The Issue Regarding Income And Proof Of That

[hotandhumid]

Just wondering if the board can clear this up.

This appears to be somewhat of a grey area. If a sponsor has been living in Thailand and working he/she would be able to show pay slips and income etc, but once he/she returns to the UK with his/her partner that income stream would stop, sosurely would that be totally mute? The sponsor would have to start working again in the UK before he/she could prove he/she can support his/her family. Of course if the sponsor was waiting in the UK this would not be the case but many sponsors are living here.

Myself, I live here and I do not work. I trade the markets and support myself and my family that way, therefore I will be able to show proof of a lump sum that would be more than enough to cover our ongoings for some time in the UK but not any regular income stream as such. Is that going to be sufficient enough for the ECO.

After all, it is my choice if I choose to live here and not the UK and support my family by other means other than working.

Thanks for any feedback.

[kunash]

If you could show a letter from a company in the UK, that is promising you a job, and shows what you will be earning and what type of contract you will be on, and a start date, then that may satisfy an ECO.

As far as your income is concerned and how you earn it, I do not know. 'Visa Plus' who is a forum member was an ECO i believe in a previous job, in Thailand. Maybe he could answer you.

How I see it, is that you need to show that you can support yourself and your wife without recourse to public funds. One way to support yourself is, of course, to have a job. Other ways - maybe someone else can help

[hotandhumid]

I have a brother-in-law who ahs his own emergency lighting company, I'm quite sure he would be happy to help :-)

As I previously stated I can prove I can support my family by showing a lump sum of money in my bank account.

[Danielson2702]

Not working? But isn't trading working? And I take it you doing your trading via the net? You can do that from anywhere. Money in the bank and a means to earn it speak volumes.

[bellboy86]

I showed my bank statements from Thailand and a letter of employment for the uk. Visa was issued no problem. Surely you will be paying taxes to the country your trading from so that should be enough too.

[Indegestion]

If you have a have a current Paid Tax Assesment fom the Inland Revenue,your home and dry.Any clever stuff including Legal Tax avoidance via Offshore Methods and your a Marked Man. Playing the Market is Working.

[hotandhumid]

I do not pay any taxes and I don't need to. The income initially wasn't generated in the UK, I don't live in the UK, I don't trade the FTSE. My account is in Hong Kong and there is no capital gains tax in HK. I even completed and signed a form for that.<BR><BR><BR>When I said I was trading, I don't trade every day, I just have some stocks that are doing well and I just leave them. I will just be presenting the embassy with a statement showing a lump sum in an account, not the ins and outs of how it was made up. I assume thtis will be fine, as I believe the sole idea is for them to see I can support my family when we go to the UK, which i can. They are not the inland revenue.

[hotandhumid]

It is worth adding that my Fiancee recently got a toursit visa and my statement wasn't queried.

[VisasPlus]

I do not pay any taxes and I don't need to. The income initially wasn't generated in the UK, I don't live in the UK, I don't trade the FTSE. My account is in Hong Kong and there is no capital gains tax in HK. I even completed and signed a form for that.<BR><BR><BR>When I said I was trading, I don't trade every day, I just have some stocks that are doing well and I just leave them. I will just be presenting the embassy with a statement showing a lump sum in an account, not the ins and outs of how it was made up. I assume thtis will be fine, as I believe the sole idea is for them to see I can support my family when we go to the UK, which i can. They are not the inland revenue.

You make a few statements that might need clarifying. What form did you sign ? What was it for ?

It doesn't actually matter if you live the UK or not. For tax purposes it is a matter of domicile and/or residence. You cannot decide if you pay tax or not. That is up to the tax man. You may well be right that you don't need to pay UK income tax, but that will not be your decision. Domicile will play a part in your finances and tax. Presumably you will want your wife to be able to have free NHS treatment, and other UK benefits ? But that may be a problem if you are "non-resident" in the UK. I don't actually see how you will be a non-resident for tax purposes, yet will be going to the UK to live.

What does "the income initially wasn't generated in the UK" mean ? Where it was generated initially may not actually impress the tax man. If you have a UK bank account then you will probably be considered to be a UK resident.

I don't think capital gains tax is relevant here.

A statement that doesn't show the ins and outs of how it was made up will not be sufficient for visa purposes. Your evidence of how it was "made up" will be required, if only to show UKBA/HMRC that is was legally generated. You seem to think that you can just produce what you want, and that will be okay. I'm sorry to inform you that it won't be.

Your final sentence "they are not the tax man" is not entirely correct. You will find that UKBA and HMRC ( the tax man) are in fact the same agency now.

[Indegestion]

I do not pay any taxes and I don't need to. The income initially wasn't generated in the UK, I don't live in the UK, I don't trade the FTSE. My account is in Hong Kong and there is no capital gains tax in HK. I even completed and signed a form for that.<BR><BR><BR>When I said I was trading, I don't trade every day, I just have some stocks that are doing well and I just leave them. I will just be presenting the embassy with a statement showing a lump sum in an account, not the ins and outs of how it was made up. I assume thtis will be fine, as I believe the sole idea is for them to see I can support my family when we go to the UK, which i can. They are not the inland revenue.

You make a few statements that might need clarifying. What form did you sign ? What was it for ?

It doesn't actually matter if you live the UK or not. For tax purposes it is a matter of domicile and/or residence. You cannot decide if you pay tax or not. That is up to the tax man. You may well be right that you don't need to pay UK income tax, but that will not be your decision. Domicile will play a part in your finances and tax. Presumably you will want your wife to be able to have free NHS treatment, and other UK benefits ? But that may be a problem if you are "non-resident" in the UK. I don't actually see how you will be a non-resident for tax purposes, yet will be going to the UK to live.

What does "the income initially wasn't generated in the UK" mean ? Where it was generated initially may not actually impress the tax man. If you have a UK bank account then you will probably be considered to be a UK resident.

I don't think capital gains tax is relevant here.

A statement that doesn't show the ins and outs of how it was made up will not be sufficient for visa purposes. Your evidence of how it was "made up" will be required, if only to show UKBA/HMRC that is was legally generated. You seem to think that you can just produce what you want, and that will be okay. I'm sorry to inform you that it won't be.

Your final sentence "they are not the tax man" is not entirely correct. You will find that UKBA and HMRC ( the tax man) are in fact the same agency now.

Thats concise,.Generated is vague,means anything from Inheritance , Redundancy pay,Etc, but any income generated in the U.K. unless its a pittance is Taxable.He will certainly be put under the Microscope.

[RAZZELL]

I think the OP is in for a shock from the taxman!

RAZZ

[hotandhumid]

Appreciate the comments but I'm not concerned. The requirment is to prove you can support your family in the UK without benefits. That is clearly what it states.

As for being a 'non-resident' in the UK, don't be silly, we all know that once back in the UK it's a very simple process to become a 'resident' again in the UK.

If I show I have 10k in a UK bank account, monies in my wifes account in Thailand and a letter offering employment in the UK, I'm very confident that will be sufficient. Agree or not?

[hotandhumid]

I showed my bank statements from Thailand and a letter of employment for the uk. Visa was issued no problem. Surely you will be paying taxes to the country your trading from so that should be enough too.

Bellboy - Thanks for clearing that up. I can do exactly that, won't even need to show my offshore account.

Did you work in Thailand?

[VisasPlus]

Appreciate the comments but I'm not concerned. The requirment is to prove you can support your family in the UK without benefits. That is clearly what it states.

As for being a 'non-resident' in the UK, don't be silly, we all know that once back in the UK it's a very simple process to become a 'resident' again in the UK.

If I show I have 10k in a UK bank account, monies in my wifes account in Thailand and a letter offering employment in the UK, I'm very confident that will be sufficient. Agree or not?

I'm sure confidence helps. Good luck.

[kunash]

Appreciate the comments but I'm not concerned. The requirment is to prove you can support your family in the UK without benefits. That is clearly what it states.

As for being a 'non-resident' in the UK, don't be silly, we all know that once back in the UK it's a very simple process to become a 'resident' again in the UK.

If I show I have 10k in a UK bank account, monies in my wifes account in Thailand and a letter offering employment in the UK, I'm very confident that will be sufficient. Agree or not?

How long 10,000pounds will last is relative to your life style. for me, it will last about 5 months with a family of 4. but that is just basic living. if it will last you about the same, then maybe 5 months would be enough time for you to arrive, look for place to rent, and start work, and still have some savings left.

remember the job offer has to be genuine. and dont forget if you were granted the settlement visa, in 2 years time you will have to apply for ILR or FLR. I would imagine the uk border agency would want to look at your bank statements, and your income and pay slips etc.

If you are living in the UK and not paying UK tax (if your income would be from your share dealings), i cant see how you have a right to use the health service, or claim any sort of benefit for you or your wife.

''Visa plus'' was an ECO in Thailand, so he does know what he is talking about.

Anyway, I will be applying for settlement soon, so i understand the pressures you are going through.

Good luck

[hotandhumid]

Appreciate the comments but I'm not concerned. The requirment is to prove you can support your family in the UK without benefits. That is clearly what it states.

As for being a 'non-resident' in the UK, don't be silly, we all know that once back in the UK it's a very simple process to become a 'resident' again in the UK.

If I show I have 10k in a UK bank account, monies in my wifes account in Thailand and a letter offering employment in the UK, I'm very confident that will be sufficient. Agree or not?

How long 10,000pounds will last is relative to your life style. for me, it will last about 5 months with a family of 4. but that is just basic living. if it will last you about the same, then maybe 5 months would be enough time for you to arrive, look for place to rent, and start work, and still have some savings left.

remember the job offer has to be genuine. and dont forget if you were granted the settlement visa, in 2 years time you will have to apply for ILR or FLR. I would imagine the uk border agency would want to look at your bank statements, and your income and pay slips etc.

If you are living in the UK and not paying UK tax (if your income would be from your share dealings), i cant see how you have a right to use the health service, or claim any sort of benefit for you or your wife.

''Visa plus'' was an ECO in Thailand, so he does know what he is talking about.

Anyway, I will be applying for settlement soon, so i understand the pressures you are going through.

Good luck

I plan to work again once back in the UK, so when applying for the ILR in 2 years that won't be a problem. My wife is enitled to free healthcare on a settlement visa regardless of whether or not I trade shares. That is clear.

10K was just a ballpark figure but one that I think would satisfy the ECO. Quite sure there have been many people returning to the UK with a lot less than that.

The job offer would be genuine, but I am not obligated to take it up.

Good luck with your application too.

[Indegestion]

It shouldnt take too long before you can Claim State Benefits.The main reason folks go home,tail between legs.Not very nice to shoot the messanger,Mr T.V. is it,!!!.Most smart traders heve all the answers beforehand, especialy on such basic points.:jap:

[VisasPlus]

Appreciate the comments but I'm not concerned. The requirment is to prove you can support your family in the UK without benefits. That is clearly what it states.

As for being a 'non-resident' in the UK, don't be silly, we all know that once back in the UK it's a very simple process to become a 'resident' again in the UK.

If I show I have 10k in a UK bank account, monies in my wifes account in Thailand and a letter offering employment in the UK, I'm very confident that will be sufficient. Agree or not?

How long 10,000pounds will last is relative to your life style. for me, it will last about 5 months with a family of 4. but that is just basic living. if it will last you about the same, then maybe 5 months would be enough time for you to arrive, look for place to rent, and start work, and still have some savings left.

remember the job offer has to be genuine. and dont forget if you were granted the settlement visa, in 2 years time you will have to apply for ILR or FLR. I would imagine the uk border agency would want to look at your bank statements, and your income and pay slips etc.

If you are living in the UK and not paying UK tax (if your income would be from your share dealings), i cant see how you have a right to use the health service, or claim any sort of benefit for you or your wife.

''Visa plus'' was an ECO in Thailand, so he does know what he is talking about.

Anyway, I will be applying for settlement soon, so i understand the pressures you are going through.

Good luck

I plan to work again once back in the UK, so when applying for the ILR in 2 years that won't be a problem. My wife is enitled to free healthcare on a settlement visa regardless of whether or not I trade shares. That is clear.

10K was just a ballpark figure but one that I think would satisfy the ECO. Quite sure there have been many people returning to the UK with a lot less than that.

The job offer would be genuine, but I am not obligated to take it up.

Good luck with your application too.

Hotandhumid, you came here seeking advice. It seems, however, that you believe that you don't need it, and have already decided that you know all the answers, and that you know best. I really don't see why you bothered ?

[bellboy86]

No I didn't work I'n Thailand I didn't have a penny I'n my accounts didnt even have a uk bank account, all I had was a letter from my empouter stating I had a job to start and they also stated that they would give me a 2 grand advance as a settle I'n fee, that was it and I got the visa, so all u nerd is evidence that your relationship is genuine, and that your able to support your wife when you arrive I'n the uk, I think everyone is jumping the gun with the tax thing, including myself. Anyway you should be fine I think people on here are informing you about the what ifs which may happen but I doubt very much as long as you cover all areas of the application you will be cool goodluck to you and your dearest,

[hotandhumid]

Appreciate the comments but I'm not concerned. The requirment is to prove you can support your family in the UK without benefits. That is clearly what it states.

As for being a 'non-resident' in the UK, don't be silly, we all know that once back in the UK it's a very simple process to become a 'resident' again in the UK.

If I show I have 10k in a UK bank account, monies in my wifes account in Thailand and a letter offering employment in the UK, I'm very confident that will be sufficient. Agree or not?

How long 10,000pounds will last is relative to your life style. for me, it will last about 5 months with a family of 4. but that is just basic living. if it will last you about the same, then maybe 5 months would be enough time for you to arrive, look for place to rent, and start work, and still have some savings left.

remember the job offer has to be genuine. and dont forget if you were granted the settlement visa, in 2 years time you will have to apply for ILR or FLR. I would imagine the uk border agency would want to look at your bank statements, and your income and pay slips etc.

If you are living in the UK and not paying UK tax (if your income would be from your share dealings), i cant see how you have a right to use the health service, or claim any sort of benefit for you or your wife.

''Visa plus'' was an ECO in Thailand, so he does know what he is talking about.

Anyway, I will be applying for settlement soon, so i understand the pressures you are going through.

Good luck

I plan to work again once back in the UK, so when applying for the ILR in 2 years that won't be a problem. My wife is enitled to free healthcare on a settlement visa regardless of whether or not I trade shares. That is clear.

10K was just a ballpark figure but one that I think would satisfy the ECO. Quite sure there have been many people returning to the UK with a lot less than that.

The job offer would be genuine, but I am not obligated to take it up.

Good luck with your application too.

Hotandhumid, you came here seeking advice. It seems, however, that you believe that you don't need it, and have already decided that you know all the answers, and that you know best. I really don't see why you bothered ?

You was quoting me in a patronising tone and talking down to me. When I challenged your response all you could muster was 'Im sure confidence helps, good luck!' Again, patronising. Just becaause you was once a mighty ECO doesn't give you the right to be all high an mighty on the forum.

[bellboy86]

Sorry made a couple of errors on my post hope u can understand it, iPhones very sensitive. Hotandhumid ur visa should be ok

[kunash]

Appreciate the comments but I'm not concerned. The requirment is to prove you can support your family in the UK without benefits. That is clearly what it states.

As for being a 'non-resident' in the UK, don't be silly, we all know that once back in the UK it's a very simple process to become a 'resident' again in the UK.

If I show I have 10k in a UK bank account, monies in my wifes account in Thailand and a letter offering employment in the UK, I'm very confident that will be sufficient. Agree or not?

How long 10,000pounds will last is relative to your life style. for me, it will last about 5 months with a family of 4. but that is just basic living. if it will last you about the same, then maybe 5 months would be enough time for you to arrive, look for place to rent, and start work, and still have some savings left.

remember the job offer has to be genuine. and dont forget if you were granted the settlement visa, in 2 years time you will have to apply for ILR or FLR. I would imagine the uk border agency would want to look at your bank statements, and your income and pay slips etc.

If you are living in the UK and not paying UK tax (if your income would be from your share dealings), i cant see how you have a right to use the health service, or claim any sort of benefit for you or your wife.

''Visa plus'' was an ECO in Thailand, so he does know what he is talking about.

Anyway, I will be applying for settlement soon, so i understand the pressures you are going through.

Good luck

I plan to work again once back in the UK, so when applying for the ILR in 2 years that won't be a problem. My wife is enitled to free healthcare on a settlement visa regardless of whether or not I trade shares. That is clear.

10K was just a ballpark figure but one that I think would satisfy the ECO. Quite sure there have been many people returning to the UK with a lot less than that.

The job offer would be genuine, but I am not obligated to take it up.

Good luck with your application too.

Hotandhumid, you came here seeking advice. It seems, however, that you believe that you don't need it, and have already decided that you know all the answers, and that you know best. I really don't see why you bothered ?

I think I am right in saying that if the UK border agency discovers that your ''job offer'' was bogus, that would / could jeopardise all future visa applications, for years to come

[hotandhumid]

No I didn't work I'n Thailand I didn't have a penny I'n my accounts didnt even have a uk bank account, all I had was a letter from my empouter stating I had a job to start and they also stated that they would give me a 2 grand advance as a settle I'n fee, that was it and I got the visa, so all u nerd is evidence that your relationship is genuine, and that your able to support your wife when you arrive I'n the uk, I think everyone is jumping the gun with the tax thing, including myself. Anyway you should be fine I think people on here are informing you about the what ifs which may happen but I doubt very much as long as you cover all areas of the application you will be cool goodluck to you and your dearest,

And there you go. Thanks for clearing this matter up bellboy.

[bobrussell]

The key thing is that you must convince an ECO that you have sufficient resources that the applicant is not likely to become a burden on the state. A lump sum may do but I suspect there is not a particular sum that will be accepted. £10000 will keep someone in moderate comfort in the UK for a few months only. Your investment income will have a paper trail that you can submit with the application.

You need to put together a package to show you can support yourself and family. If you cannot show this there is a real chance an application will be rejected. Do not get complacent about it.

You will have to keep the tax man happy, HMRC will want to satisfy themselves that you do not owe them money. Take a complacent attitude to them and you will come a cropper!

[RAZZELL]

No I didn't work I'n Thailand I didn't have a penny I'n my accounts didnt even have a uk bank account, all I had was a letter from my empouter stating I had a job to start and they also stated that they would give me a 2 grand advance as a settle I'n fee, that was it and I got the visa, so all u nerd is evidence that your relationship is genuine, and that your able to support your wife when you arrive I'n the uk, I think everyone is jumping the gun with the tax thing, including myself. Anyway you should be fine I think people on here are informing you about the what ifs which may happen but I doubt very much as long as you cover all areas of the application you will be cool goodluck to you and your dearest,

And there you go. Thanks for clearing this matter up bellboy.

Not at all.

A poster on another forum had £8000 and his wife was refused settlement.

As sponsor you have to prove that you have suitable accommodation, money, job etc etc etc in the UK.

Having in the last year gone through a visit visa and a fiancee visa for my now wife I know it is quite stressful time, but as VisaPlus has stated, a little bit of humility (politeness?) wouldn't go amiss.

If you don't like the answers you're given...why ask the question?

One persons experience of the visa rules is not the be-all and-end all...the UKBA seem to have considerably tightened-up over the last year or so with requirement of the A1 Language Test just one example.

With all due respect to bellboy86, in the current climate I find it extremely hard to believe that a person with no bank account or savings would be granted a settlement visa for his wife/partner.

RAZZ

[bellboy86]

The post has stated I'n a number of occasions that he will have a letter of an offer of employment, not bogus. That will be enough to satify the ECO , you are all going off the post and missing the point. He has covered everything.

[kunash]

The post has stated I'n a number of occasions that he will have a letter of an offer of employment, not bogus. That will be enough to satify the ECO , you are all going off the post and missing the point. He has covered everything.

HotandHumid's first post did not mention any job offer. His work involved playing the stock market. After HotandHumid was advised in this thread, that if he could show the ECO he had a job offer, then he changed tacct and said he could show a job offer from his brother in law. How handy. then he said if he was granted the visa he was not obligated to take up this offer.

I know what i think, but he has to convince an ECO not me

[Indegestion]

What constitutes a letter of Employment,is it Legally Binding. Should i want such a Letter i could ask many U.K. Friends for one.Seems a bit sloppy to me, with so many firms going into Receivership.Any ideas.?.A Market Stalls a Business after all. My interest is how easy is it to Board the Gravey Train, not that im infering thats the O.P.s aim.

[bellboy86]

A job offer is what it states, and if the Eco accepts it then it's enough I'n my case he accepted it and visa was granted. It's not about getting one from a friend. If you choose to go down that road then your breaking the law.

[bellboy86]

Razzell I didnt have a bank account and all I had was a letter of employment do believe it or not your call mate. I've been through the whole visa process and never been refuse from a six month marriage visa to flr to indefinite leave to remain. Can I also add that if you cover all laws then the Eco cannot refuse. He doesn't have a reason