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MartinL

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Everything posted by MartinL

  1. Despite Jim refreshing my memory, I'm still going with the assumption that such pensions are excluded from the DTA. A pleasant surprise might be forthcoming when/if all this ever clarified.
  2. Thanks Jim. I saw that long ago, many months before all this tax discussion became a 'thing' and had completely forgotten it. Thanks for refreshing my memory.
  3. Make it 7 months Philippines, 5 months Thailand and you should get your UK State Pension unfrozen, if you're getting one.
  4. https://www.ducati.com/ww/en/company/innovation/engines/superquadro-mono I hope this will sees the light of day in Ducati showrooms and will not be a non-starter as was a roadgoing version the Supermono in the 1990s. Being a long time fan of old Ducati singles, the Supermono was a model I waited in vain for in those days. Even now, approaching 70, I think I'd lust after one of these in sports bike guise rather than ....... whatever that style is in the webpage - supermotard (it says)? Not for me - probably too tall - but a sportsbike version ........... give me a test ride!! Doubt I could afford it now, though.
  5. Should have made him walk to the hospital or, even better, crawl.
  6. Sounds like exactly the same arguments as from those who opposed Brexit in UK.
  7. "Great delight in examining" your posts? Why else are your posts here if not to be examined? Anyway, I posted that in a friendly manner as a piece of possibly interesting information of which you might not be aware. It was only AFTER posting that I thought I might not have all the details and looked at earlier posts - please forgive me if that's not acceptable in your book. I agree, I might have been a bit premature in offering information to a &*%# like you. It won't happen again.
  8. The attached HMRC doc. has been posted before but you might have missed it, being new here. Look at p. 34, under Thailand, the far right column, Note 4 in particular. Your 'Government pension' might or might not be the State Pension, I don't know your circumstances. State Pension is NOT protected by the UK/Thai DTA. DT_Digest_April_2018 p.34.pdf
  9. Exactly what I was going to write. I'd already decided that the UK-Thai DTT wasn't worth the paper it's written on for me, as a retired/married bloke who's not wealthy. It seems to offer absolutely no protection. A calmer life without the hassle of dealing with TWO tax bureaucracies, trying to get tax credits, is worth more than the couple of bob that might be gained.
  10. I've asked 2 of my UK main pension providers whether they could make payments into a Wise account in the event that my UK bank account was forcibly closed at some time in the future. Only one has replied so far. Their reply was "No, it must be a bank account in your name". I intend to contest this decision so I need to ask:- Has anybody else had a UK pension provider refuse to make payments to a Wise account? If so, were you able to reverse their decision? From reading other posts on the subject, it seems that the UK State Pension can be paid into Wise with no problem. Thanks.
  11. I know there's mention of 190k for those of 65+ but I see it as replacing the 150k zero-rated for income tax, not as an additional allowance. Perhaps I'm wrong. It would be great if it was 'in addition' but I seriously doubt that. Both Sherrings and Pricewaterhouse Coopers have paragraphs to the effect that, for those of 65+, there is 'a personal income tax exemption for income up to 190k ฿'. Note 'exemption' not 'additional allowance'. PwC uses the phrase 'resident of Thailand'. The distinction between 'resident' and 'tax resident' has been discussed elsewhere among these tax threads. I wonder whether this could apply only to those with legal residency. More mud in the already muddy waters. https://sherrings.com/personal-tax-deductions-allowances-thailand.html See p. 6/7 of the PwC document attached. PwC thai-tax-2022-23-booklet.pdf
  12. I've asked my UK main pension provider whether they could make payments into a Wise account in the event that my UK bank account was forcibly closed at some time in the future. Their reply was "No, it must be a bank account in your name". I intend to contest this decision so I need to ask:- Has anybody else had a UK pension provider refuse to make payments to a Wise account? If so, were you able to reverse their decision? Thanks.
  13. Not my take on it at all. Most posters - myself included - seem to be concerned about the detail and wording of their own country's Double Tax Treaty (DTT) with Thailand, what that'll mean for their taxation and that it'll be fair and not demand the year-long chasing of paperwork to ensure that fairness. Of course they don't WANT to pay tax but, since it seems inevitable, they certainly want to minimise it - who doesn't? - and need to have clarity of the rules to achieve that, hence the abundance of questions on these threads. In addition, what does paying income tax to Thailand gain you? Absolutely nothing as far as I can see. We'll still be treated as if we don't contribute to society. The UK-Thai DTT seems, to me (although my take could very well be totally wrong), to offer no relief from double taxation for me, as the recipient of non-government pensions. That's a concern. On a personal level, I want to pay as little tax as possible but will definitely stay here unless things get REALLY, REALLY bad. I would never ask my wife to move away from Thailand and I wouldn't go without her - she has her sons and our grandchildren here and wouldn't last 5 minutes far away from them. Neither would I, come to that. I'm committed to my Thai family but not so much to Thailand - if I was single, Thailand would have almost nothing to keep me here. On a 2 week trip to UK in June, we were both eager to come home at the end of that time. Mike Teavee posted while I wrote this. I agree with his post.
  14. Referring to p34; Under the columns 'Government Pensions' and 'Personal Allowances', it says "N&R" - National and Resident. My interpretation of this is that one must be of Thai nationality and resident in Thailand to benefit from relief and allowances. How do others see this? While I can read and interpret an engineering spec., this sort of language and its interpretation just gives me a headache.
  15. ... especially when some - I'm looking at you, 'Sad' and 'Confused' - are so ambiguous.
  16. In anticipation of my UK bank account being forcibly closed in the future, I began the Wise account process and also contacted my main occupational/private pension provider re. transfer to a Wise account. They took a while to respond and the question seems to have been a matter of discussion for them - perhaps it had never been asked before. Their reply was that transfer to a Wise account was not possible - a bank account in my name only. This seems at odds with many people's experience here and makes me think it's a local decision rather than one based on banking regulations. I'll ask them to reconsider since pension transfer to Wise seems possible and fairly commonplace.
  17. Signed a few weeks ago. Still only 2,500 (0.5%!!!!) out of an affected 500,000 have signed. Sign - even if you think it's a waste of time. It takes seconds to do so.
  18. There's so much information and counter-information in these threads that it's becoming increasingly less useful to read them. The following isn't directed at you, topt. It's just me letting off a little and not really expecting answers. My only income is from UK private, occupational and state pensions. None of these, according to this attachment, is immune from double taxation under the UK-Thailand DTT! Why would only UK government pensions be immune when Australians and Americans here say (and I assume they're correct) that ALL their pensions are immune? Thailand clearly isn't averse to sparing all pensions from double taxation if it's requested. Subject to UK tax AND Thai tax with no double taxation relief - it looks like the UK government did a good job with the Thai DTT! With that AND frozen pensions ........... There's a 60 k฿ personal allowance, 150 k฿ zero-rated for income tax and, according to a Pricewaterhouse Cooper Thailand booklet that's been posted in these threads, a further 190 k฿ allowance for those over 65. That booklet implies that the 190 k฿ applies to all over 65 but elsewhere I've read that it's for WORKING over 65s only. Or maybe it's instead of the 60 k฿ figure. Which is it? Nothing is clear here and reading these threads usually only muddies the waters further.
  19. Ordinarily, I'd say go to your chosen suspension manufacturer and ask their recommendation. However, my experience of YSS Thailand is that they're useless and don't respond to requests for information. However, it won't hurt to try them or their local agent. How to order:- - You need to know the free length of the units. If you can, get the rear wheel off the ground and measure between centres of the top and bottom fixing bolts. Maybe a mate can lift the back end for a few minutes, it's not that difficult. - Then try to measure how much movement is needed. At the bottom of your shock, on the chromed rod, you'll find a rubber sliding piece - I can see it in the picture. With the back wheel still off the ground, AFTER adjusting the spring nuts, measure the length of chromed rod exposed between rubber and the black cylinder below the Shofer label. - Diameter of top and bottom fixing bolts, length of the bush the bolts go through. - How much do you weigh in riding gear? The spring should be suitable for your weight. - I doubt you need adjustable damping on this bike. It's just added expense and complication. On the shocks you have, that canister doesn't seem to do much so, if new shocks don't have it, it doesn't matter. BTW if you need spares, I found Stallions spares dept. on LINE to be excellent - fast and cheap. Go to their web page and, right at the bottom you'll see the LINE symbol. Scan QR and you're ready to chat. They might even have a set of OEM shocks in stock. Hope that's easy to understand.
  20. I had one of these for 5 years and loved it. From new, the suspension was hard so i reduced the spring preload which improved things. Before you spend your money, check your spring adjustment nuts. From the picture, I can see you could reduce the preload on your springs a bit. Slacken the two locking nuts on top of the spring, turn them anticlockwise until no more thread is showing then lock them again. Same both sides. You'll need two c-spanners (or drift and hammer if you're a butcher) to slacken and tighten the nuts. From my experience of this bike, it likes to be thrashed rather than treated gently. Have fun.
  21. It's good to introduce a smile into an otherwise sad topic ????
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