I do my extensions on the day my SS comes in. Go to the bank withdraw almost all of it, never leave more than 10,000 baht in this account. So technically I only have the 65,000 in the bank for one day. I have been with Bangkok Bank for over 23 years, if they freeze me, I will be done with them. Hopefully we hear something from someone using the 65,000 baht monthly method. My next extension isn't until April.