Kenny202

I actually completed my transfer, but before hand sent the a very straightforward email asking them if the rate increased favorably (for me) while I was locked in to a previous deal, could I cancel that deal and start a new one with the better rate. Very friendly reply saying I could do that but I would be locked into the new rate....lower or higher which may not be as good as the old rate aka stating the obvious. Sounded like they don't mind you cancelling and doing a new locked in rate in the least.

Not really sure what you mean by pension phase. I am not on the pension as I live outside the country but I am retired and have filled out the declaration. I haven't converted my Super into a pension type fund as of yet in fact I was told that can have tax implications. My money has been in the same super account / fund for years while I was working and since I left work. I reached maturity age last year...made a small withdrawal and left the balance of the money in the super fund which is accruing interest. I have just withdrew another small amount. I checked at the time and if I withdrew the total amount of super at maturity age no tax was payable. So is that correct? As long as I leave my money in the original super account, any interest earned on the balance now and in the future is non taxable even if I make withdrawals? Is this what you mean by pension phase or am I in the accumulation phase? Many thanks for your help 🙂

So you don't know right?

No only withdrew 2 smallish amounts to supplement income. The main principle is still in the original super account earning interest. Not concerned about the money I withdrew or withdraw....I am concerned if the interest earned in my original superannuation account is / will be taxable

I am sorry, I didn't mean to be critical of you personally, and agree my observations and experiences will most likely differ to others. One of the biggest differences is where people are living. Pattaya / Phuket / Rural Thailand may as well be three different countries with very different people and experienes

It's nearly another form of "wokeness" these days when people call "generalization". I think if things are "generally" the case you can make a generalization. For example most Thai people eat Som Tam. I did qualify my observations noting there are exceptions....Though IMO and experience I know of very few mutually rewarding, successful mixed relationships in Thailand and I been here a while. Not just with bar girls either. And many reasons for it and not all because of gold diggers, scammers and greedy in laws / relatives. A relationship even with a professional I have found difficult bordering on meaningless here, and often not even because of behavior, selfishness etc. Many Thai people often are expected to work 6 long days a week. Then there are work meetings, extended family commitments, friends etc. Doesn't leave much time for a meaningful relationship together. Another issue can be people with higher incomes have higher debts and can be more financially needy than said bar girl. It's not easy having a successful relationship here but of course there are the exceptions and that is up to peoples expectations and needs, or willingness to compromise.

Hoping someone from Australia will now....I am at full maturity age where if I withdrew my total super out it would be non taxable. My super was very straight forward...only employer contributions. I have already made a first small withdrawal a year ago and in that time the money has earned interest. I am just wondering if the interest I have accrued after making an initial and further withdrawals is taxable? It is a fairly small amount anyway, probably under the tax free thresh hold although I been here a long time now and non resident for tax purposes. Hadn't thought about it too much before but providing my money is invested in the same super account I had for years, before and after retirement.... in the same fund....is the interest I earn on my Super fund taxable after making withdrawals during maturity age?

Thanks so much for your reply. How long does the single entry Non O allow you to stay for? Can it be perpetually renewed without question or they will pull you up after 2 or 3 renewals?

I don't think they think about us much at all to be honest. I have noticed a little resentment from older Thai men on occasion (60yo +) but as soon as you communicate with them in a friendly way, man to man so to speak the guard drops. Thai men probably have varied opinions of us but I doubt they spend any amount of time thinking about it or openly show resentment. I been here ten years and find Thailand generally welcoming and tolerant, a lot more tolerant than our own Western countries are of foreigners. I live up country so maybe in the tourist areas resentment is more common but lets face it, often not a good representation of foreigner behavior visiting these places. Reading many of the comments daily on AN, I doubt many of the posters actually live here

As usual regarding information these types of visa's on AN a mish mash of you can and you can't or the threads assume everyone is British. Really looking for a straightforward answer from someone who has recent experience. Aware of the normal child visa requiring 400k in the bank etc, I have one myself. In this case looking at the Non O, multiple entry from Savanakhet. Another friend says he has been on multi Non O for marriage since last June and had made successful exits / entries since then (renewing soon) so I assume the Non O multi Family may be still available also? Same conditions as the old one....wife doesn't need to be present, only ID and TB copies, no requirement for money in the bank etc. My friend sent an email to Sav Consulate last night and from my experience they usually respond clearly and quickly. We will see what they say re availability / requirements and will report back here on this post 🙂

Got a mate came back to Thailand working away back home and re entered Thailand on a tourist visa as he only expected to be here for a few weeks and had an unexpected issue with his wife....now ex wife. Your imagination is serving you correctly. Anyway, since divorced last week and has full custody of the kids. He needs to stay here for a while in the short / medium term...maybe long term but he's only on a tourist visa atm. I think already extended and renewed. So he needs a longer term visa get the kids Aussie passports etc sorted out. Ive told him about the parental visa but not sure he has the 400k funds. A couple of questions and prefer answers from people have recent experience rather than motherly advice.. 1) Is it still possible to get a multi non O parental visa from Savanakhet? Used to be only had to show a birth certificate and no need for money in the bank etc. I heard they either stopped doing them or made it more strict where you had to have the children's mother present and / or funds in the bank. Just talking to a mate of mine reckons he did a non O multi last July for marriage all he did was show marriage certificate and copy wife's ID and Tabien baan. No money in the bank and no wife present. Having wife present or her details should logically be a moot point for my friend as he has divorced from his wife and he has full legal custody of the children. Anyone done a non O multi recently for parent or a wife visa? 2) Plan B....Is it possible to do a first application parental visa through an agent? I remember my first parent visa an awful lot of paperwork, photos with 3 or 4 witnesses, witnesses interviews at immigration etc. For this reason I am not sure if a parent visa can be obtained through an agent particularly the first application which is a lot more convoluted I am sure I have read many times on this site last year or 2 the Multi non O parent or marriage visa from Savkhet was either a dead duck or much more difficult to obtain now. In fact I know a guy was doing it for years and went back to Australia this year to live as he was out of visa options.......Any first hand knowledge greatly appreciated

I don't think Thai women or Thai people in general think we are an upgrade or step up in society unless there is a lot of money and trinkets constantly offered...new homes to show off on Facebook. When they say "you take care me" they mean it in every sense of the word without a thought for taking care of you in any way. And unless you have very deep pockets will be hard to maintain that level of expense for long...and that's when things start to go South. "But I bought you a new car and gold 2 months ago?" That was 2 months ago....this is now. I have been here ten years and from what I have seen we are the last resort for those in debt or in trouble. And even then the lowest in Thai society see us as a last resort, or a step down and expect to be renumerated for it. Age difference doesn't seem to factor into it greatly either. Got a mate of mine now in his late 30's, good looking guy, wife the same age going through hell. Nearly every woman I met here or know of who said Thai men were no good, beat them, were lazy etc had those exact traits themselves and either went back to a Thai man or had a Thai man in the background all along. I cant think of one relationship I know of that has been successful or happy. At best they are still together but both miserable or the guy only there because he has put all his assets in her name and out of options. These are only my first hand experiences. The dating game post 30's isn't a lot better back home. Broken people from broken marriages (men and women) with many issues. I am sure there are many good women here but like back home most of the gooduns will have been scooped up early in their 20's. Goes for guys and gals. On the positive side was in a discussion here a few years ago some guy complaining his wife was lazy etc and another guy said be thankful they are like that otherwise they wouldn't want anything to do with us old codgers. Very true. Many of us are older guys, maybe not in the best of shape. Don't delude yourself into thinking a Thai woman is with you because of your sexual skills or good looks or be looking for true love. Accept it and make the most of whats available. You just have to work out what are the good points and advantages of living in Thailand and make the most of it....try and avoid the pitfalls....one being getting married and entrusting your life / life savings / future / assets into someone you barely know with very little education life skills or morals.

My rate today is 24.07 in $AUD less their $122 fee. The $AUD rate actually peaked briefly yesterday at 24.30. You are not talking Australia dollars right?

I did actually just complete the transfer....after reading all the information the guarantee is like a Thai guarantee....subject to their discretion. Did make me feel a little uncomfortable with the transaction as my large Australian bank didn't recognize their BSB or Account number and I had to take a leap of faith and transfer anyway. The do say on their transfer instructions that they have a new BSB number and your bank may say they don't recognize it but nonetheless it creates a little discomfort. I have never had any problems at all using wise but every time I have transferred with them there was something similar that added a little doubt. I am sure all will be ok but how would you know the actual website is legit?

I have used Wise before a few times to send money from Australia, no problems. Just about to do a transfer now. Exchange rate all over the place at the moment but about the best its been for a long time. With Wise you used to be able to book a transfer...hold the quoted rate and they would give you an amount of time to transfer payment to them. Maybe 24-72 hours. If the rate had gone up significantly, and you hadn't paid them, you could simply cancel the transaction and get a new quote based on the higher ex rate. Can you still do that? Looks a bit different now where at the end of the transaction they ask you for payment, and in this case say I have 77 hours to transfer funds. I didn't tick the "pay now" button, and it looks like the transaction has been "paused". Does this mean the rate is being held for me? Should the rate go up in the next two days can I cancel and start a new transfer transaction at the higher rate? Any advice appreciated

He actually has a yellow book.apparently and long term lease. Long story but he was living here long term, went back to Aus to work...came back for a couple of weeks see wife and kids hence tourist visa. Things went south fast now he has to stay here to take care of his kids

His lawyer sent him this

Does anyone know if this is possible? Mate has the option to buy the car off his ex Mrs for peanuts but has been told he wont be able to own a vehicle on a short visa

Meaning?

Thank you once again Mike 🙂

Any Australians have a handle on the new tax rules? I am about to bring in my yearly living expenses from my Superannuation account in Australia. The money is in the original Super account, I am of maturity age and the funds / interest are non taxable in Australia. I believe Australia has some sort of tax agreement with Australia. Am I going to be liable for 10% tax in Thailand on this transfer?

Thanks Mike, will do

The money isn't taxable in Australia, I assume not taxable in Thailand?

What I am most interested in, in the interim is if I will have any delay or problem....extra paperwork to fill out with Wise, or is that all as normal? Will there be a hold up or issues with the bank (please explain etc) when the money hits the Thai bank?

Sorry if this has been answered elsewhere but not a regular reader so may have missed it. About to transfer my yearly living expenses from Australia. Usually use Wise. Is there any new requirements re transferring money? Paperwork / declarations required? I am transferring from my superannuation account which is earning interest but non taxable in Australia as I have reached maturity age and it is my original Superannuation account that was paid into monthly when I was working. Will I need to declare or pay tax on this in a Thai tax declaration at the end of the year?....I assume no tax payable here as Australia / Thailand have a tax agreement? Has anything become clearer over the last few months? Any help appreciated