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scubascuba3

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Everything posted by scubascuba3

  1. Don't need to be, don't want to be, i presume you're isolated somewhere and don't talk to farang?
  2. i just asked the question in Deepseek app, which gave a good process to follow. I can't post it here as it isn't allowed to post from AI so install the app and ask the question or message me and I'll do screen shots for you
  3. Based on that people might as well advise their insurer just to be on the safe side, nothing to lose, rather than conceal it and risk claim denied
  4. In Pattaya it's easier to find normal farang, the rest you can avoid. I cycle with Thai guys sometimes but you don't really connect with them because of the language
  5. Remember that guy went back to UK last year, started off homeless and last report homeless, little help for white single men, no further reports made
  6. I would contact the company for starters
  7. Thailand is great that's why you are always on here, lots of aussies live in Thailand. At your age maybe better to have more holidays to Thailand or do the high season
  8. So based on that you are saying people could go for treatment for various conditions during the policy and not tell the insurer?
  9. If you go back give us an update how it goes, maybe a thread on progress
  10. They've done loads of drainage "improvements", of course it hasn't worked. Incompetence or corruption, most likely both
  11. I read an example recently, a guy was going to hospital for treatment, didn't bother to tell his insurance company because he wanted to keep his premiums down, they found out when he claimed on something, claim denied, they can also just cancel the insurance and ask for repayment if a claim has been paid previously
  12. You should still disclose it so they can't get out of paying a claim
  13. Sounds like your ears are clean as a whistle so maybe give it time, may go by itself
  14. Probably they will say it's an undisclosed pre-existing condition which it is in terms of the premium doesn't take it into account, so you aren't paying enough. Reason for claim denied, declare it
  15. Maybe a second opinion with another ENT. Crackling isn't tinnitus?
  16. That's just the usual scam trying to justify nurses fee, one reason people go to clinics before hospitals
  17. If she has her own job and money don't pay, be prepared for her to find someone else who pays more, who cares, loads of replacement girls out there
  18. Are you paying her a monthly salary on top of these extra amounts? If you don't want to pay just say you can't and make any excuse they do it all the time. The more you pay the more they don't like you
  19. I only put a couple of stalkers on ignore
  20. Beach road has more coconut girls than ever, are you blind?
  21. Have you tried Manerat Soi Post Office 13/2 yet?
  22. Yeah sure, only benefit i could think of was putting the AC on while away to stop mold
  23. The key point is don't buy too quickly, live in the area for a while, maybe years, then you'll know whether you like it and where the value is
  24. What do you use the wifi for? i was thinking about buying that model but decided no need
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