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blackcab
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Posts posted by blackcab
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It's a known and long-standing issue.
It doesn't look like anyone has any resolution though. Whenever this topic is raised it's mostly ignored now.
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3 hours ago, Bangkok Barry said:
Just unbelievable!
I'm surprised you're surprised.
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He needs to buy a couple of miniture spy-style cameras. He then needs to make sure to get recordings of all this type of behaviour, with audio.
With enough examples, he would get full custody of his son - at which point his deadbeat partner can be ejected.
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12 hours ago, lkn said:
I have written before that I suspect the 50,000 baht limit is imposed from above, as I read somewhere that for transfers above 50,000 baht, Bank of Thailand has to be notified (with details about sender and receiver), so I suspect that this notification is not automated.
Kind of. For anti money laundering office reporting purposes there is a list of transaction types, split between walk in customers and bank customers. Some types of transactions for walk-in customers have a 50k limit on them. If the limit is exceeded then ID will be required. An automated report of these types of transaction is generated and forwarded to the AMLO.
For an online transfer by a known customer who holds an account with the bank, there is no report generated for amounts less than 5 million baht, unless the transaction involves cash. In which case a cash transaction form would be generated for a transaction over 100,000 baht.
The reports are computer generated.
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If you have the registered name (or even better the company number) then you can find what you need online here:
http://datawarehouse.dbd.go.th/bdw/home/login.html
You need the บ.อ.จ. 5 form that lists the shareholder details.
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On 14/04/2018 at 9:48 AM, sky3 said:
I was going to post in the SME forum but it seems pretty dead so think it may be better to post this question here.
I'm preparing to open a buffet style all you can eat shabu restaurant in Bangkok and am trying to figure out labour costs. Anyone in the restaurant industry or have similar experience hiring that could tell me how much workers salaries are? For example:
1. Monthly salary for full time floor staff (and is it based on 5 or 6 day work week?)
2. Cashier
3. Cook - will just be preparing simple things such as fried items
4. Prep cooks - mainly to prep and cut meat and veggies, refill the buffet style items in the self serve area for customers, etc.
5. Dishwasher
6. If I were to hire one "Manager" level employee how much would he/she need to be paid compared to the regular floor staff?
Any insight would be appreciated! Definitely will hook up the discounts for ThaiVisa members after opening :D
1. 12-13k a month plus tips/service. If your tips/service is no good they will leave.
2. 12-13k.
3. 14-15k.
4. 13-14k.
5. 9.3k.
6. 20k.
Start them low. You can you always raise them up later.
I have to say that I hope you have strong F&B experience. Even if you do, it will still be an eye opener running a restaurant here.
You forgot your most key member of staff: Admin in the office. Who is going to prepare your invoices and expenditure, order stock, pay staff, do banking, liaise with your accountant, renew your food and alcohol license, deal with your VAT and social fund queries, sort out staff holidays, sick leave, maternity leave, answer the phone, deal with emails, etc?
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You need to download the payment form from the internet, complete it with relevant card details and hand it in at the same time as the application:
The cost, including the courier fee is £88.51. Your card will be debited in GBP.
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5 hours ago, ghworker2010 said:
Im disappointed with the greedy designer
That's how it is here. You always have to be aware. Trust is hard won in this country.
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8 hours ago, scorecard said:
Yes, Thailand does have such regulations, some national and some local regulations, and yes permission is required to build and in some cases to alter, but how well is it enforced? How long is a piece of string?
Here's a twist, we bought land with a contract to build a luxury bigger house near Jomtien beach in Pattaya.
The developer did get a building permit for every house.
Later we sold and without a copy of the original building permit the Land Titles Office would not have been able to transfer the ownership to another owner. We showed the original of the build permit to the LTO, and gave them a copy, then smooth sailing to transfer the ownership to another owner.
Luckily we still had the permit to build document and luckily we had during the building stage demanded and fought hard for the build permit document from the developer (farang team). Developer team were not customer focused and very difficult to deal with and they left many owners less then happy on many counts.
Most new owners never got a copy of the building permit and at the time we sold several others new owners could not sell - no original building permit.
Others have told me that this is not generally applied. What's the answer?
The answer is you can get a copy of the original permit. In Bangkok, for any building 4 storeys or less you get it from the district office. For buildings 5 storeys and over you get it from the Department of Engineering. We had to get a copy building permit from the Department of Engineering about 2 years ago. It was signed by the deputy governor of Bangkok and cost exactly 5 baht. It came with an official receipt too.
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On 14/04/2018 at 8:25 AM, sky3 said:
Good to know thanks! I was wondering would you know what the max transfer out to another thai bank is per day at Krungsri? K-bank, SCB, Bangkok Bank all told me there is a 500k limit each day transferring money to another thai bank.
SCB it's 2 million to another bank, but that can be increased with Head Office approval. I have attached a screenshot of my mobile banking app.
Do check if there are any transfer fees. There may or may not be, and they may or may not be significant.
Don't forget you can withdraw the funds in cash at one bank for free, then walk next door to the next bank and deposit the cash for free.
I have often done that for larger amounts of cash. It saves on transfer fees and there is no delay with the funds being credited to the account.
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Here is what Villa charges:
https://www.honestbee.co.th/en/groceries/stores/villa-market/search?q=salmon
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4 hours ago, scorecard said:
Just a curiosity question - my understanding was that the new laws only applied where the landlord has 3 or more properties fur rental?
More than 4. That can be in different locations or all in the same location.
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Are you building your wall inside your existing building?
What I understand from your explanation is that you want to add bricks inside an existing room to make the wall thicker. In non-technical terms, you want to build a smaller box inside the existing larger box.
If I understand you correctly you do not need planning permission for this.
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7 hours ago, cheeryble said:
Are you using well water?
I ask because in our area the PWA charges condos at the commercial (top) rate for water.
That's 29baht/cu.m
We're in Bangkok. MWA charges a lot less than PWA.
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1. A 6 year lease should be registered. If you have a 3 year lease and a contract for a second period of 3 years, this does not need to be registered.
2. Are you changing the footprint of the building by adding additional square meters of space? If what you are doing to the rear of the property is single floor construction that does not get within 2 meters of the property line then no permission is needed as long as the building's maximum built up area will not exceed the limit for fire safety.
If it's a small building you will be fine.
If your construction goes within 2 meters of the boundary and it will have windows then you could have issues. Were the previous windows removed because a neighbour complained?
3. 250k is outrageous. You need to wise up quick if you are going to succeed in business here, or you will be bled dry.
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I still don't understand who is the mortgagee, who is the mortgagor and if there is a guarantor.
Is the mortgage registered on the back of the title deed?
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5 minutes ago, scubascuba3 said:
Does this apply to guesthouses too? I don't think it does but they are guilty of charging way too much for elec and water.
Guesthouses with more than four rooms who rent the rooms for periods of less than 30 days should have a hotel license. Hotels and dormitories are exempt from this law as they are regulated in other ways.
If they don't have a hotel license because 1.They do rentals longer than 30 days, and 2. They rent more than four rooms either in one property or in different properties then yes, this law applies to them.
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I work for a company that rents large amounts of cheap apartments in the 2,500-3,000 baht range. We have already amended our electricity and water prices to cost price (or as close as we can reasonably get to cost, as the cost of electricity changes each month).
We have decreased our charges to 16 baht per unit of water and 5 baht per unit of electricity (don't forget we are a commercial business so we pay commercial rates. Our tenants also consume a lot of units, so we reach quite high up the scale of progressive utility charges). We reduced our utility charges one month in advance of the deadline, so in effect our tenants have had a cheaper month than usual this month.
We used to charge 20 baht per unit of water and 8 baht per unit of electricity, which was the same as many other apartment buildings in the Bangkok area.
Our loss of income per year would have been quite substantial, so as of next month we will be increasing rents from 2,600 baht to 2,900 baht and 3,100 baht to 3,400 baht (an increase of 300 baht per month).
Our best calculations show that we should "break even" at this level of increase, meaning we will neither gain nor lose in terms of total revenue.
Many tenants don't like the rent increase though. We have had about 15 per cent of our tenants give us notice to quit. They will all get their deposits returned promptly as we keep all deposit money in a separate savings account that is not used for any other purpose.
We only charge 1 month deposit and 1 month rent in advance, so there are no other big changes for us. We have a very few tenants who first rented from us many years ago, and we hold 2 months deposit from them. They will be getting any excess deposit money refunded to them at the end of this month.
In terms of new contracts, we are issuing every tenant with a new contract that complies with the law, regardless of how long they have stayed with us. We have set the contract length at 2 months, so it shouldn't inconvenience anyone too much. We have already agreed that if a tenant wants to move out during the new 2 month contract we will return their deposit to them anyway, as they didn't ask to go from a rolling 1 month contract onto a fixed term contract.
It's all a bit up in the air at the minute, but it is already clear that the better owners are complying with the new law, while for other owners it is business as usual with 20 baht water, 8 baht electric and 2 months deposits.
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On 12/04/2018 at 2:59 PM, webfact said:
Thailand relies mainly on natural gas to generate power, but domestic demand supply is falling behind consumption, requiring the country to import more piped gas from Myanmar and more liquefied natural gas (LNG).
Small difference...
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14 minutes ago, possum1931 said:
Villa would be better shutting down all their stores as some of their prices are outrageous. one item about 50% dearer than Foodland. Though I do admit to using the one at Soi 33 occasionally as they have a good variety of food there, but they really ought to do something about some of their prices.
They are not going to shut down if they are making a profit. Ultimately, as you know, they will charge as much as they can as long as people keep buying.
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5 hours ago, Crossy said:
Payday loans can have massive APRs, QuickQuid is 1294.9% APR https://www.quickquid.co.uk/payday-loans-uk.html
I just read a very good article that partly explains why the APR is so high (other than rampant capitalism).
In reality the author's business costs of 5 per cent were unrealistically low, so the APR required to break even would be several hundred per cent.
https://www.forbes.com/sites/timworstall/2011/12/20/why-payday-loans-are-so-expensive/
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54 minutes ago, geovalin said:
...but the Chinese authority secured their air tickets...
That's better than what the UK government does.
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Maximum amount allowed in wire transfer to a Thai bank account.
in Jobs, Economy, Banking, Business, Investments
Posted
It's a decision made by your bank. As I demonstrated earlier, with SCB the limit is 2 million baht.
There is no AMLO report for this type of transaction if the amount is below 5 million baht.
There is no delay to customers of the bank. AMLO reporting us a background process and it is not done in real time. Recipients details known to the sending bank, otherwise how could they make the transfer?
There is no good reason. SCB has invested a lot into it's digital platform ahead of its planned branch closures. They recognise the need to push business online, and archaic rules like 50,000 per transaction but you can do multiple transactions have been adjusted to realistic levels.
KTB is a state owned enterprise. It's always going to be playing catch up.