There are plenty of ways to call, even using your Thai number the cost is still not that expensive. The great thing about Skype is the My Skype Number which gives you a number with any area code you want and allows people to call you just like a regular phone. I had no problem receiving codes from banks etc. it didn't work for the My SS site (US) but could use my Thai number for that. The lack of communication from Skype about the changes is the problem, no more top up option I can deal with. What I want to know is if you can renew the My Skype Number when my current term expires? You can no longer get a new My Skype Number at this time.