bangmai

I can't quite put my finger on it, but KSK is a more enjoyable shopping experience. I've had go to Maya a few times for the AIS Store (which was excellent), but something about the Mall...seems like the crowds don't flow through it well, but are all going up and down the multiple escalators. Elevator is just as chaotic. Maybe it's because Maya is way more touristy, with a lot of folks I can do without, while KSK is more locals, taking care of business. Any thoughts?

They have subsidized housing in Portlandia....along with a 7 year waiting list.

He saw a backpacker steal two oranges that were meant for Buddha.......looks very bad for the global economy. The backpacker was even wearing a brand new pair of fake New Balance, so a very well heeled one, at that.

The difference between Denver and Phoenix is that people in Phoenix admit that it's not a world class city. Any place that is remotely affordable in LA, will be $$$$. During the RE Crash, I was searching for single family homes in LA for under 100K. I came across one....it was on Normandy St.. I started asking myself why that sounded so familiar....Reginald Denny was nearly beaten to death at the intersection of Florence and Normandy, which is still considered the igniting point of the LA Riots (of 92). This house was two blocks away.

I have owned three homes in Phoenix....unbearably hot in the Summer....Similar cost of living to Tucson, but there are better low end options in Phoenix. The gay jew areas tend to be expensive in both places, with the exception of Midtown Phoenix...85012, 85014.

http://www.phoenixnewtimes.com/news/arizonas-no-promo-homo-sex-education-law-targeted-in-legislature-7982912

JIB has several stores, a nice catalog, and internet business....credit cards accepted with no fee. They also have some name brand stuff....

Welcome to Tucson!

I know someone who owns a condo in HH but comes to Chiang Mai for the winter months, lives in a guest house or rented condo with a short lease and rents out her beachfront condo in HH. She says she enjoys all the social life and great restaurants of CM during high season and makes great money renting her beachfront HH condo weekly when she's here in CM -- enough to make life comfortable to return to HH during burning season and summer, to lay around on the beach reading because there's not much else to do in HH.

She says Immigration is better to deal with in HH, if you have your act together, and handles retirement visa extensions there.

This is a good anecdotal assessment. A friend of mine built 13 houses, south of HH at Kao Takiab, and kept two. He got in at 5000 per wah in 2004, and it might be worth 30K today, as building lots, but he admitted last week, that if he had done nothing the larger parcel would have brought a lot more money than the individual 100 wah housing lots. He's been netting 20K per week off one of the houses. It seems to be a higher high season than here, and a lower low season. He would take 35K for a 12 month lease, but that is getting harder to come by. Lots of Europeans, and now the Russians are there, too (most likely Europeans, as well). They have really overbuilt there, even to the point that it has changed the micro climate of his street...as there is a wall of condos between him and the beach. He would probably tell you that Chiang Mai has much more style, but when he barely misses a blizzard in America, and arrives home in HH, he couldn't be happier. There are fewer budget options there, and many businesses are simply out to extract cash from farang. The beach mentality gets downright annoying as there is a constant stream of people going on 2 week drinking binges. I personally like the quiet rainy season down there, but I'm also a big fan of the rainy season here. August is still pretty low season there, but we can see a big increase in visitors here. Based on recent conversations, he seems to have better options there, then we have at LK. I think you would be more car dependent in the outskirts of HH, and that reminds me that he atcually rented a 6500 per month apartment in HH City, while both his places were leased for 35K, ans aoon realized the conveniences of in town living. He didn't miss the 160 sm house at all. The 35 sm apartment was just easier to do, even with paid housekeepers, etc..

I got mine at the my appropriate revenue office in Chiang Mai. I did it to get back withholdings on my fixed deposits. I was not working at the time. I had a Yellow Book, which has a 13 digit Thai National ID Number for me, but the TIN is different. If nothing was withheld....don't sweat it. But, the school, like the bank needs to provide you with an end of year statement, showing they withheld in your name. Might be best to go over there with a paycheck stub, showing withholdings, get a number, and report that to your school. Your WP, passport/visa., and proof of address should be fine. Perhaps getting a bank account that takes the 15% of interest out for taxes, would be one way of making sure you get one a year from now. It was 1/10th as hard as getting a Yellow Book....and I would recommend doing that , too, if possible. A Thai GF can be most helpful on both matters. I've heard conflicting reports on where to go, but you can't go wrong with the place that collects taxes, processes returns, and issues the checks.....which is the revenue office. Also, be aware that a number of schools take the deductions and pocket them, just assuming you will be gone before you realize it.

The worst part of these processes can be getting sent on wild goose chases...by the time you get to the place you are suppose to be; your patience are running short, and then it is the wrong time to let them know how you feel. One side of the street can make a difference on where you need to go.....

A friend of mine has his son at one of the Sarasas schools in Chiang Mai and he is happy enough with the education. I know an non-native-speaking chap who teaches at another Sarasas school and his English is far from fluent. i wouldn't want him teaching my child English!

Well, it is "a non-native", not "an non-..." and "I" instead of "i".

Maybe you do need someone else to teach your child English

And you should consider a non-native, because these guys have degrees. Without at least a Bachelor degree no school will hire a non-native. But many (to many) of the native speakers get their jobs only because of their passport.

Would you like me to point out the 12+ errors in your 50 word post?

My last teaching job, the students were the ones gathered out in front of the school smoking, and it wasn't tobacco.

they'll rent a room for a week for two, and it will get used by 12 different people, even though they make no note of it at check-in. Usually, it goes un-noticed, because they look so similar..but that is just one example.

This is the most idiotic topic since last September's complaint about a new doctor opening up. Swampy was 40 years in the making...you might be in year 2 or 3 of the planning for a new CNX.....and when that opens, way out of town, people will still insist on using the old airport for short trips, which will mean smaller planes with more flights. You moved into an aviation area...live with it. That noise represents a large part of the CM economy. Many of those jobs require good language skills, computer skills, and engineering skills that demand more pay, and therefore pumps even more money into the economy besides what the tourists spend, which is a lot, too. The tax revenue is quite large, in case you haven't looked at a plane ticket lately. When you start talking about taking away people's livelihood; it's probably best to secure yourself, as that is a very serious offense in most societies.

Gotta have or mention the circus pants now dont we bangmai!

Photos please, to illustrate this phenomenon !

bangkok-pants-harem-thailand-rainbow-round-glasses-bps-born-pretty-store-ootd-fashion-blogger-review-02.jpg

let's see some "camel toe." Or do they call it "dragon toe," in China?

some people hold a grudge for years,if they have lost money by putting trust in some one, instead of doing a bit of research and checking the advice given,lot of people are greedy and when johnny flash starts building dreams in your head common sense disappears,if it sounds to good to be true,it propaly isn't.big returns, big big risk,and big commission and charges,as they say its a medium to very very long term investment.meaning forget about it for a few years,as I will be left and gone on to some other con by then.

True, that would give them a chance for a "clean" runner. Some need a lot less than five years. I've also noticed a lot of the Ponzis work on a high monthly return, with monthly checks that are often re-invested. Those people recruit others, because they see the actual payments, (made with others' investments). Usually, 9% seems to be a magic number....and nowadays they might even be saying 6-7%...which of course is a lot better than traditional investments are paying nowadays, but a lot of people are going to smell scam if the returns seem too good (especially those with several hundred thousand on hand to potentially invest).

At least their females often look good in circus pants. They have also prevented the gays from taking over even more of the Nimman area. Still, no peripheral vision, totally oblivious to others on the road or sidewalk....and real system players when it comes to renting, etc..

the gays?

shouldn't bigotry be contrary to forum rules?

If your preference is for (the term) "homosexuals," then so be it. Ironically, your orientation has found you right smack in the middle of a thread bashing people based on their nationality, which IS against forum rules.

I actually did a Summer internship between my 3rd and 4th year of Uni. I worked for the Department of the Army at The Pentagon. Ronald Reagan walked across the hall into Casper Weinberger's Office, and I was standing about 15 feet away. People were cheering. Certainly something I can tell my grandkids about. Thing is, I was getting paid 5.95 per hour, given as long as I wanted for lunch, and got 4 hours of sick leave, and 4 hours of paid leave every two weeks. My time also counted towards Federal retirement. I remember talking to the Navy enlisted guys, who were preparing lunch for the meeting; lobster salad. Would I have done it for free, let alone paid to do it? NFW! Maybe that's why I have an 800 credit score, and was able to come here on a retirement visa at age 50, without many worries.

Could you show us where he has the authority to sell securities in Thailand? http://www.biznews.com/mailbox/2015/10/14/to-biznews-community-is-high-pressure-seller-holborn-am-legit-or-a-scam/ Do a little googleing....more red flags than Mao's birthday party.

Holborn Assets......http://www.professionaladviser.com/professional-adviser/news/2409617/disgraced-adviser-working-as-ifa-to-expats

Far enough....but a few points.

On the first link (before Richard took up his position) we at least have some recognition that the company (and any compalints), and it's staff (including Richard) are regulated and subject to FCA sanctions. Richard has not been sanctioned. You can check the register on line.

The schemes beinng referred to (like Devere) were high risk for people that sought high returns...and certainly agents got high initial commissions for sale raterthan an ongoing trickle. Whether there was adequate disclosure always get brought up by those that made the loss on a high risk roll.

As far as being licesned to sell securities in Thailand....not a lot are. I buy securities over the internet with companies in Australia (subject to ASIC regualtions) that are not licensed in Thailand. There are probably tens of thousands of people in Thailand dealing with overseas companies/agents/banks/financial advisors that are not licensed in Thailand.

With an ponzi or high risk investment you are going to get poeple complaining after a loss (like the OP)..Presumably the OP has not gained any satisfaction through the more appropriate avenues for appeal. after several years, Richard still has his FCA accreditation, and the OP is now appealing to the Thaivisa Tribunal who;s sanctions (unlike the FCA) are unenforceable.

Either way people really need to do tehir own research...and as you and I have found out there is more than enough infor on Google......but greed always seems to over ride common sense.

but we are buying stocks in the US or Aus, etc, through our accounts in those countries...not from an individual promoting them here...legally, there is a big difference. The place where the transaction is executed for one. Where the cash is held for another....The biggest scam lately seems to be with the pensions....I wouldn't touch that company with a barge pole.

Apparently, the Thai SEC are starting a round-up....two last week...http://www.internationalinvestment.net/regions/thai-sec-acts-2nd-expat-adviser-2-days/

Even if they are legit; you are still basically giving them the authority to act as a bank, and the temptations for them to co-mingle your money (a huge no-no) is just to great. It's a case of the fox guarding the hen-house. Some of these people are hard core gamblers....I suggest getting caught up on the episodes of American Greed with Stacy Keech....there are several recurring plots...people getting introduced to scammers at clubs/church/golf, fund managers cutting and pasting make believe statements, pure ponzi schemes, forex trading, gold coins, over and over again....and the big players just never, ever, quit. And the real estate scammers? If only the victims had simply bought a piece of property in their name, from a licensed broker.....didn't even need to physically visit the property...just get the deed with their name on it, and an insured title.....

Could you show us where he has the authority to sell securities in Thailand? http://www.biznews.com/mailbox/2015/10/14/to-biznews-community-is-high-pressure-seller-holborn-am-legit-or-a-scam/ Do a little googleing....more red flags than Mao's birthday party.

Holborn Assets......http://www.professionaladviser.com/professional-adviser/news/2409617/disgraced-adviser-working-as-ifa-to-expats

Miami Beach is a different municipality than Miami. I suppose he could have been gay, even with a wife and three kids. He actually voted Democrat once, even had a George Wallace for President decal on the Ford Pick-up.

He seems to have been outdone by Alan Hall, maybe that's why you don't remember him...guest speaker 11-02-2006.

Guess where he was a guest speaker? http://www.chiangmai-mail.com/172/business.shtml "Remember, It's all about expats helping expats." The topic was: "How to select a financial advisor."

Those financial advisors are generally working illegally in Thailand. They have just recently come onto the radar by the Thai SEC. Even if they had a WP, they still are not licensed to sell securities in Thailand. Perhaps you could share with us what fine club or bar you were frequenting, when you met this person. I traded 500K THB in stocks last week, in America...transactions are confirmed in seconds, not minutes. Do want want to manage anyone's money here, or broker stocks for them? 100% no....will discuss markets over beer promos, that's it. Look in the mirror if you want to see, who deserves most of the blame. Next time, just try a dartboard.........

They have also prevented the gays from taking over even more of the Nimman area.

But your avatar???

That's City of Miami; not City of San Francisco.