
4MyEgo
Advanced Member-
Posts
14,460 -
Joined
-
Last visited
-
Days Won
2
Content Type
Events
Forums
Downloads
Quizzes
Gallery
Blogs
Everything posted by 4MyEgo
-
I found it, you are correct, you are entitled to a supplement of around $707.20 per year. In this link there is a lot of good reading, scroll down to Pension rates while outside Australia https://www.servicesaustralia.gov.au/payment-schedule-and-rates-for-people-outside-australia?context=22321 We learn something everyday, I even learned that the Deeming rate will still apply to me when I return to Thailand, currently non taxable. When the time comes I will be entitled to earn $5,304 while overseas before they start to cut my pension down, but it will be like $1,361 per year from what I have worked out, previously not knowing about the supplement that is payable, that $707.20 will pretty much sort it to about $600 per year. I might even reduce what I have even further so as to make it a break even event by the time I claim the pension.
-
Um, I had passport photos done for 150 baht, Embassy emailed me and said cannot accept as they had been photoshopped unbeknown to me. Did I go back, nope, but never will, suffice to say went across the road and got some done for 200 baht. Because the 1st shop failed to deliver to me what I wanted, i.e. passport photos, they will never get my business again, and when the wife and children are due for their passports next year, it will be across the road. Was I pi$$ed off that I did the 150 baht, yes, but I couldn't return the photos as 2 had gone in with the passport renewal application to the embassy. Moral of the story, remember where you are and smile as they do.
-
What are you on about, I was married in Oz, not in Thailand, not that that matters, but Centrelink will accept separation as well as divorced. Hence the reason I am transferring to the retirement extension from the marriage extension, this will be done 4 years prior which shows that the separation occurred 4 years prior to the OAP age. I overlook nothing because I am a planner, not a negative person with a big ego who thinks he knows everything. You say you know more, but in my opinion, you know nothing because you do not contribute, you say you couldn't be bothered, then why even be here ?
-
The married rate if your wife is under the pension age is half of the married rate, currently $802 which is half of the full rate for a couple. If your marriage isn't recorded, just be careful what extension (visa) your on, I am transferring onto the retirement extension (visa) when I am due for an extension at the end of the year as I will be telling them that is when I separated, not getting divorced as that costs $1,000AUS if you do it yourself, so why throw the money away. Yes will miss the Mrs, but a week back to Thailand every 6 months will help, you can also get her to fly over for a week or more every 3 months if he has Citizenship, but mine can't as we kids in high school, so I have to come over during the holidays, but can also get them to come over for 8 weeks during the big school break during March/April/May, however the airfares will cost, but won't break the bank, so that is an option, as accommodation will already paid for (rent).
-
Knowledge is power as the old saying goes, and reading gives you that. That is my take on it, albeit it the absent period is not enshrined, but I would suggest 4 weeks, similar to annual leave would be more than enough, remembering that they can stop the pension during that absence, which is more than likely, however the absence period is not added to the jail term.
-
I have far more than that, however being as smart as I am have moved my money before the 5 year period and left enough to show that I have just under the threshold which will go further down as I approach pension age, i.e. in 4 years. The 50,000 baht that I will receive per month will be subject to the deeming rate and be reduce while I am living in Australia, however when I return to Thailand there won't be any deeming because my assets are not taxable as a non resident, go figure that one out. Never assume everyone is broke who is returning to get the pension, the way I look at it is 50,000 baht a month is 50,000 baht a month, better out of the governments pocket than mine.
-
Marriage to me is a contract, that said, when I met my Mrs, I told her how I felt about her and how the world was my oyster, that said, I wanted her to be my main partner in marriage, however, I knew myself as a human being who had urges to sleep with other women, and if she was ok with me having the odd one here and there, then we could move forward, 17 years later, still going strong and enjoying my cakes every now and again. That said, if she wanted to have an occasional one, I'm ok with it, I am not insecure that she will fall in love with a side kick, and if she does, well, life goes on as we don't have control over everything. I know she doesn't have any desire for a side dish, because that is how she is, in fantasy, yes, but not in reality whereas I live my fantasies in reality, one life, might as well enjoy it as long as your not hurting anyone and your partner is in agreeance with you from the start, simple really, although 90% of women won't be up for it, and that's ok, find one, that is, if you want what I want. Each to their own, besides I believe it's healthy for the relationship, and no other that I have been with is as good as my Mrs, however, one has to try that piece of cake to fulfil that desire, and no one won't get fat if he only has a piece here and there. Just think for a minute how many relationships go down the drain because of "cheating" as opposed to being upfront, marriages were made to fail in that department because guys/women know they have desires and if they could be upfront about it and keep it under control, then all good, some don't want to experience their desires with a side dish and that's ok, but the ones that do and get caught out without being upfront at the beginning of the relationship in fear that it wouldn't go any further, suffer later through divorce and there you have "cheating".
-
I don't doubt what your saying, but I am a stickler for legislation, it says what your reading, hearsay to me is risky, but I was told by XYZ that it was ok, nope, the legislation stipulates ABC. The above said, when I do get back to Oz, i.e. if I do decide to chase the glorious 50,000 odd baht per month for the 2 year jail term, I will ask Centrelink as I intend on returning during school holidays here, e.g. a week in April and a week in October to spend time with the family, alternatively if I'm feelinn rich, I will send them tickets to Oz as I will already have accommodation paid for. Like I said above, I don't doubt you, but one bitten twice shy.
-
Keeping house cool in Isaan
4MyEgo replied to surreybloke's topic in Real Estate, Housing, House and Land Ownership
It would be. Again, it would be as it would go straight out the ceiling. Apart from spending big $'s, you be better off starting over, i.e. knock it down. You need a high pitch roof where you can stand in, high ceilings, cavity walls, thermal reflective sisolation and insulation batts, the higher the rating the better it will be, whirly birds, and wide eaves to keep the house cool. anything less than that is a fail in my opinion. -
Have a listen to this video, as you may not be aware that there is a thing called Deeming, if you decide not to sell up, then there is the Capital Gains Tax situation for Non-Residents you would have to consider. You can find out information on that on the ATO's website. https://www.servicesaustralia.gov.au/deeming?context=22526
-
The below is being frugal in my opinion and is pretty much reality for me. Naturally it depends on your circumstances and how you want to live during that 2 year "jail term", don't get me wrong, Sydney is a pretty place, providing you have the $'s to live there and the time to see her beauty, allow me to provide you with my example of how I see my 2 year "jail term": I live here in Thailand with my young family in a big modern house with high ceilings and lots of windows providing natural light, it has all the comforts that I could NEVER afford to buy or build back in Sydney, e.g. upwards of a million $'s to build in Sydney, then you need the same and more for a decent block of land to build it on, it is also debt free, has no neighbours around it, so it is very very private and very very quite, whereas in Sydney you would have to drive hours out, i.e. bush and fork out at least 2 mil for the same place vs say $150k AUS here. I have done my research going back to Sydney for me alone, i.e. being away from my family which I will dread as we have been together for 17 years, kids in high school. A one bedroom unit of a modern nature within a 15km radius of Sydney would cost me $600 per week (13,500 baht) applying 22.50 baht to the $, that's the starting rate, i.e. unless I want to live in a red texture brick 1960's low rise building full of those small German cockroaches and noisy neighbours, say $450 per week (10,125 baht), (no thanks). I'm not a snob, but at this stage of my life, comforts are important, that said, I would need to work and earn at least $30 an hour x 40 hours per week x 52 weeks = $62,400 less say $12,000 tax & 2% Medicare levy combined which would leave me about $50,400 - $31,200 rent = $19,200/52 week = $369 per week to survive on, not a great deal, but if you don't use a car you save on those expenses, so the left over is about the same as what you would get from Jobseeker Allowance (Dole) and rental assistance, however, then you have to pay for you rent from that, so the Jobseeker allowance is not an option for most, and I wouldn't look at renting a room either. After retiring 8 year ago and relocating here, going back just based on the cost of living would be a jail term, meaning I would have to work to survive, whereas here I haven't for the past 8 years, and what are ones chances of getting a job at 65 after not having worked for 8 years, regardless of having 2 degrees. The above said, previously on a 6 figure salary to what I used to pay in tax compared to the $62,400 that I would be earning working would be a downer, but I would so as to keep me busy during that 2 year jail term, Coles, Woolworth's stacking shelves at night would be the preferred as I wouldn't want to put up with the public, as multiculturalism in Sydney for me doesn't work, not racist, just stating my point of view as I prefer seeing one race here, warts and all, nowhere is perfect, unless you like the eastern suburbs . As for taking the wife and kids who all have Australian Citizenships would add to that cost and also mean we would have to stay longer for them to complete their HSC, because two years is not an option for them, it's either all in or nothing. I believe you are mistaken, you cannot go overseas several times in 2 years as you suggest, and if you are going to quote this, you really should back it up with some link (respectfully). Below is copy from the legislation, plus the link itself. Payment may be suspended for short overseas absences during the 2-year period and does not have to be reclaimed on return to Australia. A short absence from Australia (as long as the person is still classed as an Australian resident) will not impact on the end date of the 2-year period (i.e. the absence still counts towards the person's 2-year period). https://guides.dss.gov.au/social-security-guide/7/1/4
-
How women know men’s penis sizes without seeing them naked
4MyEgo replied to ezzra's topic in ASEAN NOW Community Pub
She's one the money. Women are worse than men, they just keep it lowkey around the boys so to speak. I remember my X wife in a heated argument let the cat out of the bag, something on the lines of, I suppose Kim was a better F than me ? Kim was a college friend of hers, unbeknown to me they knew each other, but I used to do Kim every now and again, amongst others in my younger days. Since that day, I have studied women and you know and feel how the friends of the one your shagging look at you, the talk, the smiles, the flirting. Fact of the matter is, they all need to be serviced as we do, so when you know their looking, talking etc, roll the dice and cut to the chase because your up. Nothing to do with penis size, it's about the service and how you leave them......"destroyed". -
Correct, that said, they will stop payment during your time overseas, however the time will not stop the clock during the 2 year jail term. Correct again, however what one has to watch out for is, if they return for a long period and then depart again, they might fall into a trap of the 2 year jail term starting again, so have to be very careful to discuss this with Centerlink. I am not up to speed with it, but it would have to do with residency again, of course, so if deemed a foreign resident again, then it's a lot of hassle all over again, because they can stop your payment when you depart, although you can appeal it, but what a hassle.