Probably the only decision this current illegitimate, un-Supreme Court has made with which I concur. When I was college aged, I realized then that I could not afford, nor want to be saddled with, such a debt load. It's called taking responsibility and living within ones means. Had I taken the loans, I would have repaid them on-time, every time. Never made a late payment or bounced a check. So didn't go to college, retired at 59 with a credit rating of 813. Suck it up buttercups❗