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Thailand Reviews Debt Rules

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Thailand Reviews Debt Rules After Tiny Purchases Go on Installment Plans

The Bank of Thailand is preparing tighter regulations for buy now pay later services amid concerns over rising debt among younger consumers. Officials said some people have been using instalment plans for very low-value purchases, including 50-baht chicken rice and bubble tea. Proposed rules may cover minimum age requirements, eligible product categories, minimum purchase values, and caps on interest rates. The central bank said more than half of Thais aged 20 to 35 are in debt, with a significant portion already classified as non-performing. New guidelines are expected later this year after public consultation and further review.

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