Looks like fallen over in curve i.e too high speed.
Driver probably assumed gravity does not apply to whatever he thought he was transporting.
Or never heard of gravity in the first place.
They way I read this is that the insurance company covering the motorcycle covered the accident of an underage Thai illegally driving the insured motorcycle - or - the insurance company of the owner of the car the under-aged illegal motorcyclist plowed into covered the accident. That's about par for the course here in the LOS.
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