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tandor

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Posts posted by tandor

  1. Just buy some gold bullion, then sell it the next day (hopefully at a small profit).

    Take the cash and the receipt to the bank - this proves you didn't obtain the money through illegal employment.

    Do your transfer.

    Pick your toys up off the floor and dry your eyes

    If that doesn't work, use Krung Thai; they're more relaxed

    ...Listen mate...Im sure the OP can choose which bank he wants to use all by himself..and seeing he is in Grade 4 he can choose what other commodity to invest in all by himself.

  2. The guy just registered to post this review? Seems more of an advertisement to me, rather than a genuine review

    ...lay off the OP ..you have to start sometime..until you've been through this ordeal you have no idea...nothing like an extension of your life..a bit like getting the approval for your one year visa extension.

  3. SCB has strict policy that a branch must reach certain amount of target every month. The staff in each branch must get certain number of life insurance as well.

    Just because they ask you for money doesnt mean SCB are having hard time. They are number 1 most profitable bank based on their annual net profit.

    Their staff are well paid if they can reach the target, but there are some who couldnt meet their quota and forced to "pay" for SCB product themselves to compensate for the missing quote. Now you see why SCB is one of the most profitable banks out there.

    ..to you and 'agentsumo'...fair enough..i accept that they number one...another reason why I have with them for some years...however my OP had an exclamation mark at the end of signifying Im making a double surprised remark not only about the hard sell that I alone seem to be offended at...hence me thinking there was a holdup taking place..it all seemed a bit a bizarre over the main counter...if an employee had approached me/us in the main public area of the small branch with a brochure or wanted to sell their products; then that would have been acceptable...ok chaps?

  4. Frankly, the OP should be looking to his wife for paving the way for the hard sell, not the bank for doing what it's supposed to do

    I will instigate any buying of their products or investment at a place that is correct..and that place as I mentioned...is not over the counter..the 'help me please' was in English and directed at me.

    Yeah but, according to your OP, only after the teller and your wife had had their chit-chat

    Like I said, the bank was doing its job - the content of your wife's conversation with the teller resulted in the appearance of the manager

    ...this is not the Spanish Inquisition...wife/teller talking about weather and economy..next thing the manager appears..teller may have alerted him somehow...regardless the counter is not the place for such antics...finished.

  5. I don't think your premise is correct. Thai banks are quite profitable and the staff were just trying to sell you some of their commission based insurance or other banking products. People need to realize that banks don't exist to "help" one save and invest their money but to sell financial products and services, often high prices.

    ..Im correct...they were wanting us to invest in a fixed term there and then..not transfer our funds...nothing about insurance or other products.

    I was surprised to have this hard sell over the counter..if they had invited us to go and sit down..fair enough.

  6. Other day we went to SCB at Airport Plaza Chiang Mai to do a transfer.

    We were serviced at the counter..not the sit down across the table..so fairly formal you would say.

    Whilst the transfer was being done the teller started talking to wife about this and that.

    Next thing the manager arrives and both start chatting.

    He said to us in a quiet voice and quickly followed by the teller in English with a worried expression on her face...”Can you please help us..can you help us please?”

    To be honest I thought there was a robbery in progress and they were asking me/us to help them.

    I quickly looked around and there was no security person in the office.

    I said “What do you want me to do for you?”

    He said, “Help our branch, please invest some money with us to help us?”

    Talk about the hard sell....then it began ..all the rates..terms...teller printing out sheets of data...explaining it all in great detail.

    Meanwhile the line is getting longer..we had other things to do..like eat...so we had to interrupt the excitement and excuse ourselves.

    The following day we had the teller and manager each call twice.

    Oh well..TIT...anything goes!

  7. Hmmm... I feel like I am a victim of corruption in one form or another almost daily here. Who do I call?

    ...friend of mine..expat married to a Thai woman..was in Bangkok when the local Police visited to check they were bogus..they went to speak with the neighbours first then came to the house to see them..when they were told he was in Bkk they were annoyed and demanded 500 baht for fuel..(and yes he did inform Immig he would be out of the province)....may as well call your mum.

  8. If things are going good for you who really cares what others think.....

    Your 25 & she's 40.....She could still look great at 55 and you are 40....But - if you are so concerned about what people are thinking now how are you going to feel when she starts showing age & you're still a young buck - in Thailand.....It might not be as much fun then + you'll have a 21-22 year old daughter to explain....

    What are your plans once you leave the college nest? Are you going to be OK saddled down with a 6-7 day a week shop & raising a child while the wife works? Or you going to sit around the shop - maybe get bored & go for massages....

    If she's clingy now it's only going to get worse - you'll probably be on a short leash.....Right now she has the cushion of your school schedule to allay her clingy concerns.....

    You're going to be living in her web.....

    I'm not exactly that concerned about what people are thinking, but it's a good idea to know how the average Thai middle-class person perceives this.

    She's very laid-back about shop hours and I've got my own online job. I've also got good connections with universities here and can find university teaching and research jobs without much trouble. Another option is to move my new family to the US

    The daughter's clinginess is not much of an issue for me. It's always been a good thing.

    ..post your success story in a romance magazine..

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