sidjameson Posted October 3, 2014 Share Posted October 3, 2014 Thinking long term. Wondering what are the health insurance costs for a 70, 75 and 80 year old? No existing illness. Link to comment Share on other sites More sharing options...
CharlieH Posted October 3, 2014 Share Posted October 3, 2014 WRONG FORUM MOVED Link to comment Share on other sites More sharing options...
chris2004 Posted October 4, 2014 Share Posted October 4, 2014 I would imagine they become unaffordable after 70/75. That's why i self insure. I don't see the point of paying premiums while you are well then get kicked out when you start to get ill. Link to comment Share on other sites More sharing options...
sidjameson Posted October 4, 2014 Author Share Posted October 4, 2014 Yes. I think you are right. I can't believe no one is replying to this. Does it mean that nobody in their 70's has health insurance? Hmm or that they return to their home country at that age? Link to comment Share on other sites More sharing options...
JLCrab Posted October 4, 2014 Share Posted October 4, 2014 (edited) I would imagine they become unaffordable after 70/75. That's why i self insure. I don't see the point of paying premiums while you are well then get kicked out when you start to get ill. Unless you have some catastrophic risk coverage, you don't self-insure; you just have no insurance. What you have is a reserve. Whatever is in your reserve, that is what you have. No possiblility of, given an adverse incident, getting more than you put in. Edited October 4, 2014 by JLCrab 1 Link to comment Share on other sites More sharing options...
johnh869 Posted October 5, 2014 Share Posted October 5, 2014 (edited) AIA H&S Plus Gold..... Get it before your 70! Edited October 5, 2014 by johnh869 Link to comment Share on other sites More sharing options...
AAInsuranceBrokers Posted October 5, 2014 Share Posted October 5, 2014 When one asks what the premiums are it is very difficult to answer as we all want differnt things. Below is an example of the Basic cover and from this the sky is the limit depending on the amount of benefit required. HOSPITAL EXPENSE Standard (Baht) Daily Room & Board and general nursing service up to 45 Days. Maximum limit per day 1,500 Daily Charges for intensive Care-up to 15 days. Maximum limit per day 3,000 Miscellaneous Hospital Charges 20,000 Emergency Outpatient Treatment (for cover accident which has been treated within 24 hours of the accident by the outpatient department of hospital/doctor’s office 4,000 Specialist’s Fee 4,000 Surgeon’s Fee (Per Surgical Schedule) 40,000 Physician’s daily Hospital Visit (Non- surgical) up to 45 days. Limit per day 500 Personal Accident (AD & D) 50,000 Maximum Limit per Disability 272,500 51 – 55 6,577 56 – 60 7,631 61 – 65 9,157 66 – 70 12,224 71 – 75 18,384 76 – 80 27,575 Link to comment Share on other sites More sharing options...
Suradit69 Posted October 5, 2014 Share Posted October 5, 2014 (edited) Yes. I think you are right. I can't believe no one is replying to this. Does it mean that nobody in their 70's has health insurance? Hmm or that they return to their home country at that age? "Does it mean that nobody in their 70's has health insurance?" Most farang who insure in Thailand have hospital insurance, not health insurance. The latter implies some coverage for office visits, out-patient care and prescriptions. While companies like BUPA offer add on options for out-patient care, the additional premium is usually about equal to the maximum you could ever hope to claim during the year. And, most companies here will only offer you continued coverage if you start insuring with them before 60 or even 55 ... but they may only show premiums up to ages in the 60's because you'll get whacked on an individual basis after some point heavily enough to discourage you from keeping the policy. I have insurance that does indeed cover hospital, doctor office visits, prescriptions, dental work, eye glasses, etc. It was part of my retirement benefits from a business in the US. I send them receipts they reimburse me. It's free ... if you ignore the 25 years I worked for them. I can't believe no one is replying to this. One of the reasons few people are replying is probably because the subject exists in many, many threads already. Edited October 5, 2014 by Suradit69 Link to comment Share on other sites More sharing options...
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