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GanDoonToonPet

Advanced Member
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Everything posted by GanDoonToonPet

  1. I wonder how much vaping-related car accidents cost them last year 🤔
  2. Yes that's a very small increase for 16 years of contributions. It could be that some of those years don't actually increase your pension. Did you call FP to check before paying? Good news is you paid the cheaper class 2, so didn't waste much, and you're on course for the full pension. 😊
  3. OK then...guess we'll both have to wait until next year to see our NI record updated 😟
  4. Surely the tax year 2026 to 2027 won't add anything to his pension as it won't be a full tax year? I think he still needs to contribute for the years 2024 to 2025 and 2025 to 2026 to receive the full pension as his forecast states that it is based on his 'National Insurance record up to 5 April 2024'
  5. Based on that and my corresponding sections above, your forecast is the amount you receive 'if you contribute until [retirement date]'. As long as you pay for the next 2 years you should get the full pension. Obviously those can't shown on your NI record yet. Are the shortfall years you paid showing as full on your NI record?
  6. Can you post this part of your pension forecast?
  7. You could try HMRC Online chat. You can chat with an advisor, as opposed to a computer, during office hours. https://www.tax.service.gov.uk/ask-hmrc/chat/online-services-helpdesk
  8. HMRC have a community forum where official advisors respond to questions...or you can just look through the existing posts as people ask the same questions over and over again 🙂 https://community.hmrc.gov.uk/customerforums/ni
  9. I'm in the exact same situation as you, except I'm just about to call them to check that they've received my payment (it's been just over 8 weeks as they advise). Current time from making payment to updating NI records is 65 weeks! When you last called HMRC, did you inform them which years you want to allocate the payment to?
  10. There seems to be a lot of confusion over what this is! 1. The Equality Act 2010 tells organisation when they can discriminate and when they can't, according to specific protected characteristics. 2. The Supreme Court ruled that the protected characteristic of 'sex' refers to 'biological sex', otherwise it would lead to contradictions in law. 3. Trans people are still protected against discrimination under the protected characteristic of 'gender reassignment'.
  11. I've just been through the exact same process, starting January this year. After you completed the online CF83 form, did you recieve a letter with shortfall tables, detailing which weeks / years you are eligible to pay class 2 NIC?
  12. Then why have the policy if it doesn't provide an advantage? The advantage is that ethnic minorities can start their application and then submit it at any time whereas some white candidates were only given 2 days to complete their applications. Having a longer time complete an application, for any job, gives a huge advantage as there is more time to review and refine the application. As for 'simply providing more opportunity to attract talent from a pool of applicants', this just word salad management-speak designed purely to deflect away from the real reason.
  13. Hard to predict inflation but Thai food / drinks, cost of labour etc not likely to increase in proportion to the UK pension. If you own your own home, minimal increase in costs. Hopefully the 800k threshold for retirement visa will still be in place, giving a comfortable cushion.
  14. £230.25 per week = £921 every 4 weeks with 13 four-weekly payments
  15. Currently £230.25 per week = £997 a month When I retire in 2041 projected to be £2284 a month or over 100 000 THB at current rates
  16. I managed to complete the process last month...easy when you know how 🤪 The deadline has now passed but for anyone else who has made payments and still has questions, HMRC have a discussion forum where you can post questions and they will be answered by HMRC staff. The best thing to do is trawl through previous posts because people ask the same questions over and over again: https://community.hmrc.gov.uk/customerforums/ni
  17. Read the news much? Eleanor Williams (criminal) woman jailed 10 years false rape claims https://www.bbc.co.uk/news/uk-england-wiltshire-64536882 I could go on...these are just recently and in the UK!
  18. All because 'she said' Wrongful conviction of Andrew Malkinson
  19. The very definition of a witch hunt!
  20. Yes, just for the 60 day stamp. I'll be staying in Bangkok with my (soon to be) wife. I'm getting a bit too old to do the minivan runs except maybe the now defunct run to Pu Nam Ron, Myanmar if that ever comes back. Plus I have friends in PP so it's nice to make a proper holiday of it.
  21. Rather worrying. I worked for 6 years in China, only coming to Thailand once or twice a year for a month maximum; actually I couldn't leave China for 3 years during COVID. After that, I flew into Thailand near the end of Mar 2024, spending 7 months there, and flew back to my home country (UK) around the end of Oct 2024. I'm due to fly to Thailand at the end of next month (Apr 2025) and stay until I go back to work in China in Aug 2025. I'm more worried because after my first 60+30, I'll likely fly to Phnom Penh for a week and fly back in to get another 60. 🤔
  22. It's likely that 'they' have a condition called ' 5α-Reductase 2 deficiency' or '5ARD'. This is where someone has XY chromosomes but a faulty gene on the Y chromosome leads to incomplete development of external genitalia (micropenis) but they still develop, partially or completely, secondary sexual characteristics during puberty.
  23. 2010 gave us the (final) abollition of the Christian blasphemy laws and the Equality Act with the following protected characteristics: - age - disability - gender reassignment - marriage and civil partnership - pregnancy and maternity - race - religion or belief - sex - sexual orientation https://www.legislation.gov.uk/ukpga/2010/15/section/4 2020 gave us Section 66 of the Sentencing Act which states that judges must consider 'hostility towards' the following groups as an aggravating factor: - race - religion - disability - sexual orientation - transgender identity https://www.legislation.gov.uk/ukpga/2020/17/section/66 Now here's where things take a dark turn. Currently working its way through parliament is the Hate Crime (Misogyny) Bill which states that judges must consider 'hostility towards' the following groups as an aggravating factor:: - women https://bills.parliament.uk/bills/3072 Now we're on the verge of introducing an Islamic blasphemy law. We seem to be moving from legislation that protects everyone to legislation that protects only very specific groups or specific sub-groups.

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