Actually, it's a 3 tier system, as it seems to be everywhere, worldwide. ... govt provided or assisted, lowest cost ... cash, more expensive ... private insured, silly priced, as insurance seem to pay whatever silly prices given, for the silliest things. Example of silly, out patient colonoscopy not covered, so you're admitted over night, so they can cover you with your insurance. That's silly. I went to have my ears cleaned, usual mini wet vac, less than five minute in office procedure. Only time I had private accident, emergency admittance insurance (el cheapo). Asked if I could use, and he said yes, but I have to admit you overnight. To get my friggen ears cleaned I passed, and paid the couple 100 baht. Talk about insurance scamming.
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