blackcab

Troll posts and a reply have been removed.

1 hour ago, cyberfarang said:

Having run 2 management companies for several years, as for keeping pets it depends on the clauses of the lease. If the lease states no pets, then it`s up to the management company to enforce that rule. If not mentioned in the lease then there is nothing the management company can legally do about it, unless the animal becomes a nuisance, such as a dog barking for long periods, attacking people or cats and dogs crapping in the communal areas or the condo in question become a health risk to other residents.

 

If legally imposing a fine there has to be a time limit for the fine to be paid. If the resident ignores the warnings and fails to pay the fine, the management company can push for an eviction via the courts that can take up to 4 years using the system in Thailand. Cutting off essential services or denying a resident access to common facilities without first getting the approval of a court, could be classified as harassment  and taking the law into their own hands.

 

Whatever, a condo is not a suitable environment to keep dogs or cats. 

The OP's partner is not a lessee. They are the freehold owner of the unit. As such they cannot be evicted.

Denying an owner access to the common facilities does not need the approval of the Court, and if done correctly it is not harassment or taking the law into their own hands.

This is because Section 18/1 of the Condominium Act states:

"...A joint owner with an amount in arrears under Section 18 from six months and upwards shall pay surcharge at the rate not exceeding twenty percents (20%) per year and may be suspended from receiving common services or using common property as set forth under the By-laws including the non-existence of the right to vote in the General Meeting..."

@ravip it's fine to post the name of the company if people are genuinely discussing the merits of a product the company sells.

That's a lot different to a brand new member posting a commercial link in their first post.

A troll post has been removed.

Moved to the Health Forum.

1 hour ago, scubascuba3 said:

On 7/15/2018 at 5:55 PM, amexpat said:

In many organizations the problem lies in that which cannot be discussed. 

Yes its a shame it can't be discussed

Moderation can be discussed, but not in public.

Individual actions taken by a moderator can be discussed by PM with the moderator in question or with an Admin. You can also contact Support, who is a real human being who deals with any issues that are reported to them.

If you want to discuss the policy surrounding moderation then you need to contact support. Moderators do not make forum rules or forum policy and we cannot change either.

1 hour ago, fxe1200 said:

Even a usufruct may not give you security. I remember a case, when a man working in Singapore for four days a week, came home and was not allowed to enter, because his wife and her new bodybuilder-lover would no let him in. The police told them to hire a lawyer and take the case to court. The case lasted five years, and he learned, that the house meanwhile was sold and no word about a usufruct in the contract, or any other documents. His fault: He left the documentation inside the house and never placed certified copies or the originals at his work place in Singapore.

As stated, a properly registered usufruct is written on both parts of the chanote. The copy the land owner holds, and the part kept at the land office. In addition, the usufruct is entered into the land office computer system. It doesn't matter if the land owner loses their chanote - a copy can be made by the land office. If the land owner loses their chanote and the local land office burns to the ground then the details are all on the nationwide computer system and a copy could be made.

Nothing stops a land owner selling a property that has a usufruct registered against it, but as stated, the usufruct survives the sale. However, if the usufruct is not being honoured then the case does have to go to Court if the police won't get involved.

I'm not even sure that you can get the name on a building permit changed after a blue book has been issued. The permit is a historical record, and it was right at the time.

Do you need a new building permit? Technically yes, because the land office records the value of the house for taxation purposes, and a new house will be worth more. However, if there was an existing blue book and the house doesn't look out of place then nobody is going to care much.

With the blue book people can be registered as living at the address and a regular electricity supply can be obtained. That's all that most people want.

Ownership of the land is the most important thing, which is proved by the title deed. The downside is that your partner may be pressured to get a mortgage on the land by her family. After all they may assume you will pay it off next time as well.

40 minutes ago, TallGuyJohninBKK said:

 

I'm pretty sure SCB is not the only Thai banking company reducing its branches footprint, either already or moving ahead.

 

CIMB in the past year or so has been doing major branch closings. And I'm pretty sure in reading a BKKB annual report the other day, it was showing a downward trend in their branch count.

 

The one thing I'm less clear on is that branch counts and numbers don't necessarily equate to the same or equal reduction in ATM counts, since the latter can be maintained apart from actual branches.

 

When some branches are closed the ATMs will be removed as the land will be sold. That being said, a bigger threat to ATMs is the banks trying to push as much online as they can. Promptpay, free online transfers, credit card promotions, etc. Cash use will inevitably decline, and ATMs will be a consequence of that. I understand that ATMs can do many more things than dispense cash, but then again so can a smartphone app.

ATMs cost a lot of money to purchase, operate, replenish and service. In time they will go the same way as payphones. It's just a matter of how much time.

A lot of questions, but I am very pleased that you chose to ask instead of ploughing on and ending up with all sorts of problems at a later date.

Firstly, if this is all your money then I urge you to think about control before you think about anything else.

If you make money, other people will want some of the action. If you cannot control the business then you are already in trouble.

What do I mean by control? Control of the money, the stock, the process and the customers. Think now about how you will achieve this.

The next question is who will you be selling to? If you are selling to businesses you will need to be able to issue invoices. If you are selling to consumers, then not so much. An receipt will suffice.

As you probably know, running a Thai company is time consuming and expensive. Your best idea by far was employing a worker using your HK company. That way the employee's taxes are their concern. Again, it depends who you are selling to. If it's the public then the Thai employee can register as a sole trader at the District Office for 50 baht and you are away.

Have a think and post your next set of questions.

SCB have it worked out quite well. If your branch is closing, everything to do with your account remains the same. Same branch and account numbers, same ATM cards, same PIN numbers, same cheque books, same online banking.

The only bit that changes is the physical location of your branch. If your physical branch closes it will be consolidated with an existing branch.

The idea is that the existing branch will have two sets of branch numbers, but they will not be able to open new accounts using the branch code of the closed branch. Over time the amount of legacy accounts will naturally dwindle as they are closed or people die.

I've already received a letter saying that my SCB branch is closing and that if I physically want to visit my home branch then I have to go to another location.

That information will be restricted. But if I had to guess, the first ones to go would be big branches that don't have many walk in customers, where the value of the land is high.

3 minutes ago, Na Fan said:

Right - "branch" closures. That's fine (and probably a good thing - they need to modernize and stop forcing people to go to the branch in person for every little thing).

 

I interpreted your statement as meaning actual banks disappearing - not just branches ?

 

Apologies for that. I meant physical branches and other physical assets such as ATMs will be be closed. The actual legal entity that holds a banking license will of course remain open. Nobody is going to close such a profitable business.

13 minutes ago, Na Fan said:

 

 

Bank closures? Care to elaborate? Which banks?

 

 

SCB has publicly stated they are going to close about 700 branches. The process has already started - for example the Sukhumvit 45 branch is closing shortly.

While other banks have not made similar statements, I can assure you that they are all looking to push business online and away from physical transactions.

Perhaps your girlfriend could use online banking in the future to do things like checking her balance. For better or for worse the government is trying to move Thailand towards a cashless society. With the amount of bank closures that are going to happen in the new few years there will be a lot less ATMs to use anyway.

2 minutes ago, HAKAPALITA said:

Yes 10 cetang should cover its worth.

I was being serious. Some forums have this feature. I was genuinely wondering if you would use it if the option was available.

1 hour ago, HAKAPALITA said:

This phone gets hardly any adds to feed TV nannies in their dotage, the PC does.Also Apple doesnt let much junk in anyway. But they cant be on the net according to some then..?



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Off topic posts and replies have been removed.

Did you see this:

@Wilsonandson I found a very good article explaining the differences between transgender and intersex here:

https://www.psychologytoday.com/us/blog/you-it/201604/why-intersex-and-transgender-are-very-different