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    1. 138

      Do you drink drive?

      This is as dumb as the seatbelt or helmet argument - never used it, never needed it... The cognitive disconnect highlights a very simplistic stupidity. According to data from the World Health Organization (WHO) and other agencies: Global Statistics: It's estimated that around 20-30% of all road traffic deaths worldwide involve alcohol. This varies significantly by region; in some areas, alcohol involvement may reach or exceed 50% of road fatalities. Annual Estimates: Globally, about 1.35 million people die each year due to road accidents. This means 270,000 to 405,000 deaths can be linked to drink-driving annually. Non-Fatal Injuries: The number of injuries related to alcohol-impaired driving is even higher. For every death, there are several injuries and instances of long-term disability. Globally, road accidents lead to around 50 million injuries annually, with a notable proportion related to alcohol use. Regional Variations: Countries with strict drink-driving laws and effective enforcement tend to have lower alcohol-related accident rates. In contrast, regions with limited law enforcement and higher alcohol consumption rates see significantly higher numbers. So... to answer your dumbed down, over simplified and idiotic response... There are between 270,000 to 405,000 names that could be mentioned to answer your question... those are just deaths... a lot more maimed. Your implication that because someone has not yet had a drink driving related accident means its safe, is simply moronic and outrageously deluded to the point of sheer idiocy.
      richard_smith237 in General Topics
    2. 138

      Do you drink drive?

      A good point... I've friends who can resolve these issues very simply.... (Police guys)... They've helped on a few occasions when a friend was over the limit and got caught. The joke is that I never ask them for help, they ask why I don't drink & drive, they can help if I have an issue... They don't get the point... its the Police I'm bothered about - its hurting someone cos I was an idiot and drove drunk that bothers me (no matter how carefully I thought I may drive).
      richard_smith237 in General Topics
    3. 138

      Do you drink drive?

      I think the silent majority have stated their point well enough. Results are in line with what I expected. Because you tailored the poll - and didn't leave an option for... ... having one or two drinks and remaining within the DUI limit and drive. So there was no option for the many who may have a beer or two and drive. Its a valid point - Do you think two cans of beer over an place you over the legal limit to drive ? Its an irrelevant point if you are having 4 beers as there is a greater certainty that someone will be over the limit. We used to get the Police Turning up to the Bars with breathalysers and we'd have a go.... I've also tried the 'gadget' breathalyser, but doubt how accurate they are (about +/- 10% error I'd guess)... All fairly moot if someone is driving after 4 or 6 beers consumed over a couple of hours - they are drunk over the limit and impaired. If a normal size male has had just 2 beer (330ml cans of Singha for example) its very unlikely they are over the legal limit or impaired.
      richard_smith237 in General Topics
    4. 8

      Visa income observations and TIN application questions

      Like many have said, the Thai Tax office and Immigration are unlikely to be connected if ever. Most say "wait and see". For now they don't have a clue. Until it is clear and detailed, then do nothing. How will they, "who", know? and know what? I bring very little into Thailand each year and have 800k in Thai bank account since 2018. I do spend less than 180 days per year in Thailand but, at some point, I expect that immigration will want a TIN to get the annual Non-O extension. I'll wait until required.
      soi3eddie in Jobs, Economy, Banking, Business, Investments
    5. 138

      Do you drink drive?

      So you are admiting you 'could' have a minor collision (driving slowly as you do) and it will result in minor damage to your car... But what about the pedestrian or motorcyclist you hit ??? ... The collision may seem minor to you, but not to them..... Thats why you are selfish, you have not considered the others around you who may be impacted by your drunk driving.
      richard_smith237 in General Topics
    6. 2

      [QUIZ] 30 October - The Beatles

      I just completed this quiz. My Score 50/100 My Time 93 seconds  
      kwonitoy in The Quiz Forum
    7. 138

      Do you drink drive?

      It was just a long winded rant to avoid the reality, avoid answering the question and to suit his narrative. I'll have a 330ml can of beer or two and drive or ride.... I won't have more than that. There isn't really a place in the poll for that.... But, MalolmB may be right - there are perhaps a lot more out there who think nothing of driving durnk, and by driving drunk I mean over the legal limit. Two can's of beer will / should not put me over the limit... My narrative is: IF someone knowingly drives while over the drink driving limit they are likely to be impaired - and that can have consequences. My narrative is: IF someone has 5 or 6 beers and drives, there is little doubt that they are impaired and have a greater chance of being involved in an incident that impacts other innocent people. My narrative is: trying to normalise this behavior is the remit of ayholes. IF MalcolmB - all you are doing is having two beers in an hour and driving home, its unlikely you are over the limit or impaired... If however, you are having 6 or 7 beers over a couple of hours, you are drunk and impaired - and no amount of 'careful driving' will change that fact.
      richard_smith237 in General Topics
    8. 15

      Must-Know Famous Thai Ghost Stories

      Agreed. Slightly OT but definitely linked - We westerners are the only group to DISbelieve in spirits. The story that there was a 'Big Bang' and space dust & debris somehow come alive as 'space jizz' and evolved into humans is even more far fetched than spirits, ghosts etc imho. Anyway, this guy has some interesting theories on Spirit Channelling and the fact that demonic clowns exist in almost if not ALL cultures - also some bits on Garden of Eden serpent Naga worship. Pop stars channelling demons: https://www.youtube.com/watch?v=M6cY3fgElgU&t=3398s
      BruceWayne in General Topics

  • Popular in The Pub

Student Loans

llso

By llso
in General Topics

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llso Advanced Member

llso

Posted
Posted (edited)

B) A friend of mine called me today and said that his girlfriend/fiance asked for 51,000 Baht to pay a student loan for High School. His girlfriend comes from a small village in Lower Issan. She has graduated from college in BKK so I clarified with him that this was for High School not college. He said that she owes over 300,000 Baht for college loans?

I asked my Thai wife and she never heard of this and said that her parents wold have had to make the loan. My question to the very knowledgable Thai Visa Members , Is this possible or just another scam??

Thanks,

LL

Edited by llso
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Ijustwannateach Star Member

Ijustwannateach

Posted
Posted

Anything's possible but should be documented. Get a direct statement from the school if you're really interested in paying (or go directly to the school). If the loan isn't directly from the school, confirm that she was enrolled and ask for a financial statement of fees paid to the school on her behalf. If the numbers don't add up, well.....

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geriatrickid Star Member

geriatrickid

Posted
Posted (edited)

Yes, it is possible, My friend owed approx. 250,000 baht . His aunt was a cosignor and the government threatened to seize her property if my friend didn't pay up. He went on a monthly payment plan of 2500 baht. Many students that moved to Bangkok for school were able to get low interest loans. It didn't dawn on my idiot friend that one day he would have to pay the student loans back. He lived in denial until the collections agent came looking for him. There are literally tens of thousands of students in serious debt to the government that due to their low paying jobs do not have the means to pay the loans back. It's somewhat difficult for for those on small salaries to service their debts. BTW, I think braniac has his debt down to around 200,000 baht now. Due to his debt load he lives a hand to mouth existence. His family can't pay off the debt for him as he comes from a rural village in the South.

Edited to Add this was for his undergrad diploma.

Edited by geriatrickid
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isanbirder Platinum Member

isanbirder

Posted
Posted

The student loans come from the Government, not the school, though inevitably they are processed through the school. The school has nothing to do with the collection.

I have known less reputable universities offering loans of up to 500,000 if students will enrol. The university takes no further responsibility; the student gets a grace period after he/she graduates, but then has to repay the whole amount, plus, I think, a low rate of interest. This has caused major problems, as many graduates cannot repay, and the Government is not keen on suing them for the money (which they don't have, anyway).

The whole Student Loan Scheme is a thoroughly badly thought-out system!

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