Australian returning to Bangkok after a six year absence- back in the day AEONs had fee-free withdrawals. Whats the best way of withdrawing Thai baht without being hit with big fees these days?

All ATM withdrawals will cost 250. If you have to do one make sure you withdraw 30,000. Otherwise try to do a counter withdrawal, the bank may or not want to do that. Or bring cash, better rates and no fees.

250 baht everywhere.

Krungsri (yellow atm) has 30,000 limit, 30 notes max.

Note to decline their offer of 'conversion' usually 500+- baht more than your banks rate.

Edited May 14May 14 by OldHand2541

Use a foreign credit card (with no foreign transaction fees) for the big purchases. Better exchange rates than most ootions.

1 hour ago, Upnotover said:

All ATM withdrawals will cost 250. If you have to do one make sure you withdraw 30,000. Otherwise try to do a counter withdrawal, the bank may or not want to do that. Or bring cash, better rates and no fees.

Last week it was 240 baht at Krunsri ATM on UK debit card.

BKK have big signs saying no over the counter Debit card cash withdrawals.

Edited May 14May 14 by scottiejohn
wrong card

10 hours ago, Bunnycoat said:

Australian returning to Bangkok after a six year absence- back in the day AEONs had fee-free withdrawals. Whats the best way of withdrawing Thai baht without being hit with big fees these days?

Take cash with you plus use card in purchases with no fees as suggested.

Thanks for all the responses people!

I'm an Aussie too, I've lived in Thailand for 25 years. Try opening a Thai bank account, I know it's virtually impossible but an Aussie friend of mine shopped around until he was successful. Granted I took him to a bank near my home on the outskirts of Bangkok where the lady obviously didn't know the banks rules. Back to my friend he tops up online and his money is ready when he gets here and he has a Thai ATM card too. The branch is irrelevant but the bank was Kasikorn.

17 hours ago, Bunnycoat said:

Australian returning to Bangkok after a six year absence- back in the day AEONs had fee-free withdrawals. Whats the best way of withdrawing Thai baht without being hit with big fees these days?

Do you actually have any plastic that forgoes any forex charges? The ATM charge is the least of your issues.

https://www.ing.com.au/everyday-banking.html

Try and find a bank that refunds the charges. Schwab International is one such example.

On 5/14/2026 at 6:46 AM, Upnotover said:

All ATM withdrawals will cost 250. If you have to do one make sure you withdraw 30,000. Otherwise try to do a counter withdrawal, the bank may or not want to do that. Or bring cash, better rates and no fees.

All ATM withdrawals drawn on a foreign bank will cost.

On 5/14/2026 at 12:46 AM, Upnotover said:

All ATM withdrawals will cost 250.

Potentially 350 if a Mastercard is used instead of a Visa.

Edited May 17May 17 by treetops

1 hour ago, treetops said:

Potentially 350 if a Mastercard is used instead of a Visa.

How so?

Does a particular bank charge 350 baht?

40 minutes ago, IsmeUno said:

How so?

Does a particular bank charge 350 baht?

Yes, I looked a couple up after a recent discussion elsewhere and found these:

https://www.kasikornbank.com/en/rate/fee/ChargesDoc/ServicingFees_en.pdf

https://www.krungsri.com/getmedia/546f2617-8522-47b8-9b06-6c2cb49f32d0/fee-withdrawal-via-atm-for-international-card-11032026-en