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132
Are you a Trump supporter?
I wonder if Shady Vance might chance going down the road of banning women from voting? If they are married and have kids the husband could cast her vote? Married, but no kids she gets 0.5 of a vote? Worth considering? -
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215
Brutal assault on Canadian raises serious questions about tourist safety in Pattaya
Security official... getting in his face... politely asked... So little evidence, so much wasted bandwidth. -
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3
TM30 required for 30 days extension?
Most likely the document check chicks will send you away without TM30. Your wife does not need to be with you. -
45
Israel Hamas War the Widening Middle East Conflict
Brilliant, before, Sinwar had everything resting in his hands unofficially. Now it's official in every way and any distinction between the Hamas political and terrorist wings have disintegrated. While he is in power no Jew is safe and Israel can never rest. His use of Gazans as "a necessary sacrifice" will remain. Inside the depraved mind of Hamas last man standing “When you interrogate a man like Sinwar – a radical, fanatic Islamist – it’s not easy. He said ‘I prefer to kill all the Jews with a machete because it was written in the Hadith 1400 years ago that we must kill the Jews with a machete, we must rape the women’. He is not a regular man,” Kobi says. “He said he wanted to kill me as interrogator. Of course, we took care. His hands were always behind him, not in front. We tied him. https://www.afr.com/politics/federal/inside-the-depraved-mind-of-hamas-last-man-standing-20240719-p5juzi -
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Foreign Envoys Criticised for 'Undiplomatic Meeting' with Thai Opposition'
Yes, ignorant in more ways than one. The King of Thailand formally accepted the credentials of each of these Diplomats. To imply that any Diplomats acted improperly nearly directly impugns the Monarchy. -
44
Potential Collapse of Vital Atlantic Ocean Currents: A Looming Climate Catastrophe
I hope that wasn't aimed at me, as I have said more times than I can remember that climate change exists. I also said that there is nothing we can do to change it into something else, so we seem to be on the same page there. I've always been of the opinion that Gaia, or nature, will rid us unwelcome humans that have been destroying the wonderful planet we were given to inhabit, and it seems to me that that is what is happening, climate change, new diseases, drought etc are going to do the job- it just takes time. The irony is that we are the authors of our own destruction with our overpopulation, destruction of rain forests, pollution of the oceans, annihilation of other species, and refusal to moderate our population growth or our destructive habits. -
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How you can use AI for smarter money management
In the rapidly evolving domain of technology, artificial intelligence (AI) is significantly transforming the management of financial operations. It is noteworthy to observe recent research indicating a substantial shift towards the integration of AI in personal finance management. It’s pretty exciting to see recent studies showing a big move towards using AI in personal finance. What started as a cool industry buzzword is now a handy helper for better managing our money. More and more people are seeing the benefits too! A survey from early July 2023 showed that 40% of US adults think AI is a great help for navigating through the tricky parts of personal finances. This inclination towards AI for financial applications is well-founded. Among those optimistic about the capabilities of AI, 57% express willingness to adopt this technology if it facilitates overcoming their financial hurdles. This reflects an openness to explore how AI can provide tailored advice, automate savings practices, and forecast future economic trends. However, despite the promising potential of AI, there remains a preference among many for the human element offered by traditional financial advisors, who are valued for their nuanced understanding and direct counsel. As individuals consider integrating AI into their financial planning endeavours, it is crucial to carefully evaluate its advantages and limitations. This article serves as a comprehensive guide on leveraging AI to refine your financial strategies, detailing available tools and envisaging the future role of AI in personal finance management. Whether one identifies as a technology enthusiast or simply seeks more effective methods for managing finances, artificial intelligence offers an intriguing avenue worth exploring. Understanding AI in finance Artificial Intelligence (AI) in finance has fundamentally transformed the approach individuals utilize and interact with their financial assets. This advancement is not solely a futuristic notion; it embodies a current reality that offers instruments and insights for improved orientation within the financial domain. Regardless of one’s location, be it Thailand or elsewhere globally, the convenience and efficiency imparted by AI to personal finance is profoundly significant. The role of artificial intelligence Artificial Intelligence significantly influences the transformation of the financial services industry. It offers customised insights and automated recommendations, thereby simplifying intricate financial choices and enhancing accessibility. For example, tools powered by AI are capable of optimizing savings, projecting spending trends, and identifying optimal investment strategies that align with individual financial objectives. Furthermore, AI contributes to security enhancement by employing complex algorithms for the detection and prevention of fraudulent activities, thus safeguarding financial data. Machine learning in financial services Central to the transformative influence of artificial intelligence on finance is machine learning, a subdivision of AI that enables systems to augment and refine their functionality progressively without explicit programming. In the domain of finance, these machine-learning algorithms meticulously analyze voluminous datasets to predict market movements, assess creditworthiness, and support automated trading activities. For clients, this translates into potentially increased investment returns and more tailored banking and lending services. Financial institutions leverage machine learning to expedite loan application processes, accurately assess risk levels, and offer products that match individual financial behaviours and preferences. Transforming personal finance management with AI Photo via Dall-E Budgeting and saving AI reshapes budgeting and saving by providing real-time financial insights and predictive analysis. You can now harness AI tools that analyse your spending patterns, categorise expenses, and even suggest ways to cut unnecessary costs. For instance, virtual financial assistants automate savings by setting aside funds based on your financial behaviour and goals. Moreover, these AI-driven platforms send alerts about upcoming bills or subscriptions, helping you avoid late fees and manage your cash flow more efficiently. Investment strategy So, diving into the world of investment strategies, it’s pretty cool how Artificial Intelligence (AI) can be our best buddy. Imagine it sifting through heaps of market data to point out awesome trends and opportunities for us. Imagine having a buddy who’s super smart and knows you so well, they can suggest just the right thing that fits your comfort with risks and your financial dreams. These AI platforms are like magic wizards, expertly managing your portfolio to ensure you’re squeezing every bit of value out of your investments while keeping those annoying risks in check. Enhancing credit scoring AI revolutionizes credit scoring by leveraging non-traditional data sources to provide a more comprehensive creditworthiness assessment. This approach benefits those with limited credit history or those seeking to improve their scores. AI-driven credit scoring models analyse your financial transactions, spending habits, and even social media activity to predict credit behaviour. This enriched credit assessment allows for more accurate risk evaluation, potentially leading to better loan terms and interest rates. The power of AI in wealth management Photo via Dall-E Robo-advisors for investment advice Incorporating Artificial Intelligence (AI) into your financial management, particularly for investment counsel, substantially streamlines the decision-making process. Robo-advisors, utilizing AI algorithms, evaluate your financial status and goals to deliver customized investment recommendations. In contrast to conventional advisors, robo-advisors provide round-the-clock service and incur significantly lower costs. They scrutinize millions of data points, encompassing personal financial objectives and market circumstances, to advise the most suitable investment strategies personalized for you. Personalised financial planning Artificial Intelligence is like your personal financial buddy, taking personalized financial planning to a whole new level. It carefully looks at your income, what you spend, your investments, and your financial dreams to come up with plans just for you. By keeping an eye on how you spend your money and finding ways to make your budget work better for you, AI helps boost how efficiently you can save. Plus, it’s got some smart tips for paying off debt quicker and in a way that makes managing it a breeze, helping your credit score get better faster. And the cool part? AI-powered financial tools are super flexible, adapting to changes in your finances and offering advice that fits right into whatever life throws at you. AI-driven tools for everyday financial operations Photo via Dall-E Fraud detection and security Your financial safety ranks high in AI’s capabilities. AI systems, through pattern recognition, quickly identify unusual transactions that may indicate fraud. This technology learns from your spending habits, making its fraud detection efforts increasingly accurate over time. If something out of the ordinary occurs, AI tools promptly alert you, ensuring swift action can be taken to protect your finances. This layer of security becomes indispensable, especially in an era where digital transactions are prevalent. Streamlining payments and billing AI transforms how you manage payments and billing. By automating these tasks, AI helps eliminate late fees and keeps your finances on track. For instance, AI can set reminders for upcoming bills or even automate payments for your regular expenses. This convenience extends to subscription management, where AI tools identify and cancel subscriptions you no longer use or need. Streamlining these processes saves time and money, making financial management less of a burden. Financial forecasting and predictions Utilizing extensive data repositories, Artificial Intelligence furnishes projections regarding future financial stability. It scrutinizes historical expenditure, income patterns, and market dynamics to project one’s financial direction. Such forecasts facilitate the process of making educated decisions, be it establishing a contingency reserve or capitalizing on ventures with significant return potential. By comprehending one’s financial forecast, individuals are more adept at strategizing for immediate and extended periods, guaranteeing a more secure and affluent financial trajectory. Ethical considerations and limitations Photo via Dall-E Data security and privacy concerns When you use AI for your finances, particularly concerning sensitive financial data, data security and privacy emerge as primary concerns. AI systems require access to your financial details to offer personalised advice and predictive insights. This access raises the risk of data breaches and privacy violations. Ensuring robust encryption and demanding transparency about data usage from service providers become crucial in safeguarding your information. Vigilance in managing permissions and understanding how your data is handled will protect your financial privacy. The risk of algorithmic bias Another significant limitation of using AI for financial management is the risk of algorithmic bias. AI models are trained on historical data, which can perpetuate existing biases. This scenario might result in unfair credit scoring, investment advice, and financial opportunities based on flawed assumptions. Bias in AI algorithms can adversely affect decision-making, leading to skewed financial advice. It’s essential to question and scrutinise the fairness of AI-driven financial services, ensuring they operate equitably. The future of AI in finance Photo via Dall-E Trends and predictions The evolution of artificial intelligence (AI) in finance paves the way for groundbreaking changes in how you manage your financial life. Future trends suggest a shift towards more seamless, personalised financial experiences, powered by AI. Financial institutions will likely integrate AI more deeply into their operations, offering customers advanced tools for empowerment in their financial decisions. You can expect to see AI being used to automate more of the tedious tasks involved in finance management, ranging from categorising expenses automatically to realising sophisticated investment strategies. Embracing change responsibly With AI’s continued evolution in finance, comes the responsibility of embracing this change thoughtfully. Privacy and security concerns around the handling of personal financial data are paramount. Financial institutions and technology providers must ensure robust safeguards are in place to protect your sensitive information from breaches and misuse. Transparency about how AI uses your data is also critical, you should always know what information is being analysed and for what purpose. For Thai businesses venturing into the metaverse, understanding its potential for brand expansion and customer engagement is crucial. This guide offers insights on leveraging virtual worlds for marketing, sales, and creating immersive experiences, helping businesses in Thailand navigate the complexities of the metaverse to achieve competitive advantage. -
244
The Tim Walz thread.
Many “boys” menstruate and use period pads or tampons during their cycle. When I went to an event at a US university last year I was surprised to see them in the “mens” room. Free, from a box. Surprised, Just that I thought I had walked into the “wrong bathroom” in error. If we are still going to have separate facilities going forward it is nothing but discriminatory, and in a transphobic and very irrational hateful way to not have these period products in both.- 1
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215
Brutal assault on Canadian raises serious questions about tourist safety in Pattaya
Hi @MalcolmB Still stirring the pot? -
11
Anyone tried Thai Sumigran sumatriptan/Imigran/Imitrex? 1/10 the price...hmm
If you want to go sure you have to buy in EU, particular in Germany. They introduced good regime to control quality. Drugs manufactured in Thailand have to follow Thai FED. I so far trust them. What else can you do? The price could differ. -
15
Camping in Thailand - Top 10 sites
Usually a nice breeze but i do not go in the summer at all!Winter is great and you may even need an extra blanket.- 1
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8,576
Story Of My Thai Citizenship Application
When you apply yourself, these conditions mysteriously vanish. https://www.thaicitizenship.com/thai-citizenship-lawyer-recommendations/ -
132
Are you a Trump supporter?
A warning to Donald Trump and JD Vance: Tread carefully when it comes to women, including Vice President Kamala Harris. All signs point to a tight race in November, and the GOP ticket is already behind with women: In five battleground states, Arizona, Georgia, Michigan, Pennsylvania and Wisconsin, Harris leads by 9 points or more with the ladies. Closing that gap may be an uphill battle. Even if Trump were ahead, it would be foolish to ignore the power of women voters: About 7.4 million more women than men were registered to vote in 2022, according to the Center for American Women in Politics, and more women than men have voted in every presidential election since 1964.
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