The "International Bonus Saver " & "Money Market Accounts" didn't come up in my research but a very quick scan around suggests that you have to have another account to be able to link these to so I would still need something like the "International Classic Account" which carries the £5 fee on blances below £5,000. But even if you have to keep £5,000 or pay £5 pm, Lloyds seems to be a better way of getting a UK Offshore Bank account than the often recommended Standard Bank Optimum account... Feature Lloyds Bank International Classic Account Standard Bank Optimum Account Banking Jurisdiction Isle of Man / Jersey / Guernsey Isle of Man / Jersey Supported Currencies GBP, USD, EUR GBP, USD, EUR, AUD Minimum Balance £5,000 (or $5,000 / €5,000) £5,000 (or $7,000 / €7,000 / AU$7,000) Maintenance Fee (Below Min.) £5 / month ($5 / €5) £60 / quarter ($90 / €90 / AU$90) (approx. £20/mo) Debit Card Annual Fee Free £15 / year ($25 / €20 / AU$25) Overseas FX Fee (Card Spend) 0% (No foreign transaction fee from Lloyds) 2.75% Foreign Exchange Commission ATM Withdrawal Fee (Cash) 0% from Lloyds (No handling/conversion fee) 1.75% (Min. £2.00 / $3.00) + 2.75% FX fee Outward International Transfers Free (via online International Moneymover)* £20 ($30 / €30) via online banking Inward Transfers Free Free Whilst talking about fees, I pay £80 per year to have the "Premium" Revolut account, well worth it if you're going to be using the account a lot overseas.
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