Kenny202

Strange question but cant seem to find a clear / white silicone, type you use for water proofing edges, bathrooms, wet areas etc. Bog standard silicone sealer in a tube or cartridge that actually goes off and firm. Back home silicone gets a skin on it in 10 minutes and sets firm maybe 6-8 hours. Here it seems to be still tacky and sticky days after, tried quite a few different types too. Only use it once in a while so tend to just get a small tube from hardware, but tried a few gun cartridges too. Funnily enough always seems to have gone off in the tube even well sealed should I go to reuse the open tube or cartridge a few months later

I find their app generally time consuming for any transaction....more often than not have to close it and open it a few times mid transaction, even for scanning in a shop or transferring small amounts...seems to continually freeze up

No point bickering about any of this stuff about rules or what is written for any Thai bank, government office, immigration etc. What is written and what actually happens / their knowledge of their own rules at your particular branch are usually 2 different things. Little fiefdoms. These places just don't seem to have any single information center....usually comes down to what the staff are telling you correct or not. Strange because Thailand seems to be the HUB of everything else? Apparently these head offices have no information HUB. No point saying people are lying or starting these long drawn out smarty pants competitions as everyone has different experiences. Often ruins the many good informative replies that get lost in the noise

I think someone mentioned K bank don't need to do the facial scan thing at all to do app transfers? or maybe not. SCB apparently wont do the face scanning thing at all for foreigners, only way you can app transfer over 50k is in bank or sign a responsibility waiver. As usual all over the shop and that's even if you can get a staff person who knows the basics of not only this but everyday banking. I was told so much cr@p yesterday even I know wasn't true and I don't work in the bank

Follow up story.....went in Tuesday afternoon, lot of rigmarole....signed 20 documents, updated passport details, did face scan....lady tells me tomorrow (Wednesday) afternoon can transfer more than 50k on the phone app Wednesday comes and goes....still cant transfer, message on app telling me I need take ID to the branch....Today still not working.....call the bank after lunch....they were choosing to just hang up on people rather than answer calls, poor dears obviously very busy. Persisted and finally got through. Try this, try that. Turn your phone on and off, restart the app etc. Aka fobbing. I am still getting messages I need to bring ID etc to the bank. After playing the game for 20 minutes I said how about this? It is clearly not updated yet...how about you call head office and check W T F is going on.....She actually did call back and went through the same try this try that game. No good. Her call got cut off (or she hung up) right on 4pm, closing time. I normally prefer to do banking online, via website. But I am sure I saw on their site many months ago that online banking would no longer be available as it was too prone to scammers etc....but I could be getting confused with SCB. My thoughts on companies closing their websites and pushing you to phone apps is so they can bombard you with free advertising everyday.....but just my opinion. So I go on their website and still available. Logged onto my account and immediately transferred my money. Strangely the limits set for transfers on the website (which should cover all my banking transfers ATM, daily transfers, other banks accounts etc), were different to limits I see on my phone app? Go figure unless their online system is separate to their phone banking system of which there is every chance in Thailand. The hub of everything except systems information in large companies, hospitals, govt departments or banks. I wouldn't be surprised if I could have done the transfer on the website all along without any need for face scans etc. Like it is still operating because someone forgot to switch it off. I mean how could my transfer limits....all of them.... for phone transfers, daily atm transfers, transfers to other people, prompt pay etc be different to what is shown on my phone app?

Thanks everyone for the advice 🙂

Thanks all, appreciate the advice. The biggest hold up today was when I showed her my passport for ID, she went oh, new passport? Which is true, started my Bkk bank about 10 years ago or so, and new passport about 3 years ago. I never changed it with them. OMG I think I signed 15 sheets of paper to change it to new. They said I need to wait 24 hours before the facial ID thing kicks in, will try it tomorrow arv

I got an email back for Sav Thai consulate today. Very brief only said you can apply for a single entry family Non Imm O visa....I did ask for the 12 month ME. They didn't say it wasn't available but only suggested a 3 month single entry...so I assume the 12 month ME a dead duck. Here is the info I got off their website. Looks like the requirements / form are the same for parent or spouse...only that spouse needs marriage cert and parent needs birth cert Non - Immigrant Visa "O" (Visiting family member of a Thai nationality, a spouse of Thai national) วันที่นำเข้าข้อมูล 20 ก.ย. 2562 วันที่ปรับปรุงข้อมูล 26 เม.ย. 2566 | 18,783 view Non-Immigrant Visa "O" is issued to applicants who wish to enter Thailand for the purpose of visiting family member of a Thai nationality, a spouse of Thai national. The validity of visa is 3 months. The permitted length of stay is up to 90 days from the date of arrival in Thailand. Required documents Visa application form [Download] which is completely filled out and signed by the applicant Original and a copy of passport or travel document (must not expire within 180 days and contain at least two complete empty visa pages) Two (2) photos of the applicant (3.5 x 4.5 cm, taken within 6 months) Original and a copy of marriage certificate (for spouse/parent) or birth certificate (for child). A copy of Thai identification card (for spouse/parent) A copy of passport (for spouse/parent) A copy of Thai House registration Visa Fee: 2,000 Baht (Single Entry) Notes: Consular officers reserve the rights to request additional documents as deemed necessary. Visa Fee must be paid in Thai Baht only, Visa Fees are not refundable in any cases. Legal migration procedures: In case a false or forged document is submitted in the framework of a visa application the visa will be refused and may be prosecuted. The applicant must sign on each page of copies of documents.

Transferred money from home to Thailand today and wanted to transfer between Thai banks, wouldn't let me...then I remembered the 50k face scan limit thing. I went to the bank and big fluff around. Like they didn't know the 50k thing existed. Anyway, last I heard farang couldn't do the face scan thing and were limited to in bank transfers over 50k, then a few people on AN started saying they had done it successfully. Obviously usual no information or training coming to staff I suspect. Anyway, after a lot of mucking around lady said I could do it and took a scan of my face....said it wont be operational for me until tomorrow afternoon. I must say I am not confident though. What is the current status of this? Have people successfully done the scan thing and can now transfer higher amounts? How does it work? Is there something in your bank app opens the phone camera to do a facial scan when transferring or something? Any advice appreciated

In my case held the rate for 3 days, depends on the market I think but always at least 2 days in my past experience. They are a bit loose with their terminology..I am talking about cancelling the transaction before actually sending them any money. Would they charge you a higher transfer rate on future transfers? I personally doubt it unless you were obviously really rorting things. Wise aren't stupid though, they aren't the only money transfer company on the block and they wont lose customers unless said customers are not worth the trouble

I actually completed my transfer, but before hand sent the a very straightforward email asking them if the rate increased favorably (for me) while I was locked in to a previous deal, could I cancel that deal and start a new one with the better rate. Very friendly reply saying I could do that but I would be locked into the new rate....lower or higher which may not be as good as the old rate aka stating the obvious. Sounded like they don't mind you cancelling and doing a new locked in rate in the least.

Not really sure what you mean by pension phase. I am not on the pension as I live outside the country but I am retired and have filled out the declaration. I haven't converted my Super into a pension type fund as of yet in fact I was told that can have tax implications. My money has been in the same super account / fund for years while I was working and since I left work. I reached maturity age last year...made a small withdrawal and left the balance of the money in the super fund which is accruing interest. I have just withdrew another small amount. I checked at the time and if I withdrew the total amount of super at maturity age no tax was payable. So is that correct? As long as I leave my money in the original super account, any interest earned on the balance now and in the future is non taxable even if I make withdrawals? Is this what you mean by pension phase or am I in the accumulation phase? Many thanks for your help 🙂

So you don't know right?

No only withdrew 2 smallish amounts to supplement income. The main principle is still in the original super account earning interest. Not concerned about the money I withdrew or withdraw....I am concerned if the interest earned in my original superannuation account is / will be taxable

I am sorry, I didn't mean to be critical of you personally, and agree my observations and experiences will most likely differ to others. One of the biggest differences is where people are living. Pattaya / Phuket / Rural Thailand may as well be three different countries with very different people and experienes

It's nearly another form of "wokeness" these days when people call "generalization". I think if things are "generally" the case you can make a generalization. For example most Thai people eat Som Tam. I did qualify my observations noting there are exceptions....Though IMO and experience I know of very few mutually rewarding, successful mixed relationships in Thailand and I been here a while. Not just with bar girls either. And many reasons for it and not all because of gold diggers, scammers and greedy in laws / relatives. A relationship even with a professional I have found difficult bordering on meaningless here, and often not even because of behavior, selfishness etc. Many Thai people often are expected to work 6 long days a week. Then there are work meetings, extended family commitments, friends etc. Doesn't leave much time for a meaningful relationship together. Another issue can be people with higher incomes have higher debts and can be more financially needy than said bar girl. It's not easy having a successful relationship here but of course there are the exceptions and that is up to peoples expectations and needs, or willingness to compromise.

Hoping someone from Australia will now....I am at full maturity age where if I withdrew my total super out it would be non taxable. My super was very straight forward...only employer contributions. I have already made a first small withdrawal a year ago and in that time the money has earned interest. I am just wondering if the interest I have accrued after making an initial and further withdrawals is taxable? It is a fairly small amount anyway, probably under the tax free thresh hold although I been here a long time now and non resident for tax purposes. Hadn't thought about it too much before but providing my money is invested in the same super account I had for years, before and after retirement.... in the same fund....is the interest I earn on my Super fund taxable after making withdrawals during maturity age?

Thanks so much for your reply. How long does the single entry Non O allow you to stay for? Can it be perpetually renewed without question or they will pull you up after 2 or 3 renewals?

I don't think they think about us much at all to be honest. I have noticed a little resentment from older Thai men on occasion (60yo +) but as soon as you communicate with them in a friendly way, man to man so to speak the guard drops. Thai men probably have varied opinions of us but I doubt they spend any amount of time thinking about it or openly show resentment. I been here ten years and find Thailand generally welcoming and tolerant, a lot more tolerant than our own Western countries are of foreigners. I live up country so maybe in the tourist areas resentment is more common but lets face it, often not a good representation of foreigner behavior visiting these places. Reading many of the comments daily on AN, I doubt many of the posters actually live here

As usual regarding information these types of visa's on AN a mish mash of you can and you can't or the threads assume everyone is British. Really looking for a straightforward answer from someone who has recent experience. Aware of the normal child visa requiring 400k in the bank etc, I have one myself. In this case looking at the Non O, multiple entry from Savanakhet. Another friend says he has been on multi Non O for marriage since last June and had made successful exits / entries since then (renewing soon) so I assume the Non O multi Family may be still available also? Same conditions as the old one....wife doesn't need to be present, only ID and TB copies, no requirement for money in the bank etc. My friend sent an email to Sav Consulate last night and from my experience they usually respond clearly and quickly. We will see what they say re availability / requirements and will report back here on this post 🙂

Got a mate came back to Thailand working away back home and re entered Thailand on a tourist visa as he only expected to be here for a few weeks and had an unexpected issue with his wife....now ex wife. Your imagination is serving you correctly. Anyway, since divorced last week and has full custody of the kids. He needs to stay here for a while in the short / medium term...maybe long term but he's only on a tourist visa atm. I think already extended and renewed. So he needs a longer term visa get the kids Aussie passports etc sorted out. Ive told him about the parental visa but not sure he has the 400k funds. A couple of questions and prefer answers from people have recent experience rather than motherly advice.. 1) Is it still possible to get a multi non O parental visa from Savanakhet? Used to be only had to show a birth certificate and no need for money in the bank etc. I heard they either stopped doing them or made it more strict where you had to have the children's mother present and / or funds in the bank. Just talking to a mate of mine reckons he did a non O multi last July for marriage all he did was show marriage certificate and copy wife's ID and Tabien baan. No money in the bank and no wife present. Having wife present or her details should logically be a moot point for my friend as he has divorced from his wife and he has full legal custody of the children. Anyone done a non O multi recently for parent or a wife visa? 2) Plan B....Is it possible to do a first application parental visa through an agent? I remember my first parent visa an awful lot of paperwork, photos with 3 or 4 witnesses, witnesses interviews at immigration etc. For this reason I am not sure if a parent visa can be obtained through an agent particularly the first application which is a lot more convoluted I am sure I have read many times on this site last year or 2 the Multi non O parent or marriage visa from Savkhet was either a dead duck or much more difficult to obtain now. In fact I know a guy was doing it for years and went back to Australia this year to live as he was out of visa options.......Any first hand knowledge greatly appreciated

I don't think Thai women or Thai people in general think we are an upgrade or step up in society unless there is a lot of money and trinkets constantly offered...new homes to show off on Facebook. When they say "you take care me" they mean it in every sense of the word without a thought for taking care of you in any way. And unless you have very deep pockets will be hard to maintain that level of expense for long...and that's when things start to go South. "But I bought you a new car and gold 2 months ago?" That was 2 months ago....this is now. I have been here ten years and from what I have seen we are the last resort for those in debt or in trouble. And even then the lowest in Thai society see us as a last resort, or a step down and expect to be renumerated for it. Age difference doesn't seem to factor into it greatly either. Got a mate of mine now in his late 30's, good looking guy, wife the same age going through hell. Nearly every woman I met here or know of who said Thai men were no good, beat them, were lazy etc had those exact traits themselves and either went back to a Thai man or had a Thai man in the background all along. I cant think of one relationship I know of that has been successful or happy. At best they are still together but both miserable or the guy only there because he has put all his assets in her name and out of options. These are only my first hand experiences. The dating game post 30's isn't a lot better back home. Broken people from broken marriages (men and women) with many issues. I am sure there are many good women here but like back home most of the gooduns will have been scooped up early in their 20's. Goes for guys and gals. On the positive side was in a discussion here a few years ago some guy complaining his wife was lazy etc and another guy said be thankful they are like that otherwise they wouldn't want anything to do with us old codgers. Very true. Many of us are older guys, maybe not in the best of shape. Don't delude yourself into thinking a Thai woman is with you because of your sexual skills or good looks or be looking for true love. Accept it and make the most of whats available. You just have to work out what are the good points and advantages of living in Thailand and make the most of it....try and avoid the pitfalls....one being getting married and entrusting your life / life savings / future / assets into someone you barely know with very little education life skills or morals.

My rate today is 24.07 in $AUD less their $122 fee. The $AUD rate actually peaked briefly yesterday at 24.30. You are not talking Australia dollars right?

I did actually just complete the transfer....after reading all the information the guarantee is like a Thai guarantee....subject to their discretion. Did make me feel a little uncomfortable with the transaction as my large Australian bank didn't recognize their BSB or Account number and I had to take a leap of faith and transfer anyway. The do say on their transfer instructions that they have a new BSB number and your bank may say they don't recognize it but nonetheless it creates a little discomfort. I have never had any problems at all using wise but every time I have transferred with them there was something similar that added a little doubt. I am sure all will be ok but how would you know the actual website is legit?

I have used Wise before a few times to send money from Australia, no problems. Just about to do a transfer now. Exchange rate all over the place at the moment but about the best its been for a long time. With Wise you used to be able to book a transfer...hold the quoted rate and they would give you an amount of time to transfer payment to them. Maybe 24-72 hours. If the rate had gone up significantly, and you hadn't paid them, you could simply cancel the transaction and get a new quote based on the higher ex rate. Can you still do that? Looks a bit different now where at the end of the transaction they ask you for payment, and in this case say I have 77 hours to transfer funds. I didn't tick the "pay now" button, and it looks like the transaction has been "paused". Does this mean the rate is being held for me? Should the rate go up in the next two days can I cancel and start a new transfer transaction at the higher rate? Any advice appreciated