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richard_smith237

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  1. You tell me ??.. What can you expect from someone just based on the leader of their nation ? Does the leader of their home nation have any impact on whether or not they are the cause of a traffic incident ?? - interesting and bigoted stretch the imagination that....
  2. That depends on what actually happend... ... Did she 'plow into this motorcycle'... or did the motorcyclist 'pull out in front of her giving her no chance to take avoiding action' ??? The very reason I have a dash-cam is that one day, without any warning, a motorcyclist will pull out in front of my Wife or I and and avoiding them will be impossible - that has nothing to do with compassion. Its not as if this lady though "stupid motorcyclist, I'll not bother stopping quickly"... Additionally - the 50m distance is not an actual measurement, its a guess... the stopping distance could have been 30m or 60m... statements such as this a more often than not quite inaccurate and nothing more than a pure guess of someone at the scene. In perfect conditions, A stopping distance of 50m in a Changan S7 calculates out at 56 kmh - that doesn't imply excessive or reckless speed.
  3. Astonishing consistency, well done... ... In every post you make, your comments betray your lack of the most basic intelligence - you can hardly string a sentence together and when you do, its to post something of pathetically inane.... Your consistency is, frankly, awe-inspiring... ... the consistent ineptitude, a parade of poorly assembled thoughts that barely qualify as sentences. And when you do manage to spit something out, it’s a breathtakingly dull contribution, so devoid of substance it could evaporate on contact with the slightest wit...... truly a marvel of mediocrity !!!! ... You really should have been swallowed instead..
  4. Interesting point, I bet a lot of people haven’t considered that. Wonder if it means that stock brakes might be inadequately designed. Good to know, thanks. The 'weight' concept is flawed and borne out of a paranoid 'anti-EV rhetoric' in much the same manner as the myths perpetuated that EV's are more prone to catching fire. The additional weight of an EV battery generally has no more impact on a vehicle than having 5 grown adults in a car - and when have we ever seen the idea that a crash occurred because a vehicle was fully occupied ???? But, beyond all of that - Do people (laymen) really think they are more clever than the 'experts' working for the manufacturer and believe that a manufacturer incorporates brakes that have a lower design scope than the weight of the vehicle they are designed to stop ????.... Regarding the increase of insurance costs, again some are making some daft claims which seem logical to them, but are fundamentally flawed - the increasing cost of vehicle insurance in the UK has nothing to do with EV's. Here are the reasons Insurance has increased: Rising Repair Costs: Modern vehicles, equipped with advanced technologies, are more expensive to repair. The cost of vehicle repairs has increased by 33%, influenced by higher prices for energy, paint, materials, and courtesy cars. Money Expert Supply Chain Disruptions: Post-pandemic supply chain issues have led to shortages of spare parts, delaying repairs and increasing costs. In February 2023, the Association of British Insurers (ABI) reported that an estimated 40% of insurers’ work was affected by parts delays. Inflation: General inflation has escalated the costs of vehicle repairs, replacements, and associated services, contributing to higher premiums. The ABI noted that the average premium paid for private motor insurance was £627, up 12% from the previous quarter. Increased Vehicle Theft: A rise in car thefts has led to more claims, impacting overall insurance costs. High-end models are particularly targeted, leading to soaring insurance premiums. Fraudulent Claims: Increase in Insurance fraud, including staged accidents and exaggerated claims, has increased the financial burden on insurers, who pass these costs onto consumers. Regulatory Changes: The Financial Conduct Authority's ban on "price walking" in January 2022, which prevented insurers from offering lower prices to new customers while increasing premiums for loyal ones, has led to adjustments in pricing
  5. Same here... I cannot envisage a situation whereby the motorcyclist has not turned across the path of the car... ... I can't see the car being at fault, unless excessive speed is 'also' to blame.
  6. I think its fortunate that the vast majority of Thai's are good enough to treat us based on individual merit and not with prejudice... But, I can see how in some area's of very high tourist and foreigner 'foot-fall' may expose Thai's to a greater incidence of poor behavior and that can lead to a 'familiarity breeds contempt' type situation.... Equally so, in such area's when a foreigner shows politeness and humility, this may be met with a certain degree of relief on the part of the Thai's who may have become a little jaded. Outside of area's of high tourist / foreigner footfall - there is a far greater likelihood of favourable treatment as exposure to foreigners maybe less concentrated, additionally, there may be less exposure to unhinged foreigners outside of 'foreign hotspots', which again lends to locals being less jaded towards foreigners. This difference in 'jaded attitudes' can be noted at various markets etc around Thailand.... Walk a market in a less touristy area and the interaction with Thai's is far more pleasant, than a market in Patong - as mentioned earlier, 'familiarity breeds contempt' ... and the behavior of 'some foreigners' does not help and neither does the fact that such area's may attract Thai's from outside the area who are only drawn to working in such locations to try to take advantage of foreigners... ... a double edged sword...
  7. Please don't take this as argumentative... I'm more interested in the discussion... How are you seeing the 'front end [of the motorcycle] embedded in the front of the car' ? I see the that the motorcycle was hit from the side and is somewhat wedged under the front, we can see where the bonnet of the car appears to have 'wrapped' the deceased. It actually looks to me as though the motorcycle might have turned across the path of the car (from right to left) given the position of the bike 'wedged sideways' across the front of the car - which is odd, as this would imply that the motorcycle either: a) drove straight across a cross roads (from right to left - from the the perspective of the car driver) b) turned across the path of the oncoming car. - Both suggested scenarios imply that the motorcyclist was not paying any attention at all.
  8. Have you made any large claims as yet ? I had a claim rejected with April (Thailand) in the past.. They'd pre-authorised, I had an operation, they then refused and I was forced to pay. Its not quite as black & white, but I thought their rejection was wrong - they went back through records and found a 'comment' noting the absense of a previous condition, within a 5 year moratorium and because that had been mentioned in medical notes, that fell within that 5 year cut off... its cost me 130,000 baht. I immediately moved my family away from this insurer. That said, others speak highly of April. ------ The issue I now have is 'pre-existing conditions'... particularly, Knees & ankles... anything happens with these and I'm sure a 'new insurance policy' will claim there is a 'pre-existing condition' - though I'm not sure how that works, is a broken leg considered a pre-existing condition if one breaks another leg later on ? IMO, not...but I'm not sure if thats the same with a meniscus or previously snapped ligament or tendons...
  9. 'up to you' as they say... However, you have been critiqued for the manner in which you have posted a lone video without any guiding information. Instead of getting hurt, defensive and handing the point like a child - it may have suited your purpose better to take onboard the responses so that any similar such future posts of yours (and by others) are received more positively. It seems you want to 'help the community' with your post - great, but do so in a way that actually helps.
  10. Yet you shared it in the most lazy manner possible, without even so much as an explanation... What you posted, with an exaggerated headline is alike clickbait - its going to put off any potential sensible viewer.
  11. Good for you - no sarcasm. I'm sure that many retirees would be willing/eager to pay double that price to join the Thai Universal Coverage or Social Security schemes, if they were available. Indeed.. but look how reluctant he was to give up such basic information... why is that ?
  12. No unreasonable - what type of cover & with whom ?... IPD only ??? --------- It seems those claiming very low premiums are also very low on info.
  13. Fair enough for genuine cases of illness, though I cam quite cynical of long covid.... Seems the only people I know who claim to have had it, are of a somewhat lazier persuasion... no offence to you, you seem quite genuine. Have you looked in to NMN ?? (If you've not heard of it, give it a google).
  14. How extensively did they check your lungs out ???... just an x-ray or did they go as far as to check with a CT-Scan and contrast medium ?? (the reason I ask... while unexplained fatigue can be many things, I've know it to be caused by a 'mild' pulmonary embolism, where there are not 'real' symptoms - but the extremities of the lungs are blocked.... I'm not sure I buy into the whole 'Long Covid' diagnosis.

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