SportRider

7 minutes ago, Walker88 said:

 

Are you this "Dan" guy?

 

You seem quite invested in this thread, which makes me wonder if you are really Dan.

 

As for your the subject, I am always a bit confused when it comes to sexual morality. Maybe when I'm older I'll be more clear.

 

According to some---and I think you---it is immoral for a woman to be paid for sex, but absolutely okay if she has sex because she's horny. The goodness of one vs the other escapes me. Secondly, a guy who pays for it is a loser, but a guy who sleeps around---often giving women a false impression of genuine affection---is something between a stud muffin and the second coming of the messiah. Apparently we should all applaud him because "he's getting it for free".

 

The "free" part is also a bit confusing. A guy whose real intent is just to bed a woman might take her to a fancy dinner on his dime, using the meal as the beginning act of seduction. He's paying, but just rationalizing. If he simply picks up a woman in a club and goes to his hotel or condo, or even a short time hotel, then he really isn't much of a stud because he is probably her thousandth partner. If he picks up a very inexperienced woman, seduces and beds her, then I suspect he has created a false impression in her that he's serious. Those three have precious little moral difference.

 

Though I admit to having a degree of moral confusion, I think even a genuine stud---the kind of guy who can easily attract a carnal partner---takes a more moral high road if he pays a woman who knows it's merely a business transaction, rather than dally with a woman to whom he might be giving false hopes of a serious relationship.

 

Let me add...if the 'good' woman is well aware it's just a one night stand and no money changes hands, how is she morally superior to the woman who does it to earn a living or even support her family?

 

Since you claim seem to be an expert on all matters sexual, perhaps you can enlighten your audience.

Good post 👍

18 hours ago, Goat said:

Was she from Issan? 

Half the older generation are not even sure of what day they were born on. Birthdays were never a big thing up there and hardly celebrated at all until recently.

They think it is a bit silly to carry on about a birthday. Who cares really?

Absolutely true.  My wife has no idea of her real birthday.  And it was a few years before her mum went into town to register the birth.  She thinks she's about 3 yrs older than her passport age.

Just now, fredwiggy said:

Everyone has a code they live by. Some who murder would never touch or hurt a child. Some who kill have pets home they treat very well. Some who steal never do anything else wrong in their lives. The one's you worry about are the ones who lie with no conscience. Who break other's hearts with nary a worry. The ones who treat animals wrong and hurt them to feel something. They are the ones who will hurt humans and feel nothing also. A prostitute can be sleeping with many men because of past damage yet love their parents, even if they caused the damage, and any children they have with all their heart. Honesty is a virtue, and you never know who is honest unless you live with them a long time. It can come from a homeless person who has been hurt by life, and be lost in a rich man because they never worked for their money but hurt others or our planet.

Great commentary well written ????

18 hours ago, fredwiggy said:

I know quite a few rich people get their money by illegal means, or by bending the rules , but if you have that much money, why would any sane person choose a freelance prostitute? There are plenty of greedy women out there would would do anything to be with a rich man. Beautiful women who will sleep with anyone if their wallets fat. But then again, sometimes karma does hit the right people.

There is more honesty in a relationship with a working girl?

11 minutes ago, SportRider said:

You need specialist advice from someone who takes time to understand your circumstances and objectives and propose the best solutions.  This could be someone with more relevant experience than a typical high street accountant.

 

Solutions can include QNUPS and Discounted Gift Trust.  Both move assets outside of your estate.  The latter creates an income stream for you as well.

 

They sound complicated if you are unfamiliar, but a good practitioner will make the process straightforward.

Link on DGT

https://www.roywalkerwealth.com/2019/09/beat-IHT-taxman-with-discounted-gift-trust.html

On 10/6/2023 at 8:20 AM, davee58 said:

Hi.
Following the recent death of my Mother in the UK I became aware of UK Inheritance tax and started to investigate how it will apply in the case of a foreign domiciled spouse or Girlfriend.

 

Me and my Girlfriend have been together over 15 years, we are not married and spend the majority of the year apart due to my UK commitments.  She has never visited the UK. When I am away I send an allowance through Western Union as "Family Support".

 

As things stand I will be liable to IHT on my death due to my UK property and savings.

 

It seems that after my death the UK tax authorities could class all my years worth of family support as "Gifts" and demand 40% IHT on the whole lot.  The seven year exemption rule for gifts does not apply for gifts made to a non-UK domiciled person. 

Also if we were to marry, IHT exempt transfer to my wife would be limited to the first £325,000, this would include the value of all "Gifts" made prior to our wedding.
 

Does anybody have experience in this area, I intend to discuss this with a UK accountant however feel that I might get better advice and different insights here.

You need specialist advice from someone who takes time to understand your circumstances and objectives and propose the best solutions.  This could be someone with more relevant experience than a typical high street accountant.

Solutions can include QNUPS and Discounted Gift Trust.  Both move assets outside of your estate.  The latter creates an income stream for you as well.

They sound complicated if you are unfamiliar, but a good practitioner will make the process straightforward.

23 hours ago, Jeff the Chef said:

1,590 baht for 12 months Premium which includes UT Music worth it for no ads IMHO

Agreed. I have Premium and the music streaming service is fabulous... including download all my playlists to my devices.  Well worth the money.

24 minutes ago, connda said:

And for the majority of us, that's all that counts.

My Social Security is deposited directly into a Thai bank, so I don't see an issue there.
I transfer my pension using Transferwise (Wise).  If they begin to deduct tax out of foreign funds transfers, then it's simple.  I'll leave the money in the US.  At the way T-Bill rates are going, we'll be getting in excess of 5%+ soon on short-term T-Bill, so there is incentive to not transfer those funds to Thailand.

Who loses?  Thailand.  The nit-wits in the current administration completely fail to grasp the economic ramification of the impact of a decrease of foreign currencies entering the Thai economy.  They are about to turn off the faucet to Foreign Direct Investments and foreign capital inflows at their own peril.
Morons. 

Yes inbound transfers from say GBP or USD require fx into THB.  This supports demand for THB helping the strength of the Baht.

A reduction in remittances, if large, might somewhat soften the Baht against other currencies.

1 hour ago, koolkarl said:

Still clear as mud.  They don't mention the most important thing which is the automatic exchange of asset and income info yearly between members of this OECD  CRS agreement.

This already exists and in place for well over 100 countries, not just OECD.  It's for information exchange, to facilitate taxation but does not reflect on taxation policy of any country.

2 hours ago, soalbundy said:

I presume that the tax due on say pensions from abroad would be due at the end of 2024 and not monthly which gives time for things to settle down. A thought. money transfers from 'Wise' are from Thai bank to Thai bank ie. internal. Have your pension paid into a savings account in your home country and transfer the 'savings' to your Thai account split up among your partner and child, I can imagine there are many ways that a Thai tax accountant could advise.

Use a Thai Baht account on Revolut and connect it to Google Pay on your phone.  You can 'tap' pretty much everywhere now in Thailand, except for cash-only transactions.

It's easy to be cynical about the tailor shops on Sukhumvit area, if you have had a bad experience. 

Ultimately you do get what you pay for, but it should be reasonable prices for well-tailored shirts and suits made from quality materials.

I highly recommend "Andrew and Walker" tailors - You can have a conversation with the tailor while he's measuring you up. Discuss what style you're looking for, help you choose the material (not force it on you).. etc.  A very reassuring process.  The final product is excellent high quality.

They are inside the Lotus Hotel Soi Sukhumvit 33.

23 hours ago, BE88 said:

To drink water there are limits logically why should one or more drink liters a day? But if you drink beer there are no limits any more.

Some gout sufferers are advised to drink 3+ litres of water a day

20 hours ago, Tarteso said:

10-4, over ????

"That's a big 10-4, little fat buddy!" ????

November weather is the only thing i miss from the UK... Crystal clear blue sky, cold and fresh air, walk in the country with autumn leaves..

21 hours ago, BenStark said:

They borrowed it from that backward bred island folks, the one that still use stones for weight, who later saw the light and switched to what most of the world uses.

 

https://iso.mit.edu/americanisms/date-format-in-the-united-states/

One of the hypotheses is that the United States borrowed the way it was written from the United Kingdom who used it before the 20th century and then later changed it to match Europe (dd-mm-yyyy).

 

For international business comms as well as saving files on my pc, 2023-09-13 is a logical and understood format regardless of what the local format is.

Once fixed, get a free Cloudflare account for your site.  It's great.

Try this guy

https://www.trustpilot.com/review/roywalkerwealth.com

You can't circumvent Cloudflare if the site owner has it configured for full proxy (most do).  It's a great security system and I learnt the hard way after a couple of my sites were hacked and then tagged by Google as malicious and removed from search results!

Cloudflare is great.  It also speeds up delivery of the website.  If you see it checking your connection, it's likely because of current or recent activity it has detected from your provider's IP range.

Incidentally, you can buy domains via Cloudflare AT COST.

Its not about Thai or non Thai.  It's about whether a certain person is a good partner match for you.

Low engagement, distance, not feeling connected so early in a relationship is a red flag.  It wont get any better with time, if she's already making you feel uncertain.

16 hours ago, save the frogs said:

no, trawling the internet is better because I want to see the person behind the information and decide if the person is reasonably trustworthy based on all the content on his site, not just one article.

 

info from chatgpt comes in a vacuum. you don't know where it's coming from.

and most of it can not be trusted as with complex issues, there are multiple facets and conflicting information. 

 

Its very easy to ask ChatGPT for references for any information it presents.  If you doubt a response you can also challenge and it will review its own output.

I use it pretty much every day for research that can be technical or include academic material... its incredibly useful.

But if your enquiry is trivial - plain old Google is better.

Mister Prakan

Saw an excellent review of this broker on YouTube...

They are highly recommended

Waze app ????

Bangkokshuttle.com - used for years. 

I highly recommend them for 'no drama'.

Not the cheapest but very well organised.  Book and pay online; they issue instant PDF receipt with details and contacts.  

They have a meeting team at the airport, and when you arrive they call the car and it arrives in a couple of mins.

Nice vehicles and drivers.