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NightSky

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Posts posted by NightSky

  1. 16 hours ago, SteveK said:

    Yes, a stock or share could go to zero, but a diversified portfolio containing individual shares, funds, commodities and bonds is very, very unlikely to go to zero.

     

    A bad tenant who causes lots of damage to the property, and never pays rent, combined with maintenance costs like replacing a boiler, repairing the roof, or dealing with a flood which your insurer won't pay out for, because it was an act of God, would reduce most investors to their knees.

     

    With British politicians hell-bent on destroying the country, any GBP denominated assets could soon not be worth much anyway.

     

    The more you've got, the more you can lose, so spend it and enjoy your life before you kick the bucket (just don't forget to keep the 800k!).

    Haha very true although I must admit your picture of the tenant is worst case scenario

     

    as for spending to enjoy, easier said than done, but true nevertheless 

  2. as for investments everything is a risk, it’s a matter of choosing your poison. Whichever suits you best. I’ve done shares, business and property and I prefer a mix of all. Just remember, although unlikely, stocks and shares have the potential to goto zero whereas UK property will always have some value regardless how bad things get. 

    • Like 2
  3. Most things can be done remotely it just costs a little more or takes more time.

     

    I kept my UK property and I’ve since purchased more buy to let. The best time to buy is when everyone else is selling up. 

     

    As for taxes, you pay tax wherever you earn (or at least it is your legal obligation to do so) and the UK is a low risk investment compared to some other countries.

    • Thanks 1
  4. 15 hours ago, rvaviator said:


    That is easy to say when you have money in the bank ... and not living hand to mouth like a fisherman does ... Doing the right thing .. does not always put food on the table ... I would gladly hand over a few K if I had my mobile returned to me by someone with less money than me .... if the reward was rejected I would not feel that was right ... act of kindness should be returned with another act of kindness ..... That is how I see it anyway ...


    Sent from my iPhone using Thailand Forum - Thaivisa mobile app

    Ok. Actually I did give a taxi driver 2 k for returning my wife’s phone.

     

    im just saying seeking rewards isn’t the same as kindness which is what these silly stories in the THAI media portray.

     

    true kindness has nothing to do with rewards. 

  5. 1 hour ago, ALFREDO said:

    You compare yourself to a poor southern Thai fisherman? And believe that situations are compare able - you are - unreasonable - therefore - over for me here

     

    "'Never argue with unreasonable people. They will drag you down to their level, then beat you with experience."

     

    I’m not comparing myself to anyone.

     

    Besides you make assumptions that you know me very well, when in fact you know nothing about me at all.  

     

    Also you completely misunderstand what is being said.

     

    In addition, referring to your quote I’m not arguing, I’m simply responding and defending myself from your troll attacks. 

     

     

     

     

     

     

    • Haha 1
  6. 10 hours ago, Thomas Lodi said:

    They're very easy to purchase. However, they cost about 500,000 baht. So it's odd that someone that has the money to afford to buy Thai citizenship would be squabbling over such a meager amount of money: 357,000 baht. Jesus, what crumbs these people are fighting and killing each other over. Thailand is the least competitive country I've ever lived in which makes it the easiest place to make money that I've ever lived in. And I don't have Thai citizenship. You have 10 million wealthy Chinese tourists that are dropping $50k USD on stem cell ( per treatment ). And that's just the Chinese. The Saudis like to spend even more in Thailand. If you don't know how to make money from the very amazing dynamic that is in Thailand ( a super cheap country with absurdly rich tourists ) ... then I'm not sure what to say. People just give you buckets of money in this country for being white, it's crazy.

     

    hmmm, please elaborate?

     

    Im pretty much sure I checked out the medical tourism agent idea and found it would most likely be in breach of the labor laws since it would likely be classed under 'tour guide or conductor' as a profession reserves for Thais.

     

     

     

  7. 42 minutes ago, ALFREDO said:

    Ha ha - the Fisherman works possibly a week to have 2000 Baht salary - how long you and the Tourist have to work for 2000 Baht income - cheap charly - OMG ????

    You seem to have musunderdtood the meaning of kindness and honesty. 

     

    Its not about who has to work how long and for what, it’s about doing what is right by your fellow man.

     

    if I found the keys to a Harley Davidson motorcycle or a gold bullion bar worth much more than the iPhone I would still return it to its owner and not expect a reward. 

     

    Its not about rewards its about doing what is right.

     

  8. 7 minutes ago, jamesy9368 said:

    This may be the case in the west but even there many people run a mile if they find out someone as HIV.

    In Thailand there is a huge sigma if you have HIV I have a Thai friend who travels to Bangkok from Pattaya to get his pills because he thinks he will lose all his Thai customers if they found out he has it and have to shut his business.

    Also there was a shelter just outside Pattaya which looked after people with HIV / Aids, the locals in the village got the place shut down because it dropped all the property prices.

    Its not right but you have to live with how it is not how you want it to be, things will change very slowly as that's how things work in Thailand.

     

     

    It’s simply a lack of education. It’s not 1980 we’ve moved on since then.

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