Thank you, that's perfectly state. Carer, but actually powerless, wishing it were you instead, frustration with wary insurance companies, the realisation that after 45 years together nothing else is important at all other than just being together. Happily we have had a lot of years with me working from home, and then 6-7 years retirement, and we've always just enjoyed lazy time together. Many people aren't as lucky. Thanks again, your post was really appreciated. ????????