hwas

They, and everyone else, were actually telling you F-U and still are telling you F-U

Thank you. This looks quite good

The State Department Credit Federal Credit (sdfcu.org) will open accounts for Americans living overseas I am going to open an account in order to get another US credit card. If you got a credit card, were there any problems in obtaining it?

First of all, if your card does not work, the fault is on you, not the restaurant. If you are so concerned, why not try the card somewhere else. Anyone with a gram of common sense would know that the restaurant policy is not cast in stone and as one alternative they would change their policy to accept cash. Get over yourself

You “thought about visiting”, called the bar with a hypothetical question and noone bothered to answer you, so you concluded that they are ignorant or arrogant. How about the option that they do not have the time to answer nonsensical questions?

I am curious, if Thailand is an undeveloped country that treats you so bad, then why haven’t you followed previous suggestions to leave if you do not like it?

Pull yourself off the barstool

I Advantages of the three-fund index portfolio Diversification. Over 10,000 world-wide securities. Contains every style and cap-size. Very low cost. Very tax-efficient. No manager risk. No style drift. No overlap. Low turnover. Avoids "front running." Easy to rebalance. Never under-performs the market (less worry). Mathematically certain to out-perform most investors. Simplicity i would think that rebalancing would also be more difficult with that many funds, depending on how strict you would be in maintaining the balance you desire. However, as I said in my earlier post, I do not practice what I preach, but have been reducing the number of investments

i took a look at your own holdings and according to most investing theories that I follow (but unfortunately do not practice), you have way too many holdings. Their recommendation both for your own investments and the inheritance would be a portfolio holding 3-4 etf’s - US index, global exUS, fixed income. My portfolio is 25% fixed income, 25% sector (AI, tech, financial,etc) etfs and 50% stocks. If you have not done so, take a look at the Bogleheads website (believers in Warren Bogle, founder of Vanguard). Some excellent advise and savvy investors will give you answers. Also, Warren Buffet is a strong advocate of buy and hold etfs.

My point being that I worked with Thais for many years in an international company. Spent countless hours in meetings and eating out with Thais. Since you did not answer my question, I assume that you cannot speak Thai. Further, your interactions with Thais are limited to bar girls, motorbike taxis, store clerks, etc, very few of whom have the ability or interest in communicating with you. Tell us why you do not move to Malaysia - my bet is that you do not have the financial means to qualify

Relentlessly bad mouthing Thailand and yet, you are all still here

Do you speak Thai or is your communicating with Thais related to bar girls speaking broken English? Do you have normal, middle to upper class Thai friends? If you cannot speak Thai, how do you know whether they have a sense of humor? I have found Thais to have a great sense of humor, however, I am able to joke with them in Thai

Those who are complaining about a 30 baht increase obviously do not have the financial means to travel by air anyway. Time would be better spent complaining about the price of Chiang beer.

And the gross air quality is not a factor?

UK has a long way to catch up with the Americans. If there is no war, the Americans will find a “reason” to start one

Slovak Paradise! Do the hike with the ladders. Incredible. This trip up the mountain is great. But book early! Thank you. Looking into it

I have several friends in the exact same position as you. Retired here after being posted to the embassy. None of them have any concerns about this.

My suggestion is that you ignore the speculative comments regarding the LTR. The official word from BOI is that remittances to Thailand are not taxable. Why pay any attention to comments made regarding the LTR by people who do not even hold the LTR?

By email. I also received the following by email “We want to clarify that the tax exemption for overseas income will commence from the month you receive the LTR Visa onward, which typically falls within the next tax year. Any income earned in the period prior to holding the LTR Visa will not be considered for tax exemption.”

Since you deleted the sender details, I assume that this response did not come from BOI. Here is the response I received from BOI regarding this issue: If you hold LTR Visa and transfer the money from your oversea account into Thailand account, it will be considered as oversea income which will be exempted from Thai tax with LTR Visa benefit.

I received a follow up telephone call from BOI. I asked the specific question regarding transferring money earned from prior employment outside of Thailand and received the response that it would not be exempt

I received a follow up telephone call from BOI. I asked the specific question regarding transferring money earned from prior employment outside of Thailand and received the response that it would not be exempt

Received this from BOI today, tax exempt only for prior year: Greetings from the LTR Visa Unit. We want to clarify that the tax exemption for overseas income will commence from the month you receive the LTR Visa onward, which typically falls within the next tax year. Any income earned in the period prior to holding the LTR Visa will not be considered for tax exemption.

received this today: Greetings from the LTR Visa Unit. We want to clarify that the tax exemption for overseas income will commence from the month you receive the LTR Visa onward, which typically falls within the next tax year. Any income earned in the period prior to holding the LTR Visa will not be considered for tax exemption.