webfact Posted May 27, 2016 Share Posted May 27, 2016 Local Rat Catcher Threatens to Jump Over Car Loan DebtStory by Albert JackPATTAYA: -- At 11pm on May 26 the police were called to a pedestrian bridge over Sukhumvit Road, close to Pattaya Klang, after reports that a woman was threatening to jump into the road.Forty-five year old Amara Chaicharoen was found sitting on the handrail of the bridge and in a hysterical state.Police officers attempted to calm the woman but when it became obvious their efforts had failed, and that she was serious in her intentions, officers distracted the lady while others charged and restrained her. Full story: http://pattayaone.net/pattaya-news/224635/local-rat-catcher-threatens-jump-car-loan-debt/ -- Pattaya One 2016-05-27 Link to comment Share on other sites More sharing options...
thesetat2013 Posted May 27, 2016 Share Posted May 27, 2016 These credit agencies are relentless in their hounding people who are late to pay. They should just take the car back and pursue her through the courts. Even a day late paying a credit card Link to comment Share on other sites More sharing options...
FourAces Posted May 27, 2016 Share Posted May 27, 2016 (edited) I don't know what the rules are in Thailand, but this is what they can't do in my country. What is not allowed? abusive, offensive, obscene or discriminatory language; physical force; face-to-face visits if you refuse; saying that not paying your debts is a criminal offence; saying that your spouse, partner or other family members must pay your debt if they have no liability; saying that you will be made bankrupt straight away or that your wages will be garnished (taken) when no court proceedings have started; threatening to take your possessions if they are not security for the loan or when there is no court judgment; threatening or harassing other people around you, such as your spouse, partner or other family member; talking to your children about your debt; talking about your situation to other people unless you have agreed to the contact; or telling your employer about your situation unless you have agreed to it, or unless they have a court judgment for a garnishee. Debt collectors cannot call you outside of 7.30 am–9.00 pm on weekdays and 9.00 am–9.00 pm on weekends; on national public holidays; or more than 3 times per week or 10 times per month. Edited May 27, 2016 by FourAces Link to comment Share on other sites More sharing options...
saakura Posted May 27, 2016 Share Posted May 27, 2016 (edited) What is a rat catcher, never heard that one before? A rat catcher's job is paying her enough to get a credit card with enough credit to buy a car? Edited May 27, 2016 by saakura Link to comment Share on other sites More sharing options...
thaiduncankk Posted May 27, 2016 Share Posted May 27, 2016 She should have gone after the biggest rat, her cousin. Link to comment Share on other sites More sharing options...
OMGImInPattaya Posted May 27, 2016 Share Posted May 27, 2016 (edited) What is a rat catcher, never heard that one before? A rat catcher's job is paying her enough to get a credit card with enough credit to buy a car? It sounds like she guaranteed (or maybe took out a loan in her name) for a loan to buy a car by a "cousin." The payments were not made and the creditors came to her for payment. Still doesn't explain how a "rat catcher" was deemed credit worthy enough for either the loan itself or signing as a guarantor. Edited May 27, 2016 by OMGImInPattaya Link to comment Share on other sites More sharing options...
OMGImInPattaya Posted May 27, 2016 Share Posted May 27, 2016 (edited) Double. Edited May 27, 2016 by OMGImInPattaya Link to comment Share on other sites More sharing options...
OMGImInPattaya Posted May 27, 2016 Share Posted May 27, 2016 (edited) I don't know what the rules are in Thailand, but this is what they can't do in my country. What is not allowed? abusive, offensive, obscene or discriminatory language; physical force; face-to-face visits if you refuse; saying that not paying your debts is a criminal offence; saying that your spouse, partner or other family members must pay your debt if they have no liability; saying that you will be made bankrupt straight away or that your wages will be garnished (taken) when no court proceedings have started; threatening to take your possessions if they are not security for the loan or when there is no court judgment; threatening or harassing other people around you, such as your spouse, partner or other family member; talking to your children about your debt; talking about your situation to other people unless you have agreed to the contact; or telling your employer about your situation unless you have agreed to it, or unless they have a court judgment for a garnishee. Debt collectors cannot call you outside of 7.30 am–9.00 pm on weekdays and 9.00 am–9.00 pm on weekends; on national public holidays; or more than 3 times per week or 10 times per month. Too bad she wasn't born in your country...next. Edited May 27, 2016 by OMGImInPattaya Link to comment Share on other sites More sharing options...
CHRISTIANa9 Posted May 27, 2016 Share Posted May 27, 2016 I don't know what the rules are in Thailand, but this is what they can't do in my country. What is not allowed? abusive, offensive, obscene or discriminatory language; physical force; face-to-face visits if you refuse; saying that not paying your debts is a criminal offence; saying that your spouse, partner or other family members must pay your debt if they have no liability; saying that you will be made bankrupt straight away or that your wages will be garnished (taken) when no court proceedings have started; threatening to take your possessions if they are not security for the loan or when there is no court judgment; threatening or harassing other people around you, such as your spouse, partner or other family member; talking to your children about your debt; talking about your situation to other people unless you have agreed to the contact; or telling your employer about your situation unless you have agreed to it, or unless they have a court judgment for a garnishee. Debt collectors cannot call yououtside of 7.30 am–9.00 pm on weekdays and 9.00 am–9.00 pm on weekends; on national public holidays; or more than 3 times per week or 10 times per month. Sounds like you dont have to pay back too Link to comment Share on other sites More sharing options...
Scouse Twoccer Posted May 27, 2016 Share Posted May 27, 2016 These credit agencies are relentless in their hounding people who are late to pay. They should just take the car back and pursue her through the courts. Even a day late paying a credit card Why comment without reading the full report? Link to comment Share on other sites More sharing options...
Scouse Twoccer Posted May 27, 2016 Share Posted May 27, 2016 What is a rat catcher, never heard that one before? A rat catcher's job is paying her enough to get a credit card with enough credit to buy a car? "What is a rat catcher...?" More than likely someone whose job it is to catch rats. "A rat catcher's job is paying her enough to get a credit card with enough credit to buy a car?" Considering that you don't even know what a rat catcher is that's a very odd question to ask but, 'no' is the answer to that question. Read the report and all will be revealed. Link to comment Share on other sites More sharing options...
gandalf12 Posted May 27, 2016 Share Posted May 27, 2016 What is a rat catcher, never heard that one before? A rat catcher's job is paying her enough to get a credit card with enough credit to buy a car? It sounds like she guaranteed (or maybe took out a loan in her name) for a loan to buy a car by a "cousin." The payments were not made and the creditors came to her for payment. Still doesn't explain how a "rat catcher" was deemed credit worthy enough for either the loan itself or signing as a guarantor. You dont understand Thailand obviously Link to comment Share on other sites More sharing options...
tuanku Posted May 27, 2016 Share Posted May 27, 2016 What is a rat catcher, never heard that one before? A rat catcher's job is paying her enough to get a credit card with enough credit to buy a car? It sounds like she guaranteed (or maybe took out a loan in her name) for a loan to buy a car by a "cousin." The payments were not made and the creditors came to her for payment. Still doesn't explain how a "rat catcher" was deemed credit worthy enough for either the loan itself or signing as a guarantor. You dont understand Thailand obviously The easy credit industry worldwide. Just has a nice fit here. Link to comment Share on other sites More sharing options...
ableguy Posted May 27, 2016 Share Posted May 27, 2016 I don't know what the rules are in Thailand, but this is what they can't do in my country. What is not allowed? abusive, offensive, obscene or discriminatory language; physical force; face-to-face visits if you refuse; saying that not paying your debts is a criminal offence; saying that your spouse, partner or other family members must pay your debt if they have no liability; saying that you will be made bankrupt straight away or that your wages will be garnished (taken) when no court proceedings have started; threatening to take your possessions if they are not security for the loan or when there is no court judgment; threatening or harassing other people around you, such as your spouse, partner or other family member; talking to your children about your debt; talking about your situation to other people unless you have agreed to the contact; or telling your employer about your situation unless you have agreed to it, or unless they have a court judgment for a garnishee. Debt collectors cannot call yououtside of 7.30 am9.00 pm on weekdays and 9.00 am9.00 pm on weekends; on national public holidays; or more than 3 times per week or 10 times per month. Who cares about your country, this post has nothing to do with your country. Link to comment Share on other sites More sharing options...
pattayadon Posted May 27, 2016 Share Posted May 27, 2016 Hey FourAces ..... "You're not in Kansas anymore!" Link to comment Share on other sites More sharing options...
bheard Posted May 27, 2016 Share Posted May 27, 2016 She knows how to catch rats - go catch the one with the label 'cousin' on it. Did she actually agree to the contract having her name on it? Dopey if she did . . . Link to comment Share on other sites More sharing options...
OMGImInPattaya Posted May 28, 2016 Share Posted May 28, 2016 Hey FourAces ..... "You're not in Kansas anymore!" Probably is...a "keyboard" expatriate. ? Link to comment Share on other sites More sharing options...
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