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Best Credit Cards in Thailand

Featured Replies

What are the best credit cards in Thailand for:

  1. Small or no forex exchange fees
  2. Rental car insurance
  3. Flights and hotel bookings
  4. Travel outside of Thailand

I use BKK Bank Visa card and not had any problem here or on holiday abroad.

Visa Platinum, if you can get it....been using it for many years, the best around...

  • Author

What bank is it from?

Or just direct from Visa THAILAND?

Central Platinum by far,

5% discount Tops & Central Supermarkets every day, 5% on PTT Fuel and many more, I have used it in many counties with no problem, plus they give you a rebate

on MasterCard Foreign exchange charges.

Finally they have free lounges with WiFi & Drinks many department stores and have a good reward scheme with Central Gift Vouchers instead of the junk a lot of cards give you.

Central Platinum by far,

5% discount Tops & Central Supermarkets every day, 5% on PTT Fuel and many more, I have used it in many counties with no problem, plus they give you a rebate

on MasterCard Foreign exchange charges.

Finally they have free lounges with WiFi & Drinks many department stores and have a good reward scheme with Central Gift Vouchers instead of the junk a lot of cards give you.

What kind of nonsense is this? Mastercard don't levy Forex charges.

It is Central(General Card Services LTD) that levies the charges.; a 2% 'Hedging Premium'.

In addition, the Cardholder agrees and accepts that the hedging premium at the rate not exceed 2.0% of the

spending amount shall be charged by the Company to protect for the risk incurred from such currency conversion.

What is the Credit Usage Charge(5%) and how does that differ from the separate Interest charge of 15%?

I use BKK Bank Visa card and not had any problem here or on holiday abroad.

Same same, they also gave me a Mastercard.

Mastercard and Visa levy a foreign transaction/currency conversion fee ranging from 0.15% to 1% depending on the contract with the card issuing bank/company. Now whether your card-issuing bank absorbs and/or adds onto that fee is purely up to the card-issuing bank. A card-issuing bank that absorbs the fee and does not add on a fee results in a no foriegn transaction fee card.

  • Author

I didn't find so far any CC in Thailand that had no forex fees.

Also, are there USD credit cards issued in Thailand?

The Thai credit card info provided by TallGuyJohninBKK at this post should be very helpful: Link.

  • Author

Thank you for the link. Good info.

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