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JB300

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Posts posted by JB300

    So this is why Miss Thailand Universe needs 17 luggage

    in ASEAN NOW Community Pub

    Posted

     

    I'm not the one claiming my girl is better than a miss universe contestant,  that'd be you 

     

    And tbh I really don't care champ

     

     

    Mate, I feel a bit sorry for you if you don't think your partner is the most beautiful person you ever met but fill your boots fella

    Champ? You fckin wish Son...

    Edit: the only reason I made that comment is my Ms had the same Swim suit on our last trip to Bali & #TO ME#! carried it off better.

    Like I say, she's 33, maybe Not your cup of tea but she's mine & that's all that matters.

    Op was about a shallow attempt about a Thai "Pretty" about to fair dismally in a beauty contest in the Philippines.

    But Hey, don't let that stop you fella [emoji1303]

    Brexit - Establishing EU residency

    in Home Country Forum

    Posted

    The double taxation does not apply in this instance. Many people fall into this trap.
     
    If you are working for a British company in Spain, you can pay UK tax under the double taxation rule; that is what is about. The pension bit applies only to state pensions which are non taxable anyway. All other private pensions are taxable in the country of residence (Spain or France).
     
    If you retire to Spain and register as Spanish resident (Padron), all money regardless of where it is or how it was earned, is taxable under Spanish tax rates and they are punitive; especially the capital gains and inheritance taxes. Thousands upon thousands of Spanish homes are left empty because the families split the ownership to avoid taxes and then could not agree on how to sell it when one of them died. Spain is a tax nightmare.
     
    The double taxation law is widely misunderstood to many peoples downfall.
     
    Always check a country for capital gains taxes and inheritance taxes, they are the ones that bite you in the backside.



    I'm not working, so sans UK income from Dividends, property & Singapore income from (squat) I'm good [emoji1303]


    Again, the point of me starting this thread was more about residency than tax so would like to hear from Guys considering the same (come on, we all know the Surinder Singh' loophole is about to close)

    Brexit - Establishing EU residency

    in Home Country Forum

    Posted

    The Spanish laws are very simple; if you are Spanish resident, their tax laws take priority. No such thing as a reciprocal agreement or double taxation rule. We had an apartment in Marbella (Marxist Socialist Junta) for 12 years but had to be careful not to go over the 6 months in a year or put our names on the Padron.

     
    UK citizens by the thousand are being caught out in this trap. They think that by being resident in Spain, they can continue to pay tax in the UK but the Spanish government have just run roughshod over everyone and hit them all with world wide taxes. We are talking about an extreme left government who need money to fund their social projects and support all of the Spanish citizens who refuse to pay their community charges leaving it for the Brits to cough up and pay the bills.

     
    Snagged a Singaporean? More like drew the short straw. Anyone one marrying an "educated" Singaporean is in for a life of "Am I right, am I right?" or sitting in a room with 7 females all listening with their mouths and discussing 7 different topics.

     
    My best hope is for my better half to spend more time in Singapore while I relax at Pha Soet sipping my cold beer and eating BBQ chicken.
     
    Honestly, forget Europe and go for Thai PR. If possible, keep a Singaporean bank account as the taxation system in Singapore is one of the best.

     
    Dream on.


    Lol... Thanks for the Tip about about Spain Tony [emoji106], unfortunately it was my "Banker" (because my partner is Filipina & so speaks Spanish even if she doesn't realise it) but fortunately I know more than enough French to get by

    Hope your move goes well my friend, please update your thread about how you're doing...

    And yes, you are a lucky guy to meet a Singapore lady, tell her there's a 50 year old Brit that would love her number (am joking, my Ms would whip my nuts off before I even said hello!)


    Brexit - Establishing EU residency

    in Home Country Forum

    Posted

    Some one has not done their homework.

     

    You don't want the UK for tax purposes but Spain and France are punitive compared to the UK and extremely Socialist.. After we exit from the yolk of the EU, the UK will be a great place to live.

     

    The hassle in flying is in the departure and arrival, not the flight. IMO there is not a lot of difference in spending 11 hours in a tin can against 3 hours and the departure areas in Singapore and Heathrow are far more comfortable than a budget airport in the UK

     

    Stick with the most expensive city in the world where the tax system is damned good and go for PR. You should consider yourself lucky if you get it.

     

    I have been married to a Singaporean for over 30 years. We are both 70, live in the UK but will be making a final move to Thailand to be closer to her family as Singapore does not want old people, only those who can produce more CPF donating local talents. In other words, I cannot get PR despite being very self sufficient in savings and pension income.

     

    Forget Spain and France, they would drain you fast of your money and your savings.

    I have done my homework, bulk of my passive income comes from UK Dividends which will put me in the Higher Rate Tax bracket unless I live outside of the UK (non-UK Tax residents are taxed a flat rate)

    The flight times are for my parents coming to see me (yes I do go to see them whenever I can, currently planning my trip in March) that way they get a bit of a holiday & get to go somewhere warm in the winter months (we do 4 weeks in Singapore with 1 of them a holiday every year, this year it was Bali).

    Sg is an awesome place (& IMHO has the most beautiful girls on the planet so I'm very jealous that you've managed to snag one [emoji1303]) but it's not a place to retire & I turned down PR (don't want to get into the technicalities but it basically meant I had to pay a percentage of my salary to Medicare that I couldn't use because I already had Private Health Insurance & my thinking is if I'm living here, I'm working here.. & if I'm not working, I'm not staying... ) plus they changed the Property laws so I couldn't buy an HDB (if you're not married to a citizen you need 2 PRs) & even if I could I would have had to sell my house in the UK (not happening).

    Tax in France, Spain, Portugal is irrelevant as I'll have fully paid all Taxes in UK (& Singapore) and if it does becomes a problem I'll move elsewhere.

    This is more about getting me (& my Filipina) a "Pass" to live in Europe, where we live after that is up to us, but I'd like to have it in the back pocket [emoji1303]

    Edit: BTW, did you see the news about Singapore now having the most valuable Passport... I bet your Wife loved that [emoji1303]

    Brexit - Establishing EU residency

    in Home Country Forum

    Posted

    No ....one suspects he had a UK passport and his parents who are also UK citizens live in Europe and he wishes to get his GF an EU pp without having to live too long in a single country 

     

    Given in the next 5 years thing could change dramatically in Europe, he would be better getting her a UK pp, as if she gets anything else, could turn out problematic if sag she gets a french or spainish pp

     

     

     

     

    I believe we'd have to do 5 years in the U.K. (I love the place but the thought of doing that depresses me) to get her a UK passport but she can get residency status in 3-6 months if we move to the EU which once we have I'm assuming will be grandfathered post Brexit (but again who knows)

    The Passport might be a big ask but even just being able to travel around Europe without messing around with visas would be a big win & I can't see it hurting if we wanted to get her a visa to visit US for example

    Brexit - Establishing EU residency

    in Home Country Forum

    Posted

    Sorry, I'm from the UK (but live in Singapore), parents are in the UK (have just gone back after spending their annual 4 weeks here with me & it was very clear that the journey took its toll on them so even my mum commented that it might be the last time that they can travel all this way)

    So to be clear, I don't want to move back to the U.K. (For weather & tax reasons) so thinking about South of France. Spain, Portugal etc... somewhere that's only 2-3 hours away.

    GF is a Filipina, but the right for EU spouses (again, I know we'd have to get married, 7 years isn't a bad innings ) is the same wherever she's from & as this forum is bigger & less "Monger" focused that the Philippine ones I thought I'd ask here


    Absolutely right, my best guess is they'll agree to Grandfather "rights" from the date of divorce (but who knows, might even do it from end of March when Article 50 is triggered) hence me contemplating establishing EU residency before that happens


    Brexit - Establishing EU residency

    in Home Country Forum

    Posted

    I'm a committed Asia-Phile but my parents are getting on & so my "Plan" was to move to France or Spain in 5 years or so time to be closer to them but with Brexit I figure that by then I won't be able to just rock up & settle where I want so was wondering if anybody had looked into this & could share their thoughts.

    Another thing maybe worth mentioning is I was also looking at this as a way to get my Filipina gf EU citizenship (obviously we'd need to get married 1st), no problem meeting the UK requirements, just couldn't see myself living there for 5 years while she got her ILR but would be great if she had a more useful passport.

    If you are a Brit you cannot hide - scary !!

    in Home Country Forum

    Posted

    it is terrible advice, just be on the register, no need to pay any community charge :smile:


    Lol, no need... Your tenants pay it for you & (don't tell anybody but) they pay you money as well [emoji106]


    Joking aside, why would you pretend to maintain UK residency if you don't live there?


    Can't be for NHS, your Dr is going to remove you from his list if he hasn't seen you in 18 months & please don't tell me it's so you get the pension increases (it's a matter of when they catch you not if) I honestly don't get it.

    On the flip side there are those of us who go out of our way to make sure we're not resident in the UK, as somebody already mentioned I make sure I never spend more than 30 days in the UK (though it's 46 days if you've been Non-resident for more than 3 years) & have been without a driving license for 4 years because I won't sign the piece of paper confirming I live at a UK address.

    stop whining and enjoy your only paradise

    in ASEAN NOW Community Pub

    Posted

    Let's be frank over here about talking local language, whether it is Thailand or any other place people interests are all most the same.   I really don't want to go deep why some foreigners think talking same language gets more benefits but all I want to mention is one really important issue not too many people look at it carefully which is.   Your ear drums because the more your ears hear anything the more energy your mind must put up with so, to all those who kindly replied to my post I want to thank each one of them and finally please I beg of you not to think of me otherwise like being arrogant or so.   All of me is part of you guys 
    God bless us all
    BTW English isn't my native language specially when I wanted to say farang but mistakenly I said white race 
    Sorry 


    Complete Troll

    And when doing it in the future, non-native English speakers tend to not use nuances like "isn't" so try to condition yourself to using "Is Not"

    I know, It's 2nd nature when you're so used to the language but if you're going to Troll, you need to at least put some effort into it.

    If you are a Brit you cannot hide - scary !!

    in Home Country Forum

    Posted

     

          Spot on ,  

    I  have  this  mounth ,  been requested  by Nationwide ,

               to provide evidence of my UK , residential address .

            If evidence is not presented , your account is closed ,  I know . 

     

          It pays to be on the electoral register and pay community tax .

          The  belt is tightening , Big  brother is  watching us .

     

                 

    Assuming you don't live in the UK, this is terrible advice, the OP points out that the UK is getting more & more information about its citizens living overseas & your advocating "Fiddling" them

    The belt is tightening, Big Brother is watching you...

    FWIW Barclays has no problem with me having a UK account & living overseas... Granted they might not be too happy about opening a new account for somebody like me, but don't have a problem if you already have an account before you make the move.

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