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richard_smith237

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Posts posted by richard_smith237

  1. Getting so blind drunk that he is so out of control and becomes unconscious is utterly idiotic - to do so and become unconscious in the middle of a car park is extreme to say the least - so those suggesting he brought this upon himself are not incorrect.

     

    But, its also concerning that we have such drivers on the road that are so blind they cannot see a body in front of them in a well lit car park - one could argue that someone so oblivious to their surroundings should not be driving at all. 

     

     

    This is another one of those 'Thailand situations' where two wrongs combine with horrible results - had just one of the parties been 'sensible' this would not have occurred just like so many other events we read about.

     

     

  2. The 'availability' depends purely on the model...  and of course mods you want.

     

    Three experiences: 

    1) Walked in - Saw the Bike - Left 45 mins later with the bike (obtained my own number at the DLT) - and gave the dealer the receipt - did all mods myself.

     

    2) Walked in - Saw the bike - Waited about month for delivery - Picked up bike. As above (obtained my own number at the DLT) - and gave the dealer the receipt - did all mods myself.

     

    3) Wanted a certain model -  called around various dealers - availability anything from 3 months wait to not available. Gave up on the ADV.  Went to different brand, saw the bike I liked, made the purchase - selected a load of Mods (also gave dealer the Innoc Cam) - gave dealer all my paper work, picked up the bike about 5 weeks later when I returned from overseas (fully registered).

     

    In short - experiences vary based on availability. 

    Prices are all online - ANY dealer who things its ok to add this 'farang' tax others have mentioned, tell they why you are walking out and not paying - they won't care (they never do) but if enough people behave like this then they get the message.

     

     

  3. 19 hours ago, MalcolmB said:

    Have you ever been with a Thai prostitute Richard?

     

    Saw one once in Aus in an open doorway....   a crusty old hag opening her door to a line of twitching junkies like it was some kind of back-alley blessing.... Each one shuffled in, hollow-eyed and stinking, and she lapped it up like their misery fed her...

     

    She clung to her phone like it was holy....  showing off a photo of her greasy little freaky fetid wreck of a son - some drink-driving, hooker-chasing foot-stink factory. Called him her “baby” like he wasn’t a sewage leak in human form.

     

    You could smell the failure through the screen - apparently he moved to Pattaya to chase his dream and post on forums about prostitutes a lot... 

     


     

     
     

     

     

  4. 13 minutes ago, spidermike007 said:

    Ramathibodi hospital in Bangkok on Rama VI in Ratchathewi. It came very highly recommended by a friend of mine and I was very satisfied with their level professionalism, their expertise and reasonable pricing. Like most public hospitals it's not easy to get an appointment with a specialist, but it can be done if one is patient. 

     

    It is very likely the best public hospital in Thailand. 

     

    Appreciate the heads up - from someone such as yourself who's been a long time member here - this is solid info.

    • Thanks 1
  5. 53 minutes ago, spidermike007 said:

    Well the one possibility that you didn't mention is using the best public hospital that you can find. I have one in Bangkok that I use for things that are of a serious nature and the treatment is outstanding and world-class, and the cost is affordable. Even for things that were of a fairly serious nature, they never even approached the amount that you're looking at, as an annual premium. 

     

    May I ask which Public Hospitial you use ?

    Siriraj comes highlighly recommended - but of course wait lists can be long - thus I'm wondering which other hospital you have been very happy with - might give it a try (even though I'm covered - its good research for the future).

     

    An additional facet to using the public hospitals is that many of the Surgeons and specialists at the private hospitals, also work at the Public hospitals. 

     

    But, another point: at public hospitals such as Siriraj, a lot of Operations (simpler ones of course) are carried out by trainees, under the supervision of a senior surgeon - they have to learn somewhere, but that is also worth consideration. 

     

    53 minutes ago, spidermike007 said:

    And then there is a great deal of satisfaction in just saying no to the insurance mafia. 

     

    I have potentially 800k bahts worth of treatment required this year alone (if carried out at a private Hosptials).

     

    Thus: I wonder how much and MRI and arthroscopic surgery is at your Public Hopital and how long the wait times for treatment are.

     

     

     

    • Agree 1
  6. On 6/19/2025 at 12:20 PM, save the frogs said:

     

    There seems to be a lot of BS in this article.

     

    Dual pricing at medical facilities? I seriously doubt it. 

    Street markets? No, there's no dual pricing. And things are so dirt cheap in street markets anyway. If you can't afford street food, you ain't gonna survive in Vietnam either. 

     

    Yeah. National Parks maybe. And people are flocking to National Parks every day, right? And temples. 

     

     

    Dual pricing in hospitals is not 'BS' by any means - in fact Thailands Administrative Courts set a legal precedent allowing the practice of tiered driving in hospitals...  

     

    Thus: @save the frogs - you might want to reconsidered your angle on this - Dual Pricing in Hospitals is very real. 

     

    https://www.thaiexaminer.com/thai-news-foreigners/2021/10/01/dutchman-tiered-healthcare-case-rejected/?utm_source=chatgpt.com

     

    Primary Example: 

     

    Summary:

    A Dutch expat, Mr Erwin Buse - who has been living in Prachuap Khiri Khan and undergoing cancer treatments at Hua Hin Hospital. He filed a lawsuit with the Administrative Court in Phetchaburi, claiming Thailand’s tiered (dual) pricing system for public hospital services was unconstitutional and discriminatory against foreigners

     

     

    What the Case Was About:

    Thailand’s four-tier pricing structure (effective 2019):

    1. Thai nationals
    2. Foreigners from neighboring countries
    3. Expats with non-immigrant visas and work permits
    4. Tourists and long-term retirees

    Mr Buse argued that this system violated constitutional guarantees of equal protection, especially since his cancer treatment at Hua Hin Hospital was significantly more expensive than it would have been for Thai nationals. 

     

     

    The Court's Ruling:

    The Administrative Court dismissed the case, ruling that:

    • The tiered pricing “is not unfairly discriminatory” because it reflects the socioeconomic status of foreigners, who are generally wealthier.
    • Charging foreigners more is justified “for the benefit of Thailand” and is considered constitutional.

    Consequently, the policy remains in effect: foreigners, retirees, and tourists in tier 4 may still pay substantially higher fees - even double - for the same medical services, such as MRI scans or lab tests, and cancer treatments.

     

     

    Key Implications:

    Legal precedent: The ruling supports ongoing acceptance of dual pricing in public healthcare.

    • Financial impact: Expats with serious conditions like cancer may face significant extra costs - hundreds of thousands of baht.
    • Broader context: This aligns with wider government policies mandating private health insurance for foreign residents.

     

    Takeaway from this: 

    The Administrative Court has upheld Thailand’s tiered hospital pricing system, finding no constitutional violation and affirming the right to charge foreigners more.

    As a result, expats seeking long-term healthcare in public hospitals - especially for big-ticket treatments like cancer care - should be prepared for significantly higher out-of-pocket expenses unless they opt for private hospitals or secure comprehensive private insurance.

     

     

  7. 6 hours ago, spidermike007 said:

    Total agreement here. I travel back to the States frequently, a minimum of twice per year and I can tell you for a fact that Americans right now are rather joyless, and lacking in humor, they don't seem to be enjoying their lives very much, they're living, working, eating, and sleeping. Not much of a life, and many of them seem bitter, disenfranchised, disappointed, highly divided, and utterly joyless, no thanks. 

     

    I used to be somewhat against the idea of ‘self-insuring’ – it was the last resort, something I never wanted to consider. But now, I completely understand why people feel pushed into it.

     

    It’s not a choice, it’s a consequence. I often wonder what premiums will look like in 20 years – if they're already this high, how much further can they climb?

     

    Having comprehensive cover through my employer has been a blessing of the past years. But as is often the case, when the job ends, so does the policy. There’s no option to carry over that corporate cover to a personal plan, which means starting afresh (first hand experience of this a couple of times) – and with that, comes the realties of facing exclusions for any pre-existing conditions.

     

    Even worse: our family’s premium has almost doubled this year from to around $6,600 USD. Naturally, I refused to renew. But any new policy comes with the inevitable catch: exclusions on pre-existing conditions.

     

    Then there’s the situation with Thai insurers. Many impose a moratorium on serious illnesses like cancer. So if you go for a check-up and something suspicious shows up – say a mass on the lungs – and it’s within the six-month exclusion window, you’re out of luck. Coverage isn’t truly continuous or secure.

     

    Frankly, we’re held by the short and curlies. And as we age – like you, Spidermike – adequate cover becomes less a matter of cost and more an impossibility.

     

    This, in my view, is one of the most pressing issues for long-term expats in Thailand today.

     

    We can get our Marriage Visas, Retirement Visas, even the 20-year Thai Elite Visas… yet there’s no meaningful pathway into the national healthcare system. There should be. A system where we can contribute – financially and consistently – and in return, be entitled to care at public hospitals.

     

    Take the UK as an example: the NHS surcharge for those on a Spouse Visa or ILR is currently £1,035 per year (roughly 46,000 baht). That seems entirely reasonable – even by Thai standards – and something many of us would gladly pay for reliable, long-term security.

     

    As it stands, the only real options are:

    Be wealthy enough to self-fund your healthcare indefinitely, sticking with the same insurer to avoid exclusions (but you're looking at over 600,000 baht per year for such cover)

     

    Or, acquire Thai citizenship and join the public healthcare system - not possible for most who haven't been working here for 3 years.

     

    Well… there’s one more route, but wives' tend not to let us marry a Thai government official just to piggyback on their health coverage!

     

     

     

     

     

     

     

     

     

     

     

     

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  8. 3 minutes ago, MalcolmB said:

    Pot, kettle, black.

     

    Didnt even answer the question, just tried to attack other forum members opinions as usual. 
    Troll

     

     

    Aww, bless... couldn't get a sniff back home, so you washed up in Thailand and now spend your days churning out daily threads about Thai prostitutes.

     

    You're the perfect case study of the bitter monger – the very caricature I referenced earlier. A walking, talking embodiment of resentment wrapped in self-delusion.

     

    And you're not alone. There’s a whole tribe of twisted, world-weary romantics out there who genuinely believe last night’s "queen of fellatio" thought they were special.

     

     

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  9. 6 minutes ago, MalcolmB said:

    The last one I went down on the clitoris nearly choked me. I was gagging.

     

     

    It’s hardly surprising you can’t tell Arthur from Martha, really....

     

    Poor bloke… having to subject himself to your company is enough indignity already...  

     

     

     

    image.png.724d3a19b356d7c678a87aa948982ee7.png

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  10. 2 minutes ago, SAFETY FIRST said:

    I was tempted to take a video, but no, I don't like confrontation. 

    Seriously, this MAN was dressed in a woman's outfit, Pattaya attacks all the Nutjobs 

     

    These days I just avoid all foreigners (not close friends.... I have many) in Thailand. 

     

    Reckon he was about to hit beach road and start snatching gold necklaces ??...  

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  11. 27 minutes ago, ukrules said:

    Only Thaksin himself can sort this mess out, what's the odds he leaves the country for Cambodia in the next couple of weeks on an emergency mission to save the day?


    He’ll leave ‘quietly’ in the noise before a certain court hearing…


    Meanwhile the Military are perfectly posed to hold a Coup in no confidence of the current PM.

     

    Who then gets the concessions for those Casinos on the boarder town ??

     

     

    Oversimplified perhaps - but that’s how this seems to be being played out….

     

     

    • Thumbs Up 1
  12. 1 minute ago, Jack1988 said:

    my life isn't expensive at all, as i am happily single and i don't have children

    ok your thai wife does all these things but for a big price


    We have quite different situations - what you see as a huge price…. I see as phenomenal reward… 

     

    Many wives have given up & compromised their careers more than many husbands care to admit. 

    My Wife’s devotion to myself & our family by far supersedes any savings I’d make by being single.

     

     

     

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  13. 12 hours ago, novacova said:

    Welfare only creates dependency and inspires weakness. This kid most likely will become a strong willed independent individual.


    With a lost childhood - she’s an amazing testament to resilience… but this remains a tragic story & she’s been failed by the state & those around who may have known of her situation & shown no consideration until now.

     

    Props to those who did get involved - I hope she finds a deeply caring home for what remains of her childhood. 

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  14. 12 minutes ago, spidermike007 said:

    Yeah I see this a lot too, and a lot of my friends don't carry cash, their wife carries cash or she puts everything on a card. I don't get it, it's never been my style. I've always liked to carry a lot of cash, my woman has access to some money but she doesn't control our accounts. It's really up to the man if he wants to surrender all of his masculinity and his dignity that's on him, but I'm in your camp. The man's camp. I don't understand it, and I don't know why a man would want to do that. 

     

    One of the things I have noticed over the years is that somebody has to be in control of the ship, in this particular case a relationship. If the man's not willing to assume control, then the woman is forced into that position by his lack of cojones and masculinity. So that might be a factor, but I'm just speculating. I don't get the impression that that's required here, where in a lot of relationships in the West it does seem to be required. I know a lot of guys that are required to check their cojones at the door and they have no control over the finances back there. It is a sad thing to witness. No thanks. 

     

     

    23bad6ca72bddd57c5b7484e703f893e.jpg


    Surprising comments from you…

    I thought you’d be more open minded to varying dynamics in relationships, why & how they work etc…

     

    No hard rules - some just work with a better simplicity & balance than others it seems.

    • Thanks 2
  15. 3 minutes ago, Mavideol said:
    19 hours ago, Jack1988 said:

    yes but with the man's money

    ohhh boy, you must be new here, in case you didn't know/notice,  here we are called walking ATM machines   555


    On that perspective…

    - Driver (child to & from school)

    - Cook (excellent food)

    - Does all the grocery shopping

    - Given up a good career (after child)

    - lots more that I forget….

     

    Whats ours is ours for very good reasons - a trusted life partner who’s sacrificed a lot…. Some of the comments don’t see things firing that perspective because they may not have been in the same situation…

    … but it’s also clear many are in mutually caring, mutually respectful & loving relationships who do get the ‘sharing concept’…

     

    Without my wife, my life would be a lot more expensive - child care alone…

     

  16. 1 minute ago, Mavideol said:

    it's an asian thing, Chinese, Vietnamese are the same, my wife takes or I gave her my wallet to pay, it makes her feel special


    Maybe true - Wife always deals with the bills… I can’t be bothered…

    She also drives mostly these days… I can’t be bothered with that either… 

     

    We have the same account / card - so it doesn’t matter who makes the transaction- it comes from the same account. 
     

    If she’s busy chatting, I’ll get the bill, if I’m busy, she’ll get it - the action of who executes the transaction itself matters little to us from a financial perspective - it’s usually her though, ‘cos I’m taking with my son or friends etc & the wives will just sort it out. 
     

    I’ve never given it a second thought. 

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