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khunPer

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    Koh Samui

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  1. Not to my knowledge. There were talks about it some years ago, but that was for migrant workers from neighbouring countries. However, there are a number of Thai insurance companies that have relative affordable plans which can cover many, if not most, costs at government hospitals.
  2. Apart from your financial needs for a permission to stay – i.e. visa and extensions of stay – yes, you can live a modest life in Thailand if your own your home and has a simple life-style, which still can be a good life due to weather conditions etc. If you can cook yourself and don't eat huge amounts of food, you can live for 200 baht a day. Even eating out is possible for a few hundred baht a day , if you choose local food from street kitchens, markets or modest restaurants. Me, I only eat one major meal a day and make an excellent mainly Western-style supper for in average 200 baht per day including a glass of wine or two, and some fruit or a bisquit during the day...😋 I could easily afford (much) more, but I don't need to, I'm happy with my life-style and rather spend my extra money on something else. If you find the right area, where you don't need aircon – or much aircon – and avoid real cold periods, your electric bill can be less than 1,000 baht per month, less if you don't cook meals yourself usin electric power. Your major concern – if you own a home and have modest expenses for that – is health. Healt insurance can be quite expensive depending of age and level of coverage. If your health is good – I would say: That is a must for a 20k baht budget – and you can settle with public hospital service, you might find a health insurance in the level around 3,000 baht to 4,000 baht per month. So, to break down some kind of monthly budget: 6,000 baht for 200 baht per day food 1,000 baht for electricity 1,000 baht for communication (Internet/mobile) 4,000 baht for health (either insurance or savings for self-insured) That leaves you with 8,000 baht for home fees/maintenance and other stuff you need or now and then dining out in a little more expensive place, to enjoy a happy life...
  3. It's simple: People that needs to flash wealth are not real wealthy folks, real wealthy people don't need to flash it...
  4. khunPer

    Temu

    Easy peasy: Avoid problem by not using Temu. Lazada and Shopee has been OK for me, having both brand name quality and cheap stuff that is cheap enough to throw away if not good enough....
  5. If you want to "vape" cannabis, there are plenty, more than the number of 7-Elevens on the island...😉
  6. Always look on the bright side of life: She didn't also have a sick buffalo...😉
  7. It's actually very simple: If you stay for 180 days or longer in Thailand within a tax-year (calendar year), you are fully income taxable to Thailand. Before end of March the following year, you have to declare your taxable income in a tax return form. If you are already income-taxed in your home country of the money you transfer into Thailand, then check if your country has a double taxation agreement with Thailand, and find your income source in that statement.
  8. Life-style as always, but have been spending a bit more of my savings this year for things that I want, but don't really need...😉
  9. Money talks many places, also in Thailand, making some people "more equal than others"...
  10. No, your are a good guy...👍
  11. Get a yellow house book for aliens with your name in, then you have proof of address for almost everything. The owner of the blue house book, or the registered host or house master, can approve who is permitted to be regikstered in a house book on the property. Check with your local tessa ban-office, what they require for aregistering you in a yellow house book. Normally it would be an approced translation of name page in passport and two witnesses, normally asked for that one witness is a neighbour and another withness is an government employee.
  12. If attending the FMP from Samui, I would expect a quite unpleasant speed boat trip over there this evening; it's Haad Rin you can glimpse in the background of my view to Phangan right now...
  13. Too many sad news stories with fatal crashes due to brake failure and driver fallen asleep...😢
  14. You can use two bank accounts, it's the total balance that matters. However, it seems like some immigration offices prefer it's one account, as it's easier to check.
  15. Keep the 800k baht in a separate fixed-term account. That avoids accidentally withdrawal of deposit funds. A secure way to move funds in my opinion is ti do it during the almost seven month 400k baht balance period. For example move them in two lots of each 400k baht, then no account has been under 400k baht. I would wait and see if the immigration officer mentions anything upon next extension of stay.

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