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Available Balance

Featured Replies

Hi,

Can someone please explain to me what exactly the "available balance" in Kasikorn's K-Cyber Banking website is? I noticed that my available balance is my outstanding balance minus the total credit used from the K-web shopping card. My understanding is that it is the amount that I am entitled to use because the rest is pending or in process. Does it take a while? I have bought a couple of things online and subscribed to a foreign magazine (EGM). One more thing, is there any overdraft fee if I happen to use up more than what I have in available balance?

Thanks,

Mill

Edited by Mill

Available Balance is calculated using the 'Payments Pending', actually works in your favour as it prevents you going over your credit limit.

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