Sure, I accept this, but there's also no guarantee the 800k / 65k are not increased at some stage. I've said before, they simply can not stay at these amounts forever. They may be raised a little, to reflect higher living costs, or raised a lot, in conjunction with banning agents, as part of a broader policy, in order to raise the financial standard of expat retiree here. At the moment, I am in good health, and still enjoy traveling. I think by the time I am either unhappy or unable to do a visa runs, Vietnam will have a retirement visa by then. If you are married to a Vietnamese national, you get a 5 year visa for $50.
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