Kenny202

That is correct re the banks deducting the 10%, very difficult in my experience to find a bank that will do it though. Ubank wont and as soon as you tell them you are a non resident they wont even open an account for you. Shame their non secured accounts have excellent interest, currently 5.5%

I would have thought so too, there's a ton of work, particularly the first one. I told him to check it wasn't just a hand holding exercise but he says it's the whole deal

Just wondering, and I suspect the guy short on funds....an agent has quoted him a pretty reasonable price for the 1 year parental extension and 15k to do the non O visa transfer (15k). In my experience the first parental extension is the time consuming part. Would he be able to do the Non O application himself fairly easily and save the 15k? Or does he have to show the 400k in the bank at the non O transfer stage as well as the parent visa stage? When I did my first one year OA visa (retirement) in my home country....You could basically extend it out to nearly 2 years by leaving the country and returning within the first year..do a trip in / out right at the end of your first 12 months and it started from scratch with another 12 months. Is the Non O the same or only 3 months?

You're right actually. His first entry was by air, 2nd one by land. Would he be likely to be allowed in again on a visa free 30 days land or air crossing?? That would be three (2 with 90 day extensions) back to back without any period of time in between

Excellent info thanks 😊

He was legally married to the mother. He was doing a 6 month stint working back home, long story short came back for a surprise visit and you can imagine some of the surprises he got. His name is on the birth certificate and they were legally married when the kids were born. They were divorced not long after he came back and he has been taking care of the kids in Thailand last 5 months or so. He also now has sole custody. Waiting on the papers from the court. The kids are Thai nationals, he hasn't done citizenship for them back home yet. Mother around but not sure where. Yes children living with him now and for the last 5 months. I understand now why he needs to leave the country again. I thought he could just extend his tourist visa or whatever he is on now. Does the first parental visa on a non O work like retirement does (or used to). Where as long as you leave the country in the first year and return the 12 months starts from scratch again? So effectively the first extension you can stretch out nearly 2 years? He must have come in on visa exempt and extended an extra 60 days? (total 90 days). He's done that twice back to back. How many time would he be allowed to do that? He reckons immigration told him he can do that 3 times before they will pull him up. I found that a bit hard to believe Thanks for your help

Got a mate here with kids (sole parent)... too young for retirement extension. Trying to clear something up for him, he seems confused. He entered the country initially from Australia on a tourist 30 day visa, extended another 60 days. Went out of the country to Laos and came back in again....same deal tourist visa / 60 day extension with just over a month to go. SO he's on his second 90 day stretch. If he does not do the parental visa this time, how many times can he come in on back to back 30 day tourist visas / 60 day extensions (90 days)? Next one will be his third one. He seems to have this weird idea all he will have to do is enter from another country (Cambodia walk in). What is the difference between getting a visa between land crossing or flight? Is one easier than the other? What is the limit these days on back to back border hop visas? I thought he would simply be able to extend the visa he has now but apparently the agent telling him he needs to once again leave the country, get a non o and come back in before they can start the 12 month parent visa. I myself a bit confused with O / Non O visas. And by the way. Is the tourist visa he's on now an O, Non O or just a tourist visa? Whats the difference? Appreciate any help, this bloke has no clue and he will end up locked out of the country and his kids stuck here.

He just can't let it go lol. Attention disorder

My statements do have tax deductions shown but it is very obtuse with little explanation. I think something like tax / sundries or something like that. I know because was directed to it by the super consultant I was discussing it with online. The reason it would be impossible to get a full breakdown is it is recalculated every moment the earnings rise and fall

I assume we are covered on two fronts as far as taxable in Thailand goes....at least super in the accumulation phase 1) Tax had been paid already 2) DTA between Australia and Thailand Tax deductions should be shown in your statements I have no intention of lodging a tax return here 🙂

PM sent. Let me know how you go 🙂

4 replies all saying the same rhetorical stuff that we already know? Really? Are you bored? I did write the OP in a misleading way where you thought, or it may have looked like I was talking about tax on interest I earned from money I withdrew from super and invested elsewhere. I didn't actually mean that. I spend the money I withdraw. I was talking about the money that is actually accruing interest IN super. My bad. I think they refer to it as earnings rather than interest. You do realize being a non resident for tax purposes has nothing to do with Super unless you withdraw it and invest it somewhere else, and even then you can tell the bank to with hold 10% of your interest earnings and you are completely covered / tax paid. The problem is quite a few banks wont accept investments from declared non residents...U bank for one. Normal tax on super earnings is 15% resident or non resident and with held by the Super company and paid to the ATO. You don't have to be a resident for tax purposes to convert to a pension stream.... you simply have to be in Australia when you apply and when the Super company approves the change. Super and pension streams have nothing to do with residents or non residents for tax purposes. A trip back to Oz would cover that should it be worthwhile. I have clarified that with super company and my accountant. The 32% non residents tax is worst case scenario...say for example I was earning money in another country. I am a registered non resident for tax purposes by the way and as far as I know there is no big can of worms? You mix captain obvious statements with clearly incorrect / misleading statements, and this could be misleading to others reading this post that may benefit / by seeking the same advice.

The processing of the online form not a problem. I am sure I could've completed it and converted to pension stream as fa as the Super company concerned. The only reason I noticed it was when it came up with a space for Australian address / State / Postcode and the warning referring you to the PDS saying ATO requires you to be in Australia at the time of applying. The guy from the super company was saying your choice to proceed but he reckons he got advice from "the team" to say it was sketchy tax wise. I don't think the Super company gives a rats. It is actually an ATO stipulation, not the Super companies requirement. I am just worried the ATO will know I wasn't in the country when applying and possibly down the track I will get hit for the 15% I saved and the super company didn't keep. They do know exactly where you are these days with links to everywhere and your passport details. If you think its not a problem let me know, still keen to do it

I went though the process of setting up a pension stream this week and hit an unexpected snag. One of the requirement of the pension stream / tax saving is that you have a residential address in Australia (easy... my sons address) and that you are IN Australia when you apply for the pension stream and receive the Super companies confirmation. Could all be done online in a day. Doesn't say you have to be living in Australia, just that you have to be in OZ when you apply. I could have actually completed the application and process and got the pension plan but the super company did advise the ATO may, and often do check. And very easy for them these days to check if you are in the country at any given time. Worst case scenario you get a tap on the shoulder in the future have to pay any back taxes owing (15% that you saved on tax) plus a fine. Anybody else run into this or have a work around?

The 32% on withdrawals Superannuation completely false. Have clarified all that with accountant and super company. The Super company with holds 15% on earnings so no more to pay on withdrawal or at any time. No tax return is necessary as far as super goes. As gearbox said you can save the 15% with holding by moving to a pension stream. 32% as a non resident is worst case scenario if you have money invested with a bank etc and you haven't declared yourself as a non resident or haven't instructed the financial institution to with hold mandatory non residents flat rate 10% tax.

To think these EV cars are a flash in the pan you would have to be blind. I live in a major north eastern city and EV's appear to be everywhere. I thought Thais would be more cautious / conservative about new tech but seemingly not. Would I buy one at this point? Probably not. The lifespan of the batteries and vehicle itself, quality of the Chinese build etc as far as I'm concerned not proven yet. And a lot of hoo ha at the moment Hydrogen is the way to go. In fact I think Toyota are heading down that path which speaks volumes. I will say this though, we got a Grab taxi a few weeks ago and rode in a BYD. Was stunned by the look, interior...the whole thing controlled by a tablet and last but not least the ride and acceleration was incredible. I have a 2014 Isuzu pick up which I bought new and haven't really been in a new car for some time. I must say made me feel old, like something from a futuristic movie. My feelings are the future of modern / future cars will be like current fad type items, like phones, TVs etc. Everything is disposable these days. If you don't have the latest, and in the case of phones anything over a year old is considered obsolete / dinosaur / wouldn't be seen dead using it. I mean the luxury car market (BMW, Benz etc) are so high tech now it's pretty much like that now where cars over 3-5 years old developing issues become uneconomical to repair

Already downloaded and used Malware bytes. Seem to be on a free 14 day trial but the basic program is free after the trial finishes? It seems really good, I like how you can opt to run the scans when YOU want to. Picked up 72 PUP potentials which I quarantined. So far so good.

Thanks Mike, does it include more than Windows virus protection can? Malware, spyware, ransomware etc?

I had a look at bit defender....I don't see any free programs though

Thanks all for the replies guys, much appreciated 🙂

Is Microsoft Defender the virus program that is built into Windows 11 settings or do you need to download it as a separate entity?

Yes well they're not free anymore lol...company I am using now, no names....original plan $59 US renewal they try it on for double that to resubscribe....then when you go to unsubscribe from renewal they instantly offer you a 50% discount. Not to mention the constant up sell, threatening warning messages. I often wonder if some of the spam ransom type emails are sent from these companies as a hurry up. Just overall not a good experience

Been through 2 anti virus companies last few years and no viruses...but get so tired of being bombarded with threatening messages f how vulnerable you are and the constant up sell / warning messages for add on's that aren't included in their already expensive program. In some ways the prevention is worse than the disease. Also find it a little hard to trust my personal information to a company that behaves so unethically. According to this companies own warnings of how inadequate my basic $100 per year service is, telling me I need their other 15 add ons, I was wondering if what they provide is any better than the basic virus protection that comes with my PC / Windows

Dealer used to charge 1700 baht to change a 150 baht filter.... Every service until I woke up. One of their many Rory's, along with claiming they change gear and diff oil every service

I did see a few of those videos on the cabin filter but I thought there were other external filters... Could be wrong. Do these pollen filters get blocked up?