Family visa for my thai wife - second account not strong

[mrlegend123]

Hi,

Just emailing to see if I am able to apply for a family visa. I am currently working for minimum wage in the uk. I am a british citizen and have two children with my thai wife for 3 years. We are married and currently she is living in thailand with our two children and I am in the uk. I have applied for a holiday visa before with success and my family stayed together in the uk for 6 months. However, we are applying again under different circumstances and would like to know if it is now possible. The problem is I have 4600 pound in the bank and I working full time on minimum wage, I have two accounts one has the money in with no debt or overdrafts while the other is a different acount with overdrafts. How should I explain, should I explain at all. Would the 6 months bank statements for the first bank account suffice with 4600 pound in. I have been using the banks together so you can see on the bank statements I have two banks. Also, will 4600 pound be enough to sponser my wife.

Best regards,

[wooloomooloo]

How much do you earn gross per annum?

[NeverSure]

OP, I have no idea, but I wish you the best of luck getting your family together.

[beechguy]

"Deleted Post"

Are you trying to bring your family back to the U.K.? If so, you have posted in the wrong forum and the Mods need to move this.

Edited October 31, 2013 by beechguy

[theoldgit]

When you say "Family Visa" do you mean your family want to settle in the UK or just go for a holiday?

If your family wish to settle then you might struggle meeting the minimum income requirements of £18,600 if you're on the minimum wage, the fact you have no debts will not be taken into consideration, I assume you have rent or a mortgage to pay. If the kids are yours, and thus UK Citizens, the figure is still £18,600, if they are not your biological children, the income requirement is higher.

If your wife is going to apply for a visit visa, then £4,600 in the bank may well be enough, but there are too many variables, how long does she intend to stay, what are her plans in the UK and what are her ties in Thailand? Having already spent 6 months in the UK, did your wife indicate she was going to spend 6 months in the UK when she applied for her visit visa, the ECO would need to be satisfied that she isn't using the visit visa route to circumnavigate the settlement route.

[7by7]

In the title of your (now closed) duplicate topic you say it is a visit visa you are asking about, so I will assume that is so.

You need to show that there are sufficient funds available to pay for her visit. These funds can be yours, hers, a third party's or any combination of these.

Loans and overdrafts are not usually a problem; provided they are authorised and being serviced to the lender/bank's satisfaction.

You should also explain why your wife and children live in Thailand and you in the UK and why they only want to visit the UK, not settle here with you.

You may find UK visit visa basics helpful.

If you have any further questions, please ask them in this topic. Opening another topic every time you have a question not only means that people may miss that question; it is also very annoying.

[mrlegend123]

In the title of your (now closed) duplicate topic you say it is a visit visa you are asking about, so I will assume that is so.

You need to show that there are sufficient funds available to pay for her visit. These funds can be yours, hers, a third party's or any combination of these.

Loans and overdrafts are not usually a problem; provided they are authorised and being serviced to the lender/bank's satisfaction.

You should also explain why your wife and children live in Thailand and you in the UK and why they only want to visit the UK, not settle here with you.

You may find UK visit visa basics helpful.

If you have any further questions, please ask them in this topic. Opening another topic every time you have a question not only means that people may miss that question; it is also very annoying.

yes i,m sorry for the 2nd thread (24 year old novice) my sufficent funds are a 3000 loan and 2000 in saved wages. however in 1 account i have an overdraft of 1000, so my saving are down to 4000. i have been employed for 2 and half months earning minimum wage contracted at 40 hours per week. i can explain the reason my family are coming on a visit visa is that i dont meet the financial requirements for the spouse visa, ( heartbroke and miss them dreadfully) i have just finished university and am seeking employment in oil and gas (but not easy as theres limited work). apart from my bad bank statements everything else they as for is good.

[rct99q]

I know I am going to get flak for this but you are a 24 year old (i am assuming from your post), minimum wage earning, recently graduated university student with 2 children from a Thai wife. Just curious on how you managed to get by financially before?

Anyways, good luck as a parent with Thai wife and children can understand not wanting to be separated from them. Have you considered moving here and living with them in Thailand?

[mrlegend123]

I know I am going to get flak for this but you are a 24 year old (i am assuming from your post), minimum wage earning, recently graduated university student with 2 children from a Thai wife. Just curious on how you managed to get by financially before?

Anyways, good luck as a parent with Thai wife and children can understand not wanting to be separated from them. Have you considered moving here and living with them in Thailand?

hi yes i worked for 1 year as a maths teacher in bangkok, but its not my chosen career, i,ve come back to england to complete a masters in oil and gas and still cant get a decent job, so its minimum wage in a care home for now, going to try for the rigs. i also have a great mum whos helped me out loads. i,m going to put in the application for family visa and hope for the best, i am worried about my bank statements though

[wooloomooloo]

i can explain the reason my family are coming on a visit visa is that i dont meet the financial requirements for the spouse visa...

Apologies, I assumed your OP was requesting information on a settlement visa.

Anyway, I wouldn't state that the visit is because you don't meet the financial requirements for your wife's settlement visa application. Keep it simple, i.e. you haven't seen your wife and child for x amount of time. By the way, when did your wife depart the UK after her last visit?

i am worried about my bank statements though

How much savings would you feel comfortable with? You have a few quid tucked away and no bad thing.

Your wife will have to apply for a visit visa afresh but there's obviously some tolerance if the last application and trip were successful.

There's still time for a Christmas visit if successful.

[Jay Sata]

Mr Legend,

You say there is limited work offshore or onshore in the oil/gas industry. I have friends who work in that industry and can correct you. There is plenty of work in both Great Yarmouth and Aberdeen to the point where workers are being poached all the time.

However I suspect you lack of experience may be an impediment.

If you are working for a minimum wage in a care home you are just wasting your time. I'd suggest moving to either Aberdeen or Yarmouth, getting a job short term to get by and putting yourself and your cv around all the support companies.

Or have you thought of teaching in the UK?

Edited November 2, 2013 by Jay Sata

[mrlegend123]

Mr Legend,

You say there is limited work offshore or onshore in the oil/gas industry. I have friends who work in that industry and can correct you. There is plenty of work in both Great Yarmouth and Aberdeen to the point where workers are being poached all the time.

However I suspect you lack of experience may be an impediment.

If you are working for a minimum wage in a care home you are just wasting your time. I'd suggest moving to either Aberdeen or Yarmouth, getting a job short term to get by and putting yourself and your cv around all the support companies.

Or have you thought of teaching in the UK?

thanks everyone for your advise, the amount of savings i have are through a 3000 pound loan and 1 months wage slip, as i asked earlier would a loan and 2 used overdrafts cause a problem ? 7 by 7 reports not so i,m going risk my chances. To confuse matters i have 3 bank accounts, 1 for my wife, 1 for me and 1 with my wages paid into, i presume i would have to send them all, 1 to show how i support my wife, 1 to show my wages being paid in and 1 to show transfers and the loan i got. As for working in the rigs i,ve rang every agency on the internet small and big in aberdeen and great yarmouth, sent hundreds of c.vs and still no joy, i,m presuming i dont have the offshore training so thats being done next week, i cant think of anything else to do.

[7by7]

Yes, you should send evidence of all your accounts.

I remember a few years ago another member in a similar position to you complaining about his wife being refused a visit visa on financial grounds. After mush debate he finally admitted that he had sent the statement for his overdrawn account as this was the one he used to send money to his wife; but he had not sent statements for the account that actually had money in it!

You say elsewhere that you will all be staying rent free at your mother's (make sure she says this in her invitation letter) so £4600 should be ample; even for a 6 month visit and after deducting air fares.

[Jay Sata]

Mr Legend,

You say there is limited work offshore or onshore in the oil/gas industry. I have friends who work in that industry and can correct you. There is plenty of work in both Great Yarmouth and Aberdeen to the point where workers are being poached all the time.

However I suspect you lack of experience may be an impediment.

If you are working for a minimum wage in a care home you are just wasting your time. I'd suggest moving to either Aberdeen or Yarmouth, getting a job short term to get by and putting yourself and your cv around all the support companies.

Or have you thought of teaching in the UK?

thanks everyone for your advise, the amount of savings i have are through a 3000 pound loan and 1 months wage slip, as i asked earlier would a loan and 2 used overdrafts cause a problem ? 7 by 7 reports not so i,m going risk my chances. To confuse matters i have 3 bank accounts, 1 for my wife, 1 for me and 1 with my wages paid into, i presume i would have to send them all, 1 to show how i support my wife, 1 to show my wages being paid in and 1 to show transfers and the loan i got. As for working in the rigs i,ve rang every agency on the internet small and big in aberdeen and great yarmouth, sent hundreds of c.vs and still no joy, i,m presuming i dont have the offshore training so thats being done next week, i cant think of anything else to do.

You do not have a hope in hell of getting a job offshore without the offshore training certs. For those who do not know this is a safety/survival course certification required for everyone working on gas/oil rigs.

You'll find the work is there once you get those and then with luck you'll get your job offshore and in several months time your family will join you here.

Good luck and keep us posted.