Ducnguyen Posted February 27, 2012 Share Posted February 27, 2012 Hi everyone, I want to get a credit card (I have a job so I think I am qualified for one). However, I have had bad experiences with SCB as the call centre made me wait 45 minutes before taking my call. The staff at the branch not really helpful. What bank do you guys normally use? Thanks Link to comment Share on other sites More sharing options...
Soutpeel Posted February 27, 2012 Share Posted February 27, 2012 Had an SCB card for many years with no problem, and was issued one within two weeks of coming into Thailand,one assumes you make enough money for them to issue you one ?, you have a WP ? Link to comment Share on other sites More sharing options...
kjun12 Posted February 27, 2012 Share Posted February 27, 2012 Had an SCB card for many years with no problem, and was issued one within two weeks of coming into Thailand,one assumes you make enough money for them to issue you one ?, you have a WP ? Did you read shat the OP said? He had an account with SCB and did not like it. Link to comment Share on other sites More sharing options...
Ducnguyen Posted February 27, 2012 Author Share Posted February 27, 2012 Had an SCB card for many years with no problem, and was issued one within two weeks of coming into Thailand,one assumes you make enough money for them to issue you one ?, you have a WP ? Yes, I do. WP and whichever documents they require. I had the debit card with them just 2 days after I arrived. I opened my bank account at SCB as my secretary suggested so but I really don't like their services. Link to comment Share on other sites More sharing options...
Furbie Posted February 28, 2012 Share Posted February 28, 2012 KTC is probably the easiest to get a credit card with - English language support is mediocre, but passable. Link to comment Share on other sites More sharing options...
Gone Posted February 28, 2012 Share Posted February 28, 2012 So what is your question? Do you meet all the requirements? eg: 4 years at the same job etc? Link to comment Share on other sites More sharing options...
Soutpeel Posted February 28, 2012 Share Posted February 28, 2012 (edited) Had an SCB card for many years with no problem, and was issued one within two weeks of coming into Thailand,one assumes you make enough money for them to issue you one ?, you have a WP ? Did you read shat the OP said? He had an account with SCB and did not like it. Who rattled you cage then ?.....nice to see your contributing valuable information... further were in his OP did he say he had a C/C account with SCB...he didnt Edited February 28, 2012 by Soutpeel Link to comment Share on other sites More sharing options...
howzat Posted February 29, 2012 Share Posted February 29, 2012 UOB ok for me Link to comment Share on other sites More sharing options...
samran Posted February 29, 2012 Share Posted February 29, 2012 Amex are good too, unlike other countries it is widely accepted in Thailand. Link to comment Share on other sites More sharing options...
PattayaPhom Posted February 29, 2012 Share Posted February 29, 2012 I know SCB needed proof of at least an income of 150,000 per month...is it the same level for other banks also? Link to comment Share on other sites More sharing options...
mogandave Posted February 29, 2012 Share Posted February 29, 2012 Citibank visa and Thai Airlines American Express Link to comment Share on other sites More sharing options...
CWMcMurray Posted March 1, 2012 Share Posted March 1, 2012 Honeswtly the best cc for you will depend on where you do most of your shopping or the rewards programs that you are interested in, sonce all of them have the same high interest rate (20%) It will also depend on what your salary is... one person has mentioned that KTC is the easiest to get and I belive that is correct. (it has the lowest income requirement). Although the others are also easy to get if you meet the income requirements. I belive that if you make at least 100k per month, that would qaulify you for most of the platinum cards for most banks and the "standard card" requirements would be less. Link to comment Share on other sites More sharing options...
joe84330 Posted March 3, 2012 Share Posted March 3, 2012 i've had a really good experience with kasikorn bank here on samui. mae nam branch staff are very friendly and actually helpful, in spite of the fact that i've never kept any funds there they have issued me several cards based on WP and salary. SCB on the other hand, the same branch where i've had the same account for over 5 years with direct deposit of my salary each month are the least helpful and most incompetent bank employees i've ever seen in my life, anywhere. absolutely horrible service and they won't issue a CC to foreigners without "guarantee" deposit. Link to comment Share on other sites More sharing options...
Ducnguyen Posted March 31, 2012 Author Share Posted March 31, 2012 i've had a really good experience with kasikorn bank here on samui. mae nam branch staff are very friendly and actually helpful, in spite of the fact that i've never kept any funds there they have issued me several cards based on WP and salary. SCB on the other hand, the same branch where i've had the same account for over 5 years with direct deposit of my salary each month are the least helpful and most incompetent bank employees i've ever seen in my life, anywhere. absolutely horrible service and they won't issue a CC to foreigners without "guarantee" deposit. Totally agree with you. I have just opened a new account with Kasikorn Bank and must say that I'm really happy with their services. Not all of the staff speak English but I must say that they are much more friendly, helpful than SCB's staff. I will definitely recommend K Bank for any farangs here. Link to comment Share on other sites More sharing options...
EnhancePlus Posted July 6, 2012 Share Posted July 6, 2012 (edited) i've had a really good experience with kasikorn bank here on samui. mae nam branch staff are very friendly and actually helpful, in spite of the fact that i've never kept any funds there they have issued me several cards based on WP and salary. SCB on the other hand, the same branch where i've had the same account for over 5 years with direct deposit of my salary each month are the least helpful and most incompetent bank employees i've ever seen in my life, anywhere. absolutely horrible service and they won't issue a CC to foreigners without "guarantee" deposit. Totally agree with you. I have just opened a new account with Kasikorn Bank and must say that I'm really happy with their services. Not all of the staff speak English but I must say that they are much more friendly, helpful than SCB's staff. I will definitely recommend K Bank for any farangs here. I concur with the congeniality of the Kbank staff. Wondering about their Premier credit card - the girl really couldn't explain it fully and transcribing the brochure is a pain in the ass. Does anyone have one of these and what are the benefits? Edited July 6, 2012 by EnhancePlus Link to comment Share on other sites More sharing options...
aussiebebe Posted July 6, 2012 Share Posted July 6, 2012 I agree with Furbie - KTC is the easiest to get a credit card with - widely accepted with cash back and interest-free hire-purchase arrangements in line with other major cards. They have English speaking staff at their call center, you can check your balance online and have the statements posted and/or emailed to you. You can pay or seek assistance at any Krung Thai bank but there are also exclusive KTC branches in major malls. Link to comment Share on other sites More sharing options...
Johnniey Posted July 6, 2012 Share Posted July 6, 2012 Stay away from Krung Thai - there are just too many restrictions unless you are Thai, or you are willing to pay more. Link to comment Share on other sites More sharing options...
scotty1286 Posted July 6, 2012 Share Posted July 6, 2012 I have the Kasikorn Platinum CC and reckon they provide very good service, I especially like the SMS confirmation every time the card is used so you can instantly see if it has been misused. Link to comment Share on other sites More sharing options...
.png.3b3332cc2256ad0edbc2fe9404feeef0.png)
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now