation to your US address. Then even if you manage to open an account, they won't let you trade online if they suspect you're in Thailand

Thx. For me, it's just a parking account for retirement. Won't do anything from here. My son in PA has my PoA to handle Vanguard online. Looks pretty good.

Posted

Unless you’re in one of Vanguard money markets cash type accounts there is no lucrative and SAFE.  Money Market accounts are not known for being lucrative.  Safe yes.

 

All stock and bond funds carry a level of risk.  Even their mixed accounts such as Life Stategy , Target Date funds and Balanced funds.

 

Unless in a tax deferred account such as an IRA or 401k, taxes are real.

  • Like 1
  • Thanks 1
Posted

I have both Vanguard and Fidelity. Both through original company 401k matching programs and also private IRA investments. I find the Vanguard website much easier to navigate and handle my buys and sales. Fidelity always leaves me confused how to do things.

 

From Thailand, both allow me to take care of business over VPN. As for opening an account over VPN, I don't know. Best to do that next time you are in the U.S. and have a local phone number available. I used to use my sister's mobile for security code messages, but now have a Google Voice phone number which can receive texts. For Google Voice phone numbers, it must be paired with a U.S. mobile number. I used my sisters, but in the settings menu I disconnected her phone for receiving any calls or messages.

Posted
On 5/17/2025 at 12:27 PM, unblocktheplanet said:

Got it. But tax liability, too.

 

Rule #1 still applies - don't believe what people tell you. 

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Recently Browsing   0 members

    • No registered users viewing this page.



  • Topics

  • Popular Contributors

  • Latest posts...

    1. 17

      Thailand Live Tuesday 20 May 2025

    2. 99

      Transfer of 800K using Wise for 1 Year Extension Visa

    3. 0

      Cash Handout Pause Shock: Phase III Delayed Indefinitely

    4. 0

      Trump’s Call for Ukraine Ceasefire Meets Putin’s Cold Resolve

    5. 1

      Police Sergeant Found Dead in Phatthalung Quarters After Days Unseen

  • Popular in The Pub

×
×
  • Create New...