Critically ill British judo star Stephanie Inglis flown to Bangkok for treatment

[webfact]

Coma judo star Stephanie Inglis on a flight to Thailand

LONDON: -- The Scottish judo star who suffered head injuries in a motorbike accident in Vietnam is being flown to a hospital in Bangkok in Thailand.

Commonwealth Games silver medallist Stephanie Inglis remains in a coma after the accident earlier this month.

She has since developed pneumonia and a decision was made to fly her to Bangkok where there is a hospital equipped to deal with the infection and the coma.

The 27-year-old from Inverness had been teaching in Vietnam.

Full story: http://www.bbc.com/news/uk-scotland-highlands-islands-36377463

-- BBC 2016-05-26

[Koosdedooes]

I hope she gets better, but once again a lesson in having proper insurance for those who bleat they self insure, or live on a wing and prayer.... I would bet most of the "self insurers s" wouldn't even have anywhere close to that amount of cash to hand

"Following the accident on 10 May, an appeal to raise money to cover the cost of her care has so far raised more than £230,000."

[doremifasol]

May she get a second chance.

I wish her a full recovery.

[Kat D]

Really hope she pulls through, some great hospitals here in Bangkok, so she will certainly receive good care.

[orchidlady]

She apparently had travel insurance but they won't pay, possibly an issue or motorsi ride to school. Even though they are accepted form of transportation in SE Asia many insurance co restrict payment for injuries that are due to riding one.

[mcfish]

Vietnam doesn't have the facility.? That's an eye opener. I hope she pulls through but even if she does, chronic head injuries can cause a life time of complications

Sent from my SC-01D using Tapatalk

[MAMMartin]

I hope she gets better, but once again a lesson in having proper insurance for those who bleat they self insure, or live on a wing and prayer.... I would bet most of the "self insurers s" wouldn't even have anywhere close to that amount of cash to hand

"Following the accident on 10 May, an appeal to raise money to cover the cost of her care has so far raised more than £230,000."

Well done for getting the first comment in of bitching about something you don't have the full details to. Your assumption that an appeal to raise money means she had no insurance shows that all you wanted to do was have a dig. She may well have had insurance - the article doesn't say. A lot of travel insurance will not cover motorbike accidents in Asia because they are prolific, people don't have crash helmets and people ride bikes without experience. Yes a lot of tourists in Asia travel without insurance, yes a lot of them put out appeals to raise money when it goes wrong but a lot do have insurance and still don't get covered.

Why not advocate for compulsory insurance or something constructive rather than having a moan about the victim.

[Koosdedooes]

She apparently had travel insurance but they won't pay, possibly an issue or motorsi ride to school. Even though they are accepted form of transportation in SE Asia many insurance co restrict payment for injuries that are due to riding one.

The 27-year-old from Inverness had been teaching in Vietnam.

Maybe more the reason ?....she was not travelling, she was resident in Vietnam...therefore travel insurance wouldn't apply

Riding a bike with no license ?...then insurance will not pay

[webfact]

Judo star injured in motorbike crash battles pneumonia

Stephanie Inglis, from Inverness, suffered serious head injuries in the crash in Vietnam.

The 27-year-old's Debenhams medical insurance was deemed invalid because of a clause in the fine print of her contract.

Full story: http://stv.tv/news/highlands-islands/1355135-judo-star-injured-in-motorbike-crash-battles-pneumonia/

[Koosdedooes]

I hope she gets better, but once again a lesson in having proper insurance for those who bleat they self insure, or live on a wing and prayer.... I would bet most of the "self insurers s" wouldn't even have anywhere close to that amount of cash to hand

"Following the accident on 10 May, an appeal to raise money to cover the cost of her care has so far raised more than £230,000."

Well done for getting the first comment in of bitching about something you don't have the full details to. Your assumption that an appeal to raise money means she had no insurance shows that all you wanted to do was have a dig. She may well have had insurance - the article doesn't say. A lot of travel insurance will not cover motorbike accidents in Asia because they are prolific, people don't have crash helmets and people ride bikes without experience. Yes a lot of tourists in Asia travel without insurance, yes a lot of them put out appeals to raise money when it goes wrong but a lot do have insurance and still don't get covered.

Why not advocate for compulsory insurance or something constructive rather than having a moan about the victim.

Not bitching in the least....pointing the continued lesson that keeping coming up on a pretty regular basis in Thailand....

As regard not having adequate insurance, if there was adequate and proper insurance in place in this instance there would be no need for an appeal to raise funds would there ?

Proper compulsory insurance should be a visa/extension of stay requirement...in Thailand, its an excellent idea.

when it goes wrong but a lot do have insurance and still don't get covered.

And why are they not covered ?....

[theoldgit]

She purchased an annual multi trip policy online, from Debenhams, for about £30, as is normal for this type of policy it covered multiple trips of 31 days each, she'd been away for more than three months when she had this terrible accident.

The family argue that the 31 day limit wasn't made clear, the underwriters claim that it was made very clear on the comparison site she used, on the Debenhams website and on the policy itself. I suppose one could argue that it would be very unusual for insurers to offer cover for an actual trip of this length for thirty quid.

It's very difficult time for Stephanie and her family and friends, but a lesson to the rest of us to check insurance policies to ensure you have the cover you need.

[Koosdedooes]

Judo star injured in motorbike crash battles pneumonia

Stephanie Inglis, from Inverness, suffered serious head injuries in the crash in Vietnam.

The 27-year-old's Debenhams medical insurance was deemed invalid because of a clause in the fine print of her contract.

Full story: http://stv.tv/news/highlands-islands/1355135-judo-star-injured-in-motorbike-crash-battles-pneumonia/

and what was the clause ?...riding a motor cycle without a proper license ?

If one drove a car in the UK without a proper license and one had an accident...wouldn't the insurance claim be deemed invalid as well ?

[somchai jones]

I hope she gets better, but once again a lesson in having proper insurance for those who bleat they self insure, or live on a wing and prayer.... I would bet most of the "self insurers s" wouldn't even have anywhere close to that amount of cash to hand

"Following the accident on 10 May, an appeal to raise money to cover the cost of her care has so far raised more than £230,000."

Well done for getting the first comment in of bitching about something you don't have the full details to. Your assumption that an appeal to raise money means she had no insurance shows that all you wanted to do was have a dig. She may well have had insurance - the article doesn't say. A lot of travel insurance will not cover motorbike accidents in Asia because they are prolific, people don't have crash helmets and people ride bikes without experience. Yes a lot of tourists in Asia travel without insurance, yes a lot of them put out appeals to raise money when it goes wrong but a lot do have insurance and still don't get covered.

Why not advocate for compulsory insurance or something constructive rather than having a moan about the victim.

Not bitching in the least....pointing the continued lesson that keeping coming up on a pretty regular basis in Thailand....

As regard not having adequate insurance, if there was adequate and proper insurance in place in this instance there would be no need for an appeal to raise funds would there ?

Proper compulsory insurance should be a visa/extension of stay requirement...in Thailand, its an excellent idea.

when it goes wrong but a lot do have insurance and still don't get covered.

And why are they not covered ?....

Aside from the fact that that you are determined to get in your glib comment about insurance, you now want to get in your bitch about Thailand.......only one issue, the accident was in Vietnam. Ho hum..........

[Koosdedooes]

She purchased an annual multi trip policy online, from Debenhams, for about £30, as is normal for this type of policy it covered multiple trips of 31 days each, she'd been away for more than three months when she had this terrible accident.

The family argue that the 31 day limit wasn't made clear, the underwriters claim that it was made very clear on the comparison site she used, on the Debenhams website and on the policy itself. I suppose one could argue that it would be very unusual for insurers to offer cover for an actual trip of this length for thirty quid.

It's very difficult time for Stephanie and her family and friends, but a lesson to the rest of us to check insurance policies to ensure you have the cover you need.

Here is a comparison, I live and work in Thailand and the company pays for international medical insurance for me from an insurance company in the UK, which covers medical costs, hospitalization, accident etc inclusive of medical evacuation out of Thailand if deemed required, and it costs them just on GBP 2000 p.a.

the reason these travel policies are cheap and are capped on duration is that the insurance company has assessed the probability of a major claim within the 31 day period is relatively low given the number of policies they issue, and if they look a bit further what are the major causes of significant high claims during holiday riding motor cycles without licenses etc most likely come out high on the list...hence the reason for this exclusion, and there will be further exclusions such as rock climbing, parachuting etc etc

further these are issued as holiday/trip insurances, very few people are typically take genuine holidays of more than 31 days a year, and if one intends to take long holidays, you need to look at the T&Cs of any polices one gets involved with

The other thing is, in the UK when is comes to a "contract" which an insurance policy is...they are not allowed these day to write the T&C's in a contract in "legalese", it must be in clear understandable English, so this clause about the 31 days would have been very clear and understandable

As I indicated earlier I hope the lady recovers and my post is not intended to be having a a dig at her personally, just pointing out some lessons around insurances

[Koosdedooes]

Aside from the fact that that you are determined to get in your glib comment about insurance, you now want to get in your bitch about Thailand.......only one issue, the accident was in Vietnam. Ho hum..........

And continued treatment will be in Thailand and its posted in the Thai news..so what was your point again ? ....

My comments about insurance apply equally in Thailand, Vietnam, Cambodia, Lao's or anywhere where a visitor or "resident" doesn't have recourse to "free" or subsided medical care

My comments are not intended to be glib the least, whats happened to this lady is very sad and there are lessons in things like this once again...

Edited May 26, 2016 by Koosdedooes

[thaiduncankk]

Maybe some, or all, of these insurance lectures, would be better if moved to the 'Insurance in Thailand' forum, rather than hijacking a thread about an unfortunate girl, in a critical condition, in a Bangkok hospital ?

[Koosdedooes]

Maybe some, or all, of these insurance lectures, would be better if moved to the 'Insurance in Thailand' forum, rather than hijacking a thread about an unfortunate girl, in a critical condition, in a Bangkok hospital ?

Hardly lectures about insurance just comments and besides part of this story is to do with insurance so the comments are on topic....

he 27-year-old's Debenhams medical insurance was deemed invalid because of a clause in the fine print of her contract.

[Mickmouse1]

Hopefully She will get through and recover fully.Insurance companies are like Casinos,They are open for business to take your money not to pay out.One must read the policy and its exclusion clauses well as most are tricky abd designed to legally defraud us.

[thaiguzzi]

Insurance company's are like bankers and lawyers. Thieves.

Most cheapo travel insurance for a month's holiday anywhere in the world, let alone SE Asia, will not cover motorcycle or moped riding. Read the small print.

Most expat std health and life insurance annual policies do not cover motorcycle riding. It's an extra. And an expensive extra. Read the small print.

Me, i hate insurance companies, like i hate bankers and lawyers and...

Hope the girl gets better.

[Jonmarleesco]

She apparently had travel insurance but they won't pay, possibly an issue or motorsi ride to school. Even though they are accepted form of transportation in SE Asia many insurance co restrict payment for injuries that are due to riding one.

Possibly no helmet - though no helmet in Vietnam is uncommon.

[Jonmarleesco]

Insurance company's are like bankers and lawyers. Thieves.

Most cheapo travel insurance for a month's holiday anywhere in the world, let alone SE Asia, will not cover motorcycle or moped riding. Read the small print.

Most expat std health and life insurance annual policies do not cover motorcycle riding. It's an extra. And an expensive extra. Read the small print.

Me, i hate insurance companies, like i hate bankers and lawyers and...

Hope the girl gets better.

Actually, health policies will cover m/c riding - amazing, considering the risks in Thailand. What they won't do is cover professional or sport riding.

[Koosdedooes]

She apparently had travel insurance but they won't pay, possibly an issue or motorsi ride to school. Even though they are accepted form of transportation in SE Asia many insurance co restrict payment for injuries that are due to riding one.

Possibly no helmet - though no helmet in Vietnam is uncommon.

Read further up... the policy had technically "expired"....it covered multiple holidays/trips, not exceeding 31 days a time/trip,

at the time of the accident 90 days had expired, it seems...and this is why they knocked back the claim

If this had happened on day 1 to 31, she would have been covered

[welsh wizard]

She purchased an annual multi trip policy online, from Debenhams, for about £30, as is normal for this type of policy it covered multiple trips of 31 days each, she'd been away for more than three months when she had this terrible accident.

The family argue that the 31 day limit wasn't made clear, the underwriters claim that it was made very clear on the comparison site she used, on the Debenhams website and on the policy itself. I suppose one could argue that it would be very unusual for insurers to offer cover for an actual trip of this length for thirty quid.

It's very difficult time for Stephanie and her family and friends, but a lesson to the rest of us to check insurance policies to ensure you have the cover you need.

Here is a comparison, I live and work in Thailand and the company pays for international medical insurance for me from an insurance company in the UK, which covers medical costs, hospitalization, accident etc inclusive of medical evacuation out of Thailand if deemed required, and it costs them just on GBP 2000 p.a.

the reason these travel policies are cheap and are capped on duration is that the insurance company has assessed the probability of a major claim within the 31 day period is relatively low given the number of policies they issue, and if they look a bit further what are the major causes of significant high claims during holiday riding motor cycles without licenses etc most likely come out high on the list...hence the reason for this exclusion, and there will be further exclusions such as rock climbing, parachuting etc etc

further these are issued as holiday/trip insurances, very few people are typically take genuine holidays of more than 31 days a year, and if one intends to take long holidays, you need to look at the T&Cs of any polices one gets involved with

The other thing is, in the UK when is comes to a "contract" which an insurance policy is...they are not allowed these day to write the T&C's in a contract in "legalese", it must be in clear understandable English, so this clause about the 31 days would have been very clear and understandable

As I indicated earlier I hope the lady recovers and my post is not intended to be having a a dig at her personally, just pointing out some lessons around insurances

[riceyummm]

Seems to me that moving her to Thailand will only compound the financial woes. Why not move her to Scotland where she is covered? Condition too serious for a longer flight?

[stevenl]

She apparently had travel insurance but they won't pay, possibly an issue or motorsi ride to school. Even though they are accepted form of transportation in SE Asia many insurance co restrict payment for injuries that are due to riding one.

Could be, plus travel insurance normally covers tourists, not people working.

[stevenl]

Insurance company's are like bankers and lawyers. Thieves.

Most cheapo travel insurance for a month's holiday anywhere in the world, let alone SE Asia, will not cover motorcycle or moped riding. Read the small print.

Most expat std health and life insurance annual policies do not cover motorcycle riding. It's an extra. And an expensive extra. Read the small print.

Me, i hate insurance companies, like i hate bankers and lawyers and...

Hope the girl gets better.

Nonsense, nearly always covered.

[theoldgit]

As I said yesterday she wasn't covered because she had an annual policy that provided cover for multiple trips of up to 31 days each, she had been away for over four months when she had her accident.

Not in the small print it's clearly laid out on their website.

This policy doesn't exclude riding on a motorcycle.

[webfact]

Critically Injured Judo Star Wakes From Coma

BANGKOK: -- The Commonwealth Games medallist, who was "written off for dead", grabs her father's hand as she emerges from her coma.

A British judo star who was given a one percent chance of survival after a motorbike crash in Vietnam has woken from her coma.

Stephanie Inglis, 27, from Inverness in the Highlands, is said to have grabbed her father's hand as she responded to her family for the first time since last month's crash.

The Commonweath Games silver medallist suffered severe head injuries when she was thrown from a motorbike taxi when her skirt became caught in the wheel.

Full story: http://news.sky.com/story/1708569/critically-injured-judo-star-wakes-from-coma

-- sky NEWS 2016-06-08

[tukkytuktuk]

From her go fund me page:-

Stephanies parents have had to fight the doctors from turning off the life support machine, they have been told she has little chance to survive and a long recovery on the other side. Little chance is better than no chance and other people have pulled through from far worse odds. If anyone can pull through this its Stephanie.

Great news, come on Steph, you can do it!

Edited June 8, 2016 by tukkytuktuk

[eastendanto]

go on girl make your parents weep with joy and hope you make a full recovery....