Thailand J

If you are Non-US citizen, Non-US resident and if you are a Thai resident. US tax: File Form W-8 BEN with IBRK to have correct withholding of 15% on interest and dividends. If the withholding is correct, you do not need to file US tax, unless you have other US income. File form 1040NR with Schedule NEC to pay the difference or claim a return if the withholding is incorrect. Form 1040NR is tedious but there is a short cut for this purpose, it's in the instruction. Capital gain from the sale of US stocks are tax free for you. Thai Tax: only if you bring the proceed into Thailand, I don't know anything about Wise let others help you there.

Using 3 Tesla MRI to investigate prostate cost 63,000B at Bumrungrad, 32,000B at bangkok Pattaya Hospital. Using 1.5T cost a lot less at Payathai Siriraj. 1.5 T with endorectal coil is good enough for prostate examination: https://ajronline.org/doi/10.2214/AJR.04.1584

To enjoy the river view, you can go through Starbuck on the left , or enter Napalai Terrace through the small door on the right.

Keep it simple. Logitech M90.

same as last year.

Go to Security Settings and turn off MF authentication at log-in.

Ji Hong has kao mun gai plus more. Try the "everything" platter. https://maps.app.goo.gl/7JMbkvKYf5HMLgZt5

When I transferred registration from Chonburi to Yaso, I didn't get a new book at Yaso. The new registration number and province were noted on the cover of the old book.

I went to see Deepal S07, i love the interior, but BYD Sealion 7 looks interesting and online research shows it's better in many ways. I can still use the car if they really want to tax world wide income and I dont stay here year long.

Just watched: Black Doves. New TV series, only 6 episodes. Juror 2. Latest movie from Clint Eastwood. Both very good.

Fidelity won't let me have a debit card because I have an International address.

I have a Cornell electric rice cooker with a stainless steel inner pot, but lately I have been cooking rice in a microwave oven. Use a glass dish with cover. Rice to water in the ratio of 1:1.5. 10 oz rice plus15 oz water is enough for two. No leftover to deal with and freshly cooked rice taste very good. Cook in a 800W microwave oven at full power for 5 minutes, then at 400W for another 15 minutes.

The last thing I want is to have a fund manager playing market timing on my behalf. https://www.spglobal.com/spdji/en/research-insights/spiva/

Once when I had my BKK debit card swallowed by an ATM, I went inside the bank to report. The front desk told me the branch did not have the key, the teller made a copy of my ID, which he showed to the ATM maintenance crew when they came two days later. The crew retrieved my card and let the branch held it until I came to pick it up. I don't have any debit cards from any Thai bank anymore, not worth the fees and hassle,You never know when it will be rejected. Now I am carrying a BKK credit card, with QR scan payment everywhere and cardless cash withdrawal, I am using my card less and less often.

Congratulations to US index funds investors. S&P 500 index was 5995 at Friday's market closing. It took about 5 years to double from 3000. It is up 26% year to date, not including the dividends.